Revolut Megathread.

Happened to me when I came back from France a few weeks back. Anywhere I used the physical card was reverted for the same reason. I waited a few days and then withdrew everything. A few days after ended up with a negative balance on the app so I just added the cash back and squared everything off.

I cant find the straight answer in their t&c's etc.

I need some cash while in UK. If i withdraw from ATM, is there a charge? Any max amount or anything I should know?

Thanks

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If I'm reading it right, he transferred AIB-Revolut-scammer, then the money ended up back in his AIB account, now his revolut is locked.

Seems like AIB possibly marked the revolut transfer as fraudulent and now revolut want the money back.

So last month my AIB Bank account was scammed. What happened was the fraudster talked me into transferring funds from my AIB account into my Revolut account, in which I did and transferred them through that method (Revolut transfer). I reported it too AIB and the guards as well as discussions with Revolut staff about the incident. Thankfully AIB were able to source it and refunded the funds back. Got new cards for both banks

So the last few weeks was able to transfer money from both no problems. Until last week I got a notification saying 'my Revolut account has been restricted and needs to be reviewed also nothing my balance was '- thousands'. Its seems to be a 'charge back process'. Simply no way I can afford too pay Revolut back the 'funds to them'

I'm currently stressed because over the last few weeks I have been exchanging funds to a different currency through Revolut for a upcoming holiday and I'm worried I'm going to lose the funds because of this or the account would still be 'locked' by the time it comes around.

It's a bit of a dose brought on by some dickhead of a scammer. More a fool for falling for it

Stressed is not the word

Your AIB wasn't scammed though, the money left your account in a perfectly legal transaction, your revolut was the fraudulent transaction.

It sounds like AIB claimed the money back from revolut and now revolut are investigating, is your negative balance the amount you had minus how much you paid out?

Sounds like revolut have reclaimed the payment while they investigate, realistically AIB should have told you to deal with them since the AIB-revolut payment was legit, once revolut confirm the payment was fraudulent you should be ok, you did transfer to a bank account, not a Paypal or western union?

Are customers indemnified if they willing transfer money to fraudsters?

@PTH2009 , I think you made a mistake contacting AIB in this. The fraud occured from your revolut account. From what you have said AIB had no part in the fraud.

As others have said, AIB has issued a chargeback against your revolut account and Revolut has now blocked your account as a result.

Yeah I can see how this has happened I think 2 people earlier in the thread got their's locked too so could be a worry, be interesting to see the turnaround time on this one to open it again.

I wouldn't have much activity anyway to have it locked, so not actually too worried about mine getting locked, wages coming in, bills going out is about it. I have kept a bit in the credit union just in case anyway.

Max withdrawal at most ATMs in UK is 500 Sterling.Maybe Revolut will abide by whatever the ATM you are using.

Don't know if anyone has a solution for the below:

Created my Revolut Account in Ireland years ago, never any issues, I love the app.

Moved to Australia and setup an Australian bank account for my new job. I want to be able to top-up my Revolut with Australian Dollars via my Australian account but Revolut charges a high % to transfer funds as it's not from my Irish bank account. Revolut doesn't seem to allow you to change your country of residency so not sure how I could get around these high charges?

No that's where they add the charge for topping up.

That's a nightmare

Nightmare dealing with the current incident

Revolut telling me go to AIB for updates but AIB telling me to go Revolut

Getting emails from Revolut saying 'they could possibly go to independent debt agency'. Not helping with the stress

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