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Ireland the land of taxes and endless "fees"

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Comments

  • Registered Users, Registered Users 2 Posts: 29,903 ✭✭✭✭Wanderer78


    completely agree, our public services are beyond dreadful, countries such as denmark have invested well, we havent, now we re screwed



  • Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    To take further an example of my relative. She's in her early 40s with 2 children in their teens. Both have special needs. The father was convicted of abusing the children shortly after the second arrived. Therefore the dont have them option doesnt exist, as when you had them the situation was different.

    She wants to work, but it doesnt pay her to do so. She gets carers payment, lone parent alllowance, hap, medical card, fuel allowance etc. Like I said above, you'd need to be earning at or above 40k to even consider it. With two special needs kids - one autistic and one physically disabled - you'd also need to think about a carer while she would be at work unless she could work the hours around school.

    That's a wrong situation, it should always pay to get a job. It should never be better to be on benefits. Of course she's not going to give up the money and take a large pay cut, that wouldnt be prudent, but on the whole that system needs to change. Especially for folks not on carers, pension, sick/disabled,- folks on normal JSA should be time barred.



  • Registered Users, Registered Users 2 Posts: 2,326 ✭✭✭Markus Antonius


    It's all because of Putin's blackmailing of Europe, war in Ukraine and climate change.

    Only joking, it's purely government incompetence/hatred of the electorate and welfare state as others have already mentioned.



  • Registered Users Posts: 5,273 ✭✭✭xxxxxxl


    If we don't know what the difference between a job and SW is I cannot help.



  • Registered Users, Registered Users 2 Posts: 29,903 ✭✭✭✭Wanderer78




  • Registered Users, Registered Users 2 Posts: 33,634 ✭✭✭✭Princess Consuela Bananahammock


    Well, someone has to pay Leo and Michael's wages and whoever's in power at the moment.

    You keep voting for center-right parties, that's why. And then you moan that "X isn't a centre-right party!". Yeah, in the same way Bertie Ahearn was a socialist.

    It's not the taxes and fees y'all should be worred about it's where the money is going that's the real crime. The poor level/complete lack of them, but oh yeah - "X is a centre-left party" so they're investing all the money in public services, then, yeah?

    Everything I don't like is either woke or fascist - possibly both - pick one.



  • Registered Users Posts: 807 ✭✭✭Juran


    The OECD graph above, shows Ireland at 22% income tax of their income per capital. The reason is only a small % of the population pay income tax in Ireland. The PAYE workers earning above €18,000 (around this much i think) are truly the majority who pay income tax in Ireland. So you can exclude all the unemployed, refugees, cash in hand trades people, farmers & business owners who have cute accountants. Thats a big % of the population. Then add on pensioners & kids (not that i expect kids to pay income tax), thats even bigger % now.

    France is at 46% of income paid as income tax, why so high ? First no generous dole so there is an incentive to go out and get a tax paying job. Trades people won't do cash jobs, they all issue invoice with vat, they pay income tax on every euro they make ( and charge a bloody fortune at that).



  • Registered Users, Registered Users 2 Posts: 3,441 ✭✭✭NSAman


    The USA, fact check it if you want. I earn far more here than ever in Ireland. I pay myself as a contractor and also do my business returns. Everything is above board. Yet I have more in my pocket personally and in business than I ever had in Ireland.

    i think you should really explore any statement that Ireland isn’t a high tax country, a little more.



  • Registered Users, Registered Users 2 Posts: 3,441 ✭✭✭NSAman


    Correct! Anyone being paid 500K also has various tax shelters/deductions/tax code usage that doesn’t make them pay 52%.

    i.e. A friend had 2 million in his tax payment account. He paid 1 million deposit for a jet, was allowed to right the entire cost of the jet off against income. Leaving him with 1 million dollars, no tax and an asset he could use to fly free and rent out…. All legal!

    The rich have tax accountants for this reason.



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  • Registered Users Posts: 592 ✭✭✭GNWoodd


    The County Councils stopped collecting the bins because people wouldn’t pay the bin charges . Now householders are at the mercy of a small number of private collectors .



  • Registered Users Posts: 142 ✭✭Nighttime22


    Absolutely there are alot of decent paying multinationals now in a real struggle against one and other to get people into roles..

    It's hard not to feel that alot of this mess is created by the government simply getting away with too much, we are very resiliant as a nation to hardship and it's nearly detrimental to us we put up with far more than we should, I genuinely believe the government knows they can get away with little bits at a time and they just keep chipping away with little fees here and there it's death by a thousand fees/taxes for the average person.

    Like low income families have to be having life and death trying to make ends meet these days, its sad to see and doesn't have to be like this but greed is winning out in this country.



  • Posts: 0 [Deleted User]


    Yeah, you still live in a violent crime riddled hole though. But I'm sure your extra cash will come in handy for you to stem the bleeding out from gunshots after nipping down to the shops.



  • Posts: 0 [Deleted User]


    In recent times, car tax was reduced, income tax was reduced and various credits/bands increased. VAT was reduced for certain products.

    It's not all increases.

    If FG had a majority I'm sure income taxes would be further reduced.



  • Registered Users Posts: 142 ✭✭Nighttime22


    This is exactly what I'm talking about the accumulative effect of the sneaky taxes and fee's when you add it all up, the tax and money thats taken from us every year before a penny is ever earned is ridiculous, the working man is always on the edge and never ahead and it seems that where the system intends us to be, should you do over time to get a head? butchered with a higher tax bracket it really is tax at every turn.



  • Registered Users Posts: 142 ✭✭Nighttime22


    They give it with one hand and take it back with the other, when one tax goes down another "fee" is created or another tax is raised.



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  • Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    Completely agree toll bridges anyone. the stats here for Irelands tax is with regard to our GDP and our GDP is swayed by our MNCs we should be looking at our GNP as the correct measure. If you live in Ireland and try and do things the right way you get bent over and raped for money, while those on the dole keep on doling and the lads in the public sector continue the watching of the clock, the people in power for the last 2/3 decades have made an absolute b0ll0x of our finances.



  • Registered Users, Registered Users 2 Posts: 3,441 ✭✭✭NSAman


    Jesus you need to get out more. Zero crime where I live. Zero!

    i haven’t locked my door in 3 years. My car is open 24/7.

    you sound bitter.



  • Registered Users, Registered Users 2 Posts: 1,953 ✭✭✭deirdremf


    I think there's another aspect to this. It's not about deserving, or undeserving, immigrants at all: it's the model of country we want.

    This really goes back to Mary Harney 20 years ago, when she told us that "the economy" needed 40k (or was it 50k) immigrants per annum for five years.

    I don't want to live in an "economy" but in a country. However some politicians, bought and paid for or just foolish, think Ireland should be a tax-free platform for MNCs to use willy-nilly.

    That might have been fine when all we had was enormous emigration - but times have changed, and today we should be looking at each MNC from the point of view that they make a positive contribution to our society, or not. And if not, then we don't want to encourage them, unless they pay enough tax to make it worth our while.

    But if they don't make a positive contribution, and they don't pay lots of tax either, then let them look elsewhere.



  • Registered Users, Registered Users 2 Posts: 3,181 ✭✭✭patnor1011


    And yet somehow DP become peanuts compared to what government is spending on ukrainians.



  • Posts: 0 [Deleted User]


    I'm not the sad ass that compares how much money he makes in one country versus another and boasts about it on the Internet.

    Still though, little old Ireland will still be here when you get older and the insurance company starts denying your medical claims and you need to return home.



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  • Registered Users, Registered Users 2 Posts: 13,729 ✭✭✭✭Geuze


    To pay 50% direct income tax in Ireland means a massive income, approx 1 million per year.



  • Posts: 0 [Deleted User]


    Good to see you understand the difference between marginal deductions and actual deductions.

    Maybe you and your colleagues could apply the same principle when calculating the actual deductions you pay for your pension and stop pretending it is 15%+



  • Registered Users, Registered Users 2 Posts: 13,729 ✭✭✭✭Geuze


    The situation you describe applies in the case of people with children, but not really to childless people.

    I agree, the duration of JSA should be limited.



  • Registered Users, Registered Users 2 Posts: 3,441 ✭✭✭NSAman


    Who is boasting? Only one with an issue is you.

    Now VAT @23% on anything outside of food and kids clothes? VRT? Anything else your FG buddies are screwing people on? 😀



  • Registered Users Posts: 5,273 ✭✭✭xxxxxxl


    It kind of boils my blood gov supporters chiming in with look at the OCD as if that takes into account of all the stealth taxes sure were not taxed on the metrics they want to use. You can't go anywhere in Ireland without some kind of stealth tax applied. Mup, Sugar tax that one makes me laugh sugar drinks are cheaper in my shop than none sugar. The list goes on. Health insurance another one you can end up in the public system so what's the point really.



  • Registered Users Posts: 900 ✭✭✭sameoldname


    To be fair, you were prattling on about your friends private jet for some reason. Regardless, you won't find many who are going to want to emulate anything to do with the US economic system in this country outside of maybe the top fifth of earners. Ireland outranks the US in most international metrics anyway as do most other high-tax countries.



  • Registered Users, Registered Users 2 Posts: 3,441 ✭✭✭NSAman




  • Registered Users Posts: 142 ✭✭Nighttime22


    Your income tax in Ireland is your baseline tax the minimum you will pay that year.. then you have to pay household tax, motor tax, vrt, vat,fuel, electricity ect

    The tax in Ireland is far higher realistically than what it is at face value in statistics vs other countries.



  • Registered Users Posts: 68 ✭✭mmrs


    Genuinely sorry you lost your job shesty, not a pleasant experience for anyone - including the migrants, refugees and other Irish people you had to share a queue with, all of whom likely also had bills and commitments to meet.



  • Registered Users, Registered Users 2 Posts: 1,068 ✭✭✭Murph85


    Taxing your salary at 50% over a pittance of an income, to fund people living a higher living standard than many working people is insane! That rate should be dropped 2% a year for the next 5 years...

    What will we actually get ? Increased fuel allowances for people in their free luxury apartments, more e600 allowances for them too... free gp visits etc... more bonus welfare payments... they should give them free merc at Christmas too. Sure doesn't the worker down the road busting his ass, have one...



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  • Registered Users, Registered Users 2 Posts: 15,402 ✭✭✭✭Fr Tod Umptious


    That's not true.

    There is a housing crises in the location they picked in Germany also.

    But they still went with it.



  • Registered Users, Registered Users 2 Posts: 1,068 ✭✭✭Murph85


    We also have no military expenditure and a relatively very small elderly population versus other countries. I'd laugh if the corporation tax golden goose ever shat itself. The endless money tree that they shake down, to fund the insane waste here...

    They would have to make hard decisions, like cutting a fiver from the worlds most OTT welfare payments...



  • Registered Users, Registered Users 2 Posts: 1,068 ✭✭✭Murph85


    Thats a big blanket term... the scale of it, is way worse here...



  • Registered Users, Registered Users 2 Posts: 15,402 ✭✭✭✭Fr Tod Umptious


    I don't really know if it is worse here or not.

    A bit like this thread people claim we are the most taxed in Europe when we are not, others claim that we have the worst housing crises in Europe when we may not.

    But housing was not a big factor in the Galway Intel decision.



  • Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    I agree with your anger but your salary is not taxed at 50%. Earning just over 100k last year I paid about 34-35% in effective tax. Unless you're earning in the 500k range your effective tax won't be above 50%



  • Registered Users, Registered Users 2 Posts: 18,284 ✭✭✭✭rob316


    Simple. It's a welfare state so the working man has to pay for it. The level of handouts here is unreal, tell someone from another country what you can get here for not working they'll be dumbfounded.



  • Registered Users, Registered Users 2 Posts: 28,319 ✭✭✭✭blanch152




  • Registered Users, Registered Users 2 Posts: 28,319 ✭✭✭✭blanch152




  • Registered Users Posts: 296 ✭✭Ham_Sandwich




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  • Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    This argument needs to move to what you take home in your pocket after paying out all taxes, all stealth charges and paying for services that should be covered in what a working person pays out in income tax. We pay income tax at a very very low level (40k when the higher rate kicks in) and at a very high rate and that is under any comparison world wide. The fact is our welfare competes with low paid jobs and our low paid jobs with handouts from the government and the low level of tax they pay compete with average paying jobs and the high rates of income tax and cost of actually going to work cuts the legs off from anyone earning more or working more in OT due to the very punitive % of tax you pay on your days work. This is a fact in this county and there is no getting around it.

    So what do you come home with after paying out

    PAYE, PRSI, USC, VAT, Carbon tax, rent/mortgage, oil/gas for heating, Plastic bag levies, toll bridge, Property tax, stamp duty, electricity standing charges, Health insurance, Home insurance, Life insurance, bin charges, DIRT, CGT, CAT,VRT, doctor/dental/hospital bills.

    A lot of people with all of the above that we are made pay and a lot we pay twice for such as medical insurance and then a visit to the doctor and we pay 4 times for the use of our roads as in we pay income tax, then motor tax, then VAT and carbon tax on petrol/diesel and then we pay toll bridges, like how much more are people expected to give.

    Personally after all of the above is paid and before a scrap of food or a thread of clothing is put on my families back I am down 85% of what I make. So when shopping for either its Aldi and Pennies all the way, my wallet goes into cardiac arrest if I step anywhere near the likes of Brown Thomas or Marks and Spenser's for Clothes or food.

    Anyone arguing we don't pay enough in this country has an agenda or are too rich to care.



  • Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    So what? We paid over 90billion in taxes this year every phucking road in the country could of been ripped up and resurfaced and we still should of had more than enough to cover spend in the country to keep the sh1t public services we have gotten used to afloat. All over the world they don't pay such a high rate of tax at such a low level why are you not arguing for that?



  • Registered Users Posts: 900 ✭✭✭sameoldname



    Plastic bag levy? Seriously, if you can't avoid that particular "tax" it makes me wonder what other taxes are you paying needlessly? Maybe you should talk to a financial advisor?



  • Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    Have you used the bags your lucky to get a couple of weeks out of them and its a stealth charge that brings in millions a year for our gobsh1t overlords who p1ss it away and I like how you picked the small one out of the myriad of costs I put up. Good job you must be working in the dept of Finance with your biased selectivity.



  • Registered Users Posts: 164 ✭✭Tippman24


    I had a belief at one point that not paying tax was morally wrong but changed my mind. A few years ago a punter in the parish, who had never worked a day in his life, held a party to celebrate his going from the Dole to the Pension. He thought nothing wrong with doing it. I have worked since for 40 years and had taxes deducted via PAYE. This tax is supposed to cover my health requirements, but why do I consider it necessary to pay VHI also (€2700 for 2023). I have got my local property tax demand for 2023, but I have to pay my own bin charges. Next month my car tax for 2023 arrives. I have money saved in the Credit Union and got annual report advising that no dividend will be made this year, as he Banks are charging them money for having funds with them. The Bank of Ireland introduced an account maintenance fee to screw the customers who have money with them.

    in last couple of years I had tradesmen in doing work for me. when they gave me price for the jobs they advised of the cash option. I took it on the three ocassions. I said to myself that it was better to keep the cash rather thn give it to Government so the Greens could buy a few more bikes.



  • Registered Users Posts: 900 ✭✭✭sameoldname


    Do yourself a favour and head over to your nearest Aldi and buy one of these: https://groceries.aldi.ie/en-GB/ALDIIE/p-dura-bag-136g-aldi/4088600442556

    You could fill it with concrete blocks and it wouldn't break. If you want to keep giving the government money that you could easily avoid that's on you.



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  • Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    Look no one is arguing we are a low tax country. I think the opposite is true when you include all taxation, not just income tax. As you rightly point out we have to pay again for stuff that is included in the general taxation take in other countries like refuse. However we don't pay for water, and other stuff like plastic bag levy is optional It's there to change behavior. I never pay it as I have my own bags. VAT and Carbon tax on fuel, the whole EU does that, have you tried buying fuel in Germany or holland recently? Not to mention in the nordics.

    Our total gross household income is approaching 150k and we have to budget. We shop in aldi and lidl, with one shop in iceland every month or two. I installed solar PV and have a lot of electric heating so we get away with 1 or 2 max tanks of oil a year. most normal people don't pay CGT, CAT etc, and only pay VRT every now and again. We bought a new car in september and only paid 7% VRT as we chose an electric car. Health/Home/Life insurance are pretty normal in most countries.

    So that really leaves us with what, GP and healthcare bills, and refuse charges that should be paid for from the general tax take - but we get free water that most people have to pay for (I have a well so am neutral on the irish water issue).



  • Registered Users, Registered Users 2 Posts: 29,903 ✭✭✭✭Wanderer78


    yes serious housing problems are becoming more common, but again, you can be damn sure, it was one of the reasons why intel didnt chose here, id imagine another reason was, germany has far superior public services....



  • Registered Users Posts: 807 ✭✭✭Juran


    Could not agree with you more. I always said I 100% agree with our welfare system for people who lose their jobs, until they find another job within a specific period, for our sick and disabled, for our carers, for our pensioners who's pension income is below €xx. But the majority of people I know who on JSA or single mother benefits and have their rent paid or house provided & all benefits that go with it, have never contributed, have no intention of working, are fit and healthy and are able to work - and they continue to live this state financially supported lifestyle for years, sometimes until they reach pension age! I would rather see the government investing in a new system to weed these out and use our scial welfare for those who need it, and also for every working person who are contributing in the form of paying tax or being carers, examples being medical cards, childcare & college fees covered for all workers .. fair and square. Like they do in France, Germany, Denmark, etc..



  • Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    We do pay for water it comes out of general taxation, our waste collection services used to be paid for via general taxation that is where the money comes out of. What exactly are we getting for our money if we are getting water for free? As I said 90 Billion we took in through taxes this year how much more does this small country need to run its public services?? The amount of waste going on is criminal and there should be no extra taxes or tolls or other charges until this has been gone through.



  • Registered Users, Registered Users 2 Posts: 4,622 ✭✭✭maninasia


    I have paid 9% income tax on a very good salary and 5% sales tax for years, 0% capital gains and 2% for my universal health insurance for which I get a medical card and awesome health service. 3% labour insurance premium. Key - none European country. High VAT rates just ramp up cost of living and who benefits ?

    Almost everything from tolls to renting to insurance to pharma drugs to vehicles to public transport to hotels are far cheaper. The only thing more expensive are groceries, fresh meat and milk. Even Irish whiskey is 30% cheaper lol.


    Yet there is very little poverty here compared to much of Europe. Partly its related to strict immigration controls. PARTLY work ethic . Partly conservative government spending. NOT much dole here. Lots of folks doing small businesses instead.


    Interestingly lots of subsidised housing available for lower income workers and those who can't work with same rights to apply. Lack of immigration and refugees means low pressure on housing and rental prices.


    A LOT OF IT IS MINDSET. Anytime the government wants to increase fees or taxes there is uproar, and the oil company and electricity and water companies are state owned and runs at bare bones margins, still almost no problems at all. Carbon taxes....minimal.


    Don't get nickel and dimed to death like in Ireland , land of over regulation through taxes and fees .


    Saw the crazy 10% toll fee increase cos of inflation in Ireland. Max allowable and they even rounded up! YET ANY toll increase just increases inflation. No newspaper mentioned this fact. Saw the ESB 67% increase for electric car charging. Sickening.

    33% capital gains tax is insane and so very stupid. It's why so many just invest in houses with so many bad side effects.

    Kids activities atrociously high priced in Ireland, I noticed they have parents over a barrel there. Business people.are quite greedy. Pay a significant entry fee to an event then pay loads more for each activity inside.


    I bank savings without even sweating every month. Makes it very very hard to move back to Ireland.

    Post edited by maninasia on


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