Budget 2023

You're wasting your time. The property market thread has similar cretins that reckon anyone saying the market is dysfunctional is a begrudger / whinger. They're just trying to get a rise out of people.

What do you expect people to do? Quit their jobs?

& thats not my intention, ive been on the dole and I wouldnt begrudge anyone on social welfare. I know first hand how people on the dole are treated but I can understand that and also feel frustrated about working so hard everyday and realising I would actually have been better off not trying to improve my circumstances and stayed on social welfare.

I cant speak for the people you know but again, it shouldn't be the case that you need to have a partner to split costs with to have any decent level of independence and financial security & im not talking about affording any kind of abnormal lifestyle, I mean if you're working, especially in a job that requires you to have a certain level of education - Because youve taken time and spent money to get those qualifications, you should be paid enough to put a roof over your own head, buy food and pay your bills. Any job should enable you to support yourself at a basic level but its become such a problem that allot of jobs require several years of training before offering a qualified rate of pay & that rate of pay doesn't support a solo person.

Also consider that teaching and other public sector jobs cut the pay for new entrants while highering the level of education needed to get a job and they did this while people training for these jobs were still in the process of reaching their qualifications so in lots of instances, the employees of these jobs pursued them when the conditions where much more tolerable. A teacher or an sna starting out now earns less than a teacher or sna starting out 15 or 20 years ago and the cost of living was much lower then. The wages increase after every 365 days worked but it's a slow climb and the cost of living is also increasing so theres very little chance to really get on your feet.

I think our politicians had their parents or families or spouses to rely on for connections and financial aid so they apply that experience when making decisions related to tax, pay and the cost of living, so teachers on lower pay don't need good wages because its assumed they'll have a spouse to split the costs with. They assume that anyone who cant keep up with the rising costs must be on social welfare so they provide them with houses, free medical services & extra supports for energy costs which is a good thing and im not taking away from that, but the low paid, educated single workers who don't have the bank of mum & dad or a spouse with a good wage to help support them, are falling between two stools & that accounts for a large cohort of the population who are either in a financial hole from renting, living with their parents or emigrating. Whats annoying is they're constantly referred to as 'young professionals' but allot of them aren't actually young anymore, this has been going on so long that those 'young professionals' whove been left behind are in their 30's and 40's and have been infantilized by the government & media. It's ok that a single 35 year old with a masters degree and what would have always been considered a good career type job, is living at home with their parents unable to afford any reasonable level of adult independence because theyre a 'young professional'. It doesn't sound as bad when they're described that way. Whats going to happen to half of them when theyre 45 or 50, have finally saved up for a mortgage deposit for their first home and their turned away because theyre too old. Theyre going to be working well into old age trying to keep a roof over their heads. Are all the single, low paid workers expected to emigrate? That sounds like descrimination to me.

No, you shouldnt have to emigrate, its an absolute disgrace what is happening here! But this place is a banana republic, you arent one of the sacred cows in the eyes of RTE or the politicians by extension... You are young, so you arent "vulnerable" You go out to work, so you are obviously "comfortable"...

I have written this on boards for years, your living standards are seriously reduced and lower than they would be in other countries, while other cohorts here,are way better off than they would be in other countries. The quality of life and your spending power, will likely be far greater abroad. Irish governments blatantly do not give a toss about working people and certainly not young people... That wont change...

You clearly havent tried to get planning for a mac massion as you call it in tippperary the last number of years. Almost impossible i the northern half. I know of 2 recently alone in the same town who were refused. Both technically within the town boundaries and one was a farmer at home farming. Then you have the local crank who will object to anyone trying to renovate a house in the town center

It is simply not true that a teacher starting out now earns less than a teacher starting out 20 years ago.

I can't find the teacher pay scales, but an SNA starting in December 2001 earned €17,319 to a max of €28,066.

Currently they start at €25,102 and got to €42,190.

But it's mostly those who rent that have objected to pension reform. I am sixty and would have been effected by the original proposal yet I argued for it with people. Most of those that objected are people who are drawing SW, or in the income strata below 50k.

Anybody with a bit of commonsense can see that people getting older are fitter and healthier.

The average person that lives to draw the pension will live to there mid eighties. Male live to expectancy has increased to the female rate and will probably exceed it over the next 20 years.

Yes

Electric Ireland are saying the first 200 credit will be viewable in your online account from early November. This was the case last time. Nice to see it there and knowing you are covered for 2 months. Well my last couple bills were 80/90 per month. Probably around the 100/110 mark now.

Why should it matter if you have your budget half right. They never paid double payment in the same day. It was always in advance. They never want to interrupt normal payment in case something goes wrong.

There would be complaining if it was 2-3 days after as well.

Is knee kapping worse than kneecapping?

How can you be eligible for both of the 500 euro payments? Wouldn't 1 exclude the other?