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Croi Conaithe (Towns) - Vacant Property Refurbishment Grant

  • 09-08-2022 12:04pm
    #1
    Registered Users Posts: 1


    Hi all,


    I bought a 1960's house in May 2022 - it is in a town in Munster.

    I'd moved from the country as I wished to live in a town - closer to amenities etc.

    The house was vacant for 2.5 years before I moved in.

    I've moved some of my furniture into the house. The house needs a lot more work than I had envisaged - it needs rewiring and replumbing, doors and windows.

    No renovation works have been started - as I simply do not have the funds and I don't where to start with the works.

    Then, last weekend, I heard about the Croi Conaithe. The grant seemed like the answer to my prayers.

    I qualify under all criteria - except one - I am living in the house since the purchase completed. (Note: living means sleeping on a mattress on the floor - minimal furniture - most furniture still in storage - clothes and belongings in bags).

    The Scheme was not available when I purchased - had it been i would, of course, have submitted my grant application before sleeping here.

    BTW - I sold my previous home in October 2021. From then until May 2022 I was living in a friends spare room (very grateful) - and was also going between friends and family.

    I've contacted the local Council and they have informed me that I do not qualify as I am living here. The property needs to be vacant.

    I'm at my wits end at this stage. Would anyone have heard of, or would be, in a similar situation? Is there a workaround for this?

    Any or all help appreciated.

    WE



«13456

Comments

  • Registered Users, Registered Users 2 Posts: 7,113 ✭✭✭the whole year inn


    How did you get on with this? Why did you need to tell them you where staying in the house at all , does a couple of weeks lying on a floor count as living in the house.

    I am looking to do this aswell with a house.



  • Registered Users, Registered Users 2 Posts: 227 ✭✭michael jay


    apologies for bringing up a thread that is a few months old.

    Any luck from either of the posters, has anyone got it approved, has it been paid out? was it worth it.

    Would be aiming to possibly get something like this in the future

    cheers



  • Registered Users Posts: 79 ✭✭Le shovelle


    I see the terms of entry to the scheme have changed and its not just for first time buyers.



  • Registered Users, Registered Users 2 Posts: 2,056 ✭✭✭gooner99


    A friend has a rural dwelling which she has owned for over 15 years. It has been vacant for over 2 years due to being in need of heating and general upgrade. Given this it would seem to qualify as per the guidelines. However the LPT has been paid every year and is up to date. She has had house insurance on it and the electricity is still on and used to keep some heat going through storage heaters and electric heaters in order to keep the house in a decent shape. To this end would it be difficult to prove vacancy?



  • Registered Users, Registered Users 2 Posts: 46,333 ✭✭✭✭muffler


    Can't comment on the scheme but just to note that your friend's house insurance could be invalid when the house is unoccupied.



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  • Registered Users Posts: 49 Wurley


    Hi has anyone any success with this. Just got keys on property that has been vacant for what I’ve been told nearly five years but am struggling to prove it. Estate agent told us but I need to prove it with a formal letter. No luck from solicitors. Any advise



  • Registered Users Posts: 27 heddie77


    Hi

    So we were approved for this Grant in october - beware of the clawback where you have to get a legal charge registered on your property for a period of 10 years. I am finding this part difficult and my solicitor does not think my mortgage bank will approve it.

    So i do not think the council will pay out until this is done..

    we are still in the process of works and have spent almost 40k to date the vacant house we bought needed to be completely gutted, re wired re plumbed etc. So i have asked them to do a final inspection to try and get the grant paid out but this legal charge is holding all up.

    Just beware of this part.. its a total balls!!



  • Registered Users Posts: 27 heddie77


    our property was vacant 2 years lady was in a nursing home.. we were approved with not much difficulty we had to provide estimates for everything basically to say the works will cost over 30k ,.,



  • Registered Users Posts: 15 Paper Clip




  • Registered Users Posts: 15 Paper Clip


    Hi,

    How did you prove that the property was vacant ? I have requested usage from Electric Ireland for the property we wish to refurbish but they said they do not provide that information anymore.

    Many thanks.



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  • Registered Users Posts: 27 heddie77


    I had this problem also with the esb so i just sent in an esb bill that came to the house that showed little usage and sent proof that the owners of the house had separate addresses so they were not living there.. this seemed to work. but i am finding it hard now even since approval to get a response from them. Maybe the previous owner could furnish a letter to say when they moved out?



  • Registered Users Posts: 15 Paper Clip


    Many thanks for your help on this. Ours was a probate sale and the estate was selling the property. I think I will send in the application as you suggested that the sellers we at a different address. Best of luck with the application.



  • Registered Users Posts: 229 ✭✭westsidestory


    Am hoping to apply in the next week or so but not sure if to apply for 5/6 things or limit it to vital stuff eg. existing kitchen will do but will need replacing down the road. Any advice regarding how they calculate what is given out as in if the kitchen costs €10,000 and the maximum kitchen units grant is €5,500 is the 1st €30,000 total covered and if I don't do the kitchen units do I lose out pro rata on the grant total or will the €30,000+ I will be spending on the house be covered anyway?


    Hope that long winded question makes sense.



  • Registered Users Posts: 27 heddie77


    This is exaxtly what ours was the lady in the nursing home died and it was left to her 2 kids.. so i sent in the grant of probate with the application to prove she had died and had not been living there some time and the kids had separate addresses. this seemed to work for us! Good luck



  • Registered Users Posts: 27 heddie77


    I just got estimates for everything! Our kitchen quote alone was 11k and not including appliances, i got quotes for replacing electrics, plumbing, floors, doors internal and external, gates, garage door, windows, stove, replacing all the skirting etc. Every bit counts so our estimates were well over 30k. As long as they have an official estimate they are happy. On inspection also they will ask questions about your plans to renovate but make sure you dont touch it until they see it as you cannot start works until they see it in its bad state and the worse it looks the better



  • Registered Users Posts: 27 heddie77


    unless it was derelict the max they offer is 30k .. derelict homes are up to 50k



  • Registered Users Posts: 15 Paper Clip


    Hi, Many thanks for all the information. We may have to move into the house as it stands and live in the property when the work is being done. By living in the property would that disqualify us from getting the grant ?



  • Registered Users Posts: 229 ✭✭westsidestory


    My understanding and open to correction is that the house must be vacant at least 24 months prior to applying for the grant, I would probably allow the inspectors to come and visit the property prior to moving in as you want the optics of it all to be 100% plus you have to show evidence of nobody having been there over that preceding 2 year period. This may not be possible in your circumstances.



  • Registered Users Posts: 15 Paper Clip




  • Registered Users Posts: 27 heddie77


    oh yes i think you can live there no problem we were lucky to have a cheap rental nearby but im sure most people do need to move in asap.



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  • Registered Users Posts: 27 heddie77


    i think you are totally fine to live there as it only has to be vacant for 2 years PREVIOUS to you buying it, sure not many people can afford to pay rent and a mortgage at the same time



  • Registered Users Posts: 15 Paper Clip


    Thank you. I will send in the application and see how it goes !



  • Registered Users Posts: 15 Paper Clip




  • Registered Users Posts: 5 Diyselfbuilder


    Has anyone got approved and got payment from the grant? I have applied and got told it will take a few weeks for an inspector to visit the house and until then I shouldn't make more renovations as any renovations already complete won't be payable under the grant.



  • Registered Users Posts: 5 NameUnavailable


    @Diyselfbuilder lucky you that you're at least waiting for the inspector, we still haven't heard anything since our application went in back in November. No response or answering the phone from anyone in the council - we are in Donegal

    Have entirely stopped work in the meantime, paying both rent and mortgage. Ridiculous situation. Hoping you have a smoother ride



  • Registered Users Posts: 4 curgar


    Just applied for this grant.



    Does anyone know how long it takes to be approved or how long it takes to have the place inspected?


    House is in Dublin, and like most people we will need to move in ASAP :/



  • Registered Users Posts: 6 MikeyBoy007


    Hi there , I was hoping to apply for this grant  but cork city council have yet to employ someone to inspect properties ! Any advice in filling out forms , house has to be completely re-wired, plumbed insulated etc. ? Thanks



  • Registered Users Posts: 5 Diyselfbuilder


    I submitted my application to Dlrcoco mid Jan. I haven't got an inspection date yet. I was told it would be around the end of Feb. No date yet. Told to stop working on the house until the inspection. I think they need to change that rule, surely from the date of application, any works being done or materials purchased should be applicable to recoupe from the grant.

    I think the process needs a serious rejig for the application process and wait times and definitely more staff allocated towards inspections. Having to wait 8 to 12 weeks for an inspection is madness when waiting is clearly costing money with renting and also paying a mortgage.



  • Registered Users Posts: 33 Miss123


    Applied in January had inspection last week and said I should know in 2 weeks. Told us after the inspection we can start works. We are trying to hold off to see if we get the grant or how much we may qualify for before we start. Has anyone got approved, got the work done and actually got paid yet?



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  • Registered Users Posts: 1 bell87


    Yes i am in a somewhat similar situation. 1st time buyers of a 1930's traditional farmhouse and got the keys October Weekend 2022. Moved in during November 2022 as lets be real .. cant afford rent on a property and mortgage on another and general bills at the same time. I was made aware of this grant in December 2022 and got onto my local coco about it for more info. I am applying for the refurbishment grant and not the derelict grant. She said it sounded like we are eligible. so after Christmas in January 2023 i got my quotations for the application and sent all information needed in. I've just been informed we do not qualify as we are living in the property. But i am now appealing it and going to challenge this because nowhere on their application or on the information for this grant does it state that one cannot live in the property during the application or refurbishment process. The conditions outlined state that the house must of been vacant for 2 or more years preceding the application which our was. the house must of been built prior to 1993 which our was, the house must be our primary private residence after refurbishment which ours will be of course. I have spoken to a few local county councillors in my area who are in agreement with me that nowhere does it state on the application or on their information that one cannot move into their house during the application process and refurb process and they are going to be supporting me in my appeal.


    There are many people like us in this situation and everyone needs to appeal and shout from the rooftops. What do the government expect? We live in tents in the garden for a few months to a year in order to qualify for the grant? This money is there to be given to people like us and since this scheme has been made available they have not issued any money to anyone yet as per an article i read 2 weeks ago.


    They are going to have to change their stance on this and pressure needs to be put on so get onto your local councillors and TD's



  • Registered Users Posts: 4 donegalman23


    My builder wants me to get an architects drawing before he will give me a quote, has anyone else used an architect for this grant?



  • Registered Users Posts: 4 donegalman23


    Also are electricians/roofers etc. happy to do the work and wait for the grant to come through before they get paid?



  • Registered Users Posts: 34 tomatofruit


    I am in the same position. I sought clarification via my local TD and a question was submitted to the department and the response below was sent back.

    "Properties considered for inclusion must be vacant for two years or more prior to the submission of a grant application and built before 1993. Proof of both vacancy and ownership are required to support the grant payment".

    We moved into vacant house (3 years vacant) in early 2022. Did a small bit of work on it to make it along with a minor structural issue. Planned on carrying out the larger job this year. We also had to sell to be able to afford the vacant property. Its disappointing, feels a bit like being punished for being ahead of the curve on this. The work will still get done anyway but even a couple of grand would have went along way.

    The response also notes that "a comprehensive review and evaluation of the schemes under the Croí Cónaithe Towns Fund will be undertaken by mid-2024" so will be holding on to receipts in the hope that the criteria may change on review.



  • Registered Users, Registered Users 2 Posts: 249 ✭✭Dr.Tom


    I remember I came across this article. Hope the link works.



    Seems like something rushed in as a tick box exercise to satisfy the Government. Not thought out properly.

    I hope it gets sorted for all applicants as I may find myself in a similar position soon with an application.



  • Registered Users Posts: 400 ✭✭jiminho


    I’m going to be going for this myself. Just got an offer accepted on a vacant house. Spoke with the vacant officer and he said to submit the form with proof of vacancy and there’ll be someone out in 2 weeks to assess it. He said they’ll be able to verbally tell you there and then whether you’re eligible or will have any issues. House sale is kind dependent on me getting the grant so we’ll see how quickly the government can move :/



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  • Registered Users Posts: 22 sue191


    Hi, can anybody recommend a builder that would cover the Kerry area. Have gotten approval for the grant after sending back quotes. The individual quotes go a good bit over the 50k allocated. Feel if we had one builder to cover everything the grant money would go a lot further? Have 18 months to get the work complete.



  • Registered Users Posts: 17 peacock_lane


    For anyone who has had approval for this (or knows a bit about the scheme) - do they make any checks against planning if the works are all internal? I ask because the cottage I bought is non-compliant with planning from the previous owner and I don’t want to draw local planning department on me….it’s the only thing putting me off applying. Although if I had the grant I could redirect my internal renovation savings to addressing the planning issue I suppose!



  • Registered Users Posts: 33 Miss123


    Anyone else completely loosing all hope in their local council? We had our inspection 16th February and were told on the day that we would have a decision letter within 2 weeks. Of coarse that didn’t happen. I emailed them to follow up and they requested information I had already sent to them (tax clearance for contractors) they then confirmed they had all documentation they needed and I could expect a decision letter early the following week. It’s been 2 weeks since, still no letter!! I followed up again to be told my application is still being assessed!!!



  • Registered Users Posts: 22 sue191


    It is a slow process, applied in November and went back and forth three times, got approval, contractors starting next month, dont give up.



  • Registered Users Posts: 400 ✭✭jiminho


    How long did it take you, start to finish? What did they come back on?



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  • Registered Users Posts: 5 belowthisisalie



    Can anyone say how much they were approved for? Talking to people on the Cork City Council it sounds like they aren't willing to part with much.

    I made a thread on reddit where there is some more information and discussion, unfortunately I cannot post any links as I am new here. Hopefully this is OK:

    www.reddit.com/r/ireland/comments/125212c/vacant_property_grant_what_we_know_so_far/



  • Registered Users Posts: 17 peacock_lane


    My post won’t go through on the Reddit but the whole scheme sounds like a shambles based on my own experience to date and what’s being talked about there. Usual government disaster.



  • Registered Users Posts: 5 belowthisisalie




  • Registered Users Posts: 22 sue191


    We applied at the end of November and had to go back and forth with paperwork, an engineers report was requested as it turned out the roof is structurally unsound which was noted by a council inspector which I got back. We got acceptance at the end of February for roof and interior as the quotations exceeded the allotted amount we got the full allowance, will have to supplement it myself. Roofer hopefully starting next month, we have 18 months for completion from the point of acceptance.



  • Registered Users Posts: 22 sue191


    It depends what needs to be done upon inspection as verified by the council and once you provide the corresponding quotes. I got quotes for essential works, ie the roof, plumbing,electricity. Will cover other things like a front door, painting and decorating, scaffolding.



  • Registered Users Posts: 400 ✭✭jiminho


    Cheers thanks for the info. How long after you submitted the application did you get an inspector out there? From my understanding, the inspector will give you a good idea if you’ll have any issues getting the grant.I’ve just gone past the three week mark and no peep. Going to give them a call on Tuesday good to hear you’re making progress though



  • Registered Users Posts: 5 belowthisisalie


    Would you be comfortable saying how much you were approved for? I'm curious if they give a reasoning why you wouldn't get the full 30k if you can show quotes detailing above 30k.



  • Registered Users Posts: 22 shivvykxoxo


    @Miss123

    Did you have to request consent from your mortgage provider regarding the legal charge that will be held on the property due to the grant? If you did, how did that go?

    We are waiting for our application to be assessed but were told in the meantime to request this consent from our bank.


    Also, were you waiting long after the inspection to hear if you were formally approved and for how much?

    Thanks!



  • Registered Users Posts: 33 Miss123


    @shivvykxoxo

    sorry I’ve no advice on the mortgage side as we don’t have a mortgage on that house!

    application submitted 19th January, on site inspection 16th February but still waiting for any confirmation of approval or refusal, despite been advised on timeframes on many occasions from the council I still haven’t received a decision.

    It’s frustrating when I’ve provided them with all the documentation and information requested yet the decision has been held up with no explanation.



  • Registered Users Posts: 22 shivvykxoxo


    @Miss123 That’s so frustrating! Are you still holding off getting any work done until you receive the final decision?

    We sent our application in 5 weeks ago tomorrow and haven’t heard a thing. Have called several times and we keep being told it will probably be a few weeks.

    We’re now paying both a mortgage and rent in Dublin, can’t afford to do it for much longer. Losing all hope in the grant at this point.



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