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Where is the cost of living crisis exactly?

12357

Comments

  • Registered Users, Registered Users 2 Posts: 69,592 ✭✭✭✭L1011


    Sweden is full of high spec saloons and estates - plenty expensive. Wouldn't want a low to the ground, summer tyred sportscar when you can have a 350bhp estate that can actually be used in winter.



  • Registered Users, Registered Users 2 Posts: 267 ✭✭boardlady


    I agree with you on the growing up in the 70s and 80s - where the net curtains were frozen onto the inside of the window in the mornings! And that makes me sound like we were destitute, but we were not. That was just a lot of housing during those times. I grew up in Dublin, private school, but we were always minding money and the house was often baltic. I could probably afford to heat my home like a sauna, but why would I be so wasteful? We heat to 20 degrees then let it cool and the bedrooms are better cool at night. Just as well i'm used to that, because I won't be able to afford that kind of heating this winter! I am definitely feeling the pinch with fuel and groceries but the electric bills are the ones giving me the horrors. I feel as though i'm already baulking at paying them and surely they will only be worse come winter .. I have the greatest respect for those managing on less than my own humble funds. I think the OP must be trolling.



  • Registered Users, Registered Users 2 Posts: 1,293 ✭✭✭Viscount Aggro


    Ah, the good old days.

    I remember in the winter time, seeing my own breath in the bedroom, it was so cold.



  • Registered Users, Registered Users 2 Posts: 35,564 ✭✭✭✭Hotblack Desiato


    How dare people try to protect their standard of living - sure aren't they lucky to be getting paid at all? 🙄

    Scrap the cap!



  • Registered Users, Registered Users 2 Posts: 5,786 ✭✭✭brickster69


    It was bad if you had an outdoor toilet and wiped your arse with newspaper stuck on a nail. People nowaday's would not last a week.

    "if you get on the wrong train, get off at the nearest station, the longer it takes you to get off, the more expensive the return trip will be."



  • Registered Users Posts: 1,609 ✭✭✭Tonesjones


    And if we don't get our way we put the whole system on stop.

    Threats Every single year . Shameless



  • Registered Users, Registered Users 2 Posts: 35,564 ✭✭✭✭Hotblack Desiato


    Yep those 1% pay deals are pretty shameless, alright.

    Scrap the cap!



  • Registered Users Posts: 1,255 ✭✭✭Sammy2012


    To be honest I'd rarely have my heating turned up above 20. I find I sleep much better in a cooler bedroom. Also we have a separate kitchen and sitting room so would just like the fire and the heating would be off in the rest of the house. I have to say our electricity bills ain't too bad at the moment and I wouldnt have cut back on usage at all.


    Definitely notice the increase in groceries but have just started to meal plan better and this is working. But as you say its harder when your funds are less to manage. Op is definitely trolling. I can't believe a teacher would have such a warped view of society seeing as they would be in contact with kids of all backgrounds every day!



  • Registered Users, Registered Users 2 Posts: 4,622 ✭✭✭maninasia


    I didn't say I moved back from Europe (I came back from a more prosperous busier place), I get your point though I think that the spending patterns of locals now are a bit depressed compared to before. So many own brands. People really dont seem to eat out much due to the cost. All kinds of restaurants, coffeeshops, fast food, cinemas they just dont seem busy at all to me. Not many gyms (probably covid killed loads). Quiet usually. Maybe everybody is on holidays overseas or in Ballybunion. Yep I see a lot of money goes on property renovations and property in general.

    Let us see what happens after the Summer season.



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  • Posts: 0 [Deleted User]


    You were offered 7% over the two years which was rejected, on top of the proposed income tax reduction. It's bare faced greed, nothing else. As soon as the surplus is announced, out comes the teachers and their sticky paws. And to think there is economic and business teachers in that cohort who should know better than chase inflation. It's a joke of a profession now.

    WFH lessens the impact of strikes now. It's about time govt employees were faced down once and for all. Let them strike.



  • Registered Users Posts: 1,255 ✭✭✭Sammy2012


    I assume the vote will be for industrial action up to and including strike. That's how it's phased. I'm not sure about the secondary unions but the INTO lost a lot of respect during covid. The call for teachers to be vaccinated ahead of others was unbelievable. Myself and other teacher friends were embarrassed with it all. The union does very little to actually help members. I would have no faith in them at all. They only make us look bad. But I guess the job of the union is to campaign on behalf of its members. I'm not sure what numbers the unions are looking for as I haven't been following this, but I am clued in enough to know that the money to pay the public service workers will have to come from somewhere so someone else will have to suffer. Rather than the debate becoming public vs private, the country as a whole needs some serious overhauls. People should be standing together to get these issues sorted.



  • Registered Users, Registered Users 2 Posts: 35,564 ✭✭✭✭Hotblack Desiato


    Since when was rejecting a substantial pay cut "greed" ?

    WFH will do nothing to lessen the impact of strikes from the rest of the public sector - it certainly won't just be teachers they're just the favourite whipping boy of the media and shytetalkers on boards.

    Scrap the cap!



  • Posts: 0 [Deleted User]


    So you're saying pay should follow inflation. Then in that case, the brutal cuts after 2008 in pay was entirely justified. Just as I and others have consistently maintained.

    Thanks for finally agreeing with my stance!



  • Registered Users, Registered Users 2 Posts: 5,786 ✭✭✭brickster69


    "if you get on the wrong train, get off at the nearest station, the longer it takes you to get off, the more expensive the return trip will be."



  • Registered Users, Registered Users 2 Posts: 35,564 ✭✭✭✭Hotblack Desiato


    Nope, there was no deflation after 2008 except in house prices.

    Try again.

    Scrap the cap!



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  • Registered Users Posts: 5,273 ✭✭✭xxxxxxl




  • Registered Users Posts: 8,239 ✭✭✭Pussyhands


    I find it funny that rents were going up like 10% or more a year and there was no crisis measures taken.

    Someone's pasta going up 20% is nothing compared to 2k a year every year extra.



  • Registered Users Posts: 5,273 ✭✭✭xxxxxxl


    In my local shop I can't find a bottle of Red wine that not like 11.5% under €9. Before you could say 2 months ago.

    Simple stuff has being going up like 20c here 50c there. My fave big bag of crisps went from €1.75 to €2.25. No reason for those kind of hikes. It's a chain store too not a one off shop.



  • Registered Users, Registered Users 2 Posts: 69,592 ✭✭✭✭L1011


    The wine price is the fault of neoprohibitionist minimum pricing.



  • Registered Users Posts: 5,273 ✭✭✭xxxxxxl


    Oh I know. But was still able to get stuff 13% for €8 or Maybe they were pricing it wrong ?



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  • Registered Users Posts: 8,239 ✭✭✭Pussyhands


    Still nothing in comparison to the rents going up in the last decade.

    Friend of mine was living in a studio in North circular road around 2015. They were paying 400 a month.

    Few months later the landlord upped it to 950 a month. That's an increase of 6k per year. They had to leave it then.

    Before the rpzs rents were going up 10% a year or thereabouts.

    After rpzs rents were going up, 4% every year! If your rent was 2k a month, that's an increase of 960 per year. And even more the next year and the next and the next.

    Renters have face far higher costs than everyone else. Annoys me to see parents complain about back to school costs and wanting schools to ban uniforms. Lol.



  • Registered Users, Registered Users 2 Posts: 35,564 ✭✭✭✭Hotblack Desiato


    Annoys you, why exactly?

    These parents may be homeowners, but these days it's more likely that they're renters...

    Scrap the cap!



  • Registered Users Posts: 330 ✭✭JizzBeans




  • Registered Users, Registered Users 2 Posts: 5,189 ✭✭✭Brucie Bonus


    All working class people could realistically work towards was the possibility of owning their own home.

    FG, the party that look after those who like to get up early, have destroyed that, cheered on by FF.



  • Registered Users Posts: 16 Raven1221


    Less for more sound just a nornal tik. Are the eye of the whole place now open on the problem?



  • Registered Users, Registered Users 2 Posts: 1,293 ✭✭✭Viscount Aggro


    Cost of living crisis?

    Today in Dublin, I saw a young girl driving a new Mercedes G class.

    Particular model I checked and they cost 290K.



  • Registered Users, Registered Users 2 Posts: 14,211 ✭✭✭✭Danzy


    Hardly relevant or indicative of anything though.



  • Registered Users, Registered Users 2 Posts: 18,976 ✭✭✭✭Bass Reeves



    40 years ago ago I always taught that left wing parties were the answer. I accepted left wing ideology unquestionably, somebody else's should always pay. Life should not be a struggle.

    However life is always a struggle.... depending on how much you want it to be. You can always buy a house it just may not be where you think you are entitled to

    Slava Ukrainii



  • Registered Users, Registered Users 2 Posts: 5,189 ✭✭✭Brucie Bonus


    You never knew the 'left wing ideology' if you think it's 'somebody else's should always pay'.

    The left is about looking after workers rights. health and safety. It's about equality and looking after the vulnerable, sick, elderly. It's about giving people dignity. Absolutely no politician or party is perfect, but your idea that 'the left' is about 'somebody else's should always pay' couldn't be more wrong. It's a con, a gimmick created by the people who go after those less well off, nurses and teachers. The people who will spend your money on special advisors. The people who will personally profit off the housing and health crises they created. The people who will sign us up to 25 year leases for luxury apartments, with no option to buy, for the very same people they won't build social housing we own to rent to them and all under the idea that somehow renting people properties we own, is giving into spongers, but leasing luxury apartments for them isn't.

    You cannot always buy a house. Affordable rent would be acceptable to many, but that's getting harder to come by. Also, IMO, people shouldn't apologise for wanting to live near family and their job.



  • Registered Users, Registered Users 2 Posts: 17,504 ✭✭✭✭MEGA BRO WOLF 5000


    Ah yeah that clears it up then. No crisis. Close the thread.



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  • Registered Users, Registered Users 2 Posts: 1,293 ✭✭✭Viscount Aggro


    Anecdotal evidence, that a lot of people are doing very well financially.



  • Registered Users, Registered Users 2 Posts: 16,694 ✭✭✭✭osarusan


    Anecdotal evidence that one person, or even a lot of people, are doing well financially, does nothing to contradict the argument that there is a cost of living crisis.

    Surely you must understand this.



  • Registered Users Posts: 231 ✭✭patmahe


    As a general rule the more you make, the less you will notice the cost of living crisis.

    Below is rough but you get the idea.

    100k+ you'll just spend more and have slightly less disposable.

    40k+ you'll notice a pinch but you'll make a few changes and get on with things, you're not rich but you're not poor either.

    20k+ you may have already been struggling to pay rent/heat/put food on the table, the cost of living increase will be very noticeable to you and you may now have to make difficult choices between food/heat/keeping a roof over your head.

    XXk+You were already hovering just above the poverty line, just about making ends meet, you are on a state pension only, or some form of government payment as your only source of income, you may be ill or unable to work. You buy the same food every week because you know you can just about afford it, you walk places because a car or taxis are a luxury you cannot afford. To this person a change in the price of the things they need week in week out could send then under completely, for these people the cost of living crisis is very real.

    The point is that the poorest and most vulnerable will feel the pinch first. But left unchecked it will spread to other parts of society, costs of business will become so high prices will have to rise, people will stop spending, businesses close, jobs are lost, social welfare costs are increased and there are fewer people working to cover the cost so taxes will have to rise.

    We are in the early stages of a cost of living crisis, for people on a reasonable income its not as noticeable just yet, but its already affecting some and will affect more and more if corrective measures aren't taken.



  • Registered Users, Registered Users 2 Posts: 18,976 ✭✭✭✭Bass Reeves


    The present cost of living crisis is energy related. It was going to happen anyway with carbon taxes and the demand on resources.

    Energy costs are impacting different products accross the economy it's just faster than it was supposed to be. The biggest pact that consumers see is in food prices.

    However your assumption that it hits someone on 20 k more than someone on 40 k maybe incorrect. At 20 k you see more social supports. A single person on 20k would get HAP support for accommodation which would more than likely there largest costs. A person on 40 k gets no support. More than likely they are traveling further to work as well. People on 20 k ate on the minimum wage and always find work near where they live.

    The person on 40k is either a semiskilled worker or generally a person in the early stages of there career. My son is in Dublin paying 800/ month for accomodation there is no support as his wages are above the 35k limit on wages to get HAP. Therefore this cohort is often impacted more than the 20 k cohort.

    At the end if it all you make choices with you income. The biggest issue is the mismanagement of you income.

    We cannot spend/ subsidize our population for this increase without seriously causing longterm structural issues in the economy

    Slava Ukrainii



  • Registered Users Posts: 231 ✭✭patmahe


    Agreed, that's why I said it was rough but you get the idea. Some is down to personal mismanagement but some are on very low incomes and maybe not even availing of all available supports through not being aware of them, these are the ones we need to worry about. But I agree it needs to be a balanced approach not just a free for all subsidy. Scenarios such as the one you outline with your son being a perfect case in point.



  • Registered Users, Registered Users 2 Posts: 2,302 ✭✭✭Mr. teddywinkles


    I do find this thread funny because it was started by a teacher yet theres loads of them over in the pay talks thread moaning about cost of living crisis. Needing a pay rise.

    This comical stuff just writes itself

    😄



  • Posts: 0 [Deleted User]


    And when teachers are given the opportunity to earn additional money by marking exams, they turn it down. The State Exams Commission is finding it harder and harder to find markers despite increased rates and removal of payroll deductions.

    Chancers and charlatans.



  • Registered Users Posts: 414 ✭✭dorothylives


    It isn't just inflation that's biting people. A lot of the price increases in everything are to do with price gouging. There is a lot more price matching that price reduction going on which really doesn't help. I used to be able to shop between 3 or 4 different places for the best price but Lidl is catching up with Dunnes pricing and Iceland is the kind of place where I'd only buy a few things as I prefer to cook fresh food not frozen. Every week what I buy in the supermarket increases in price. I've switched brands a few times but the supermarkets are screwing people sideways. At this rate people are going to be buying a lot more cheap salty sugary food because fresh meat, fish and poultry will be too expensive.



  • Registered Users Posts: 414 ✭✭dorothylives


    Same sh1t different year. Every single year, at least once a year, the teachers unions are out bitching that they want more money and talking about strikes. It's as predictable as Easter eggs on supermarket shelves when the Christmas stock comes off the shelves in January.



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  • Registered Users Posts: 315 ✭✭CeCe12


    For all interested.

    Sorry can't get it to rotate.



  • Registered Users, Registered Users 2 Posts: 16,530 ✭✭✭✭whisky_galore


    Maybe we can stick them in tents? Because tents are an acceptable form of housing these days.



  • Registered Users, Registered Users 2 Posts: 17,549 ✭✭✭✭Leg End Reject


    What measures do they want to see in the budget? If the government throw money at everyone inflation will continue to rise. Unfortunately, we need to accept that we're in a tough time ahead.



  • Registered Users Posts: 315 ✭✭CeCe12


    Here's the back of the flyer.




  • Registered Users Posts: 1,274 ✭✭✭EOQRTL


    And voted in by fools and the "i'm alright Jack" set.



  • Registered Users Posts: 8,239 ✭✭✭Pussyhands


    I'm feeling the pinch, I'll probably only save 20k this year as opposed to almost 23k last year.



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  • Registered Users, Registered Users 2 Posts: 5,359 ✭✭✭Padre_Pio


    Something like 80-90% of the adult population own a home.

    So 80-90% of people want property prices to rise. If you were a political party looking for votes, what would you do?


    Honestly, I see it in myself. I gave out for years about the price of property, then I bit the bullet and bought a house. Now it doesn't phase me. So long as I can afford my mortgage, all is well.



  • Registered Users Posts: 1,609 ✭✭✭Tonesjones


    Heard one on the radio today who said said after becoming made permanent she developed anxiety because she had bills to pay

    Clip is on newstalk and is repeated on the news bulletin throughout the day for anyone who thinks I'm telling fibs



  • Registered Users, Registered Users 2 Posts: 16,530 ✭✭✭✭whisky_galore


    Then they go 'waaah why are my kids still at home??'

    'Waaah! Why can't my Sorcha find a house for uni??'



  • Registered Users, Registered Users 2 Posts: 5,189 ✭✭✭Brucie Bonus


    Something like 80-90% of the adult population own a home.

    So 80-90% of people want property prices to rise. 

    Do this 80 or 90% not have kids and grandkids? Do they not have empathy? Also rising house prices only benefit the already wealthy. If you sell your house you can only afford to buy similar or down size.

    Add to that the waste of money on emergency accommodation, once for emergencies, now standard. The leasing of luxury apartments for 25 years and buying houses all to use as social.



  • Registered Users Posts: 1,274 ✭✭✭EOQRTL


    That's the difference between you and me so. I own a house, i don't want house prices to rise. I see a house as a home not an investment.



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