Softening house market?

The state is, at this stage, an engine of globalist agenda staffed by out rightly sinister individuals. It will do nothing to arrest the housing crisis because what we refer to as a crisis is a direct result of its own policies.  

For my own part, I would gladly face personal financial ruin if it meant that this mess could be righted for the sake of my godson and those still to come.

Conspiracy theories forum is a few down on the index. This type of post is not suitable here

Just on the qualification point; my dad, my older brother and me all have the same qualification (ACCA) and qualified approx 50, 22 and 10 years ago.

My dad bought a house when he was 25 on one income, had 4 kids and a very comfortable life.

My older brother qualified 22 years ago during the Celtic tiger boom and lives an extremely comfortable life (millionaire).

I qualified 10 years ago (post GFC) and live with my parents and my pregnant wife.

I figured if I could do the same as them, I would live somewhat comfortably, but it's a struggle and daily grind in Ireland for most people under 40.

The game looks the same but the rules have gotten a lot more difficult.

If only you had never tasted that first succulent avocado.

My brother and I have the same qualification. He is 2 years younger than I am. He is a shoulder to the wheel kind of person and will go for any promotion going. Im not really interested in trading more life for a promotion. While I do alright, he is earning easily twice as much as I am, because he had the luck, the contacts and the time put in to get where is is. While I have lots of family time now and treasure it, he is all about the job. Same qualification, different attitudes and different paths.

If I did see me earning less than him as a problem, I wouldnt be attemoting to shift the blame to anyone but myself.

As others have said you can take different accas and there can be a huge disparity in earning and how their career has gone, and people’s priorities will also be a factor.

You could even take chartered accountants from the same intake at a big 4 and observe the same differences.

Not a very comfortable life if he has an adult child and a daughteri-in -law and soon a grandchild living with him.

Galway is the perfect analogy for how stuffed up this country is. If you could leave that would be my advice. There is no infrastructure plan there whatsoever, it's becoming the land that time forgot.

Meta are still in the consultation period, so expect a few more to come on stream when that's up.

From folk I know working for those tech companies, the feeling very much is to move on elsewhere. The issue is that they are all on hiring freezes so they can't just switch to another MS/Meta/Google like for like. And the type of money you'd be getting in Meta vs a smaller company for the same role is incomparable. In many cases it can be nearly double. Folk moved here for the money and won't stay for a massive pay cut.

Though the types of places coming up for rent when those workers leave will be at the higher end of the market so won't make much difference in reality. There's still a massive skills shortage here but as far as I can see the salaries on offer are not up to much.

Dublin has stuff going for it, but if you're young there are many many places that will offer you a hell of a lot more for your money.

I'm not an accountant but I am aware of what most people go through to become qualified. Technically, you don't have to do a degree first but most people do in practice. It will generally take at least 4 years of working + exams to be fully qualified. For those 4 years you are not on great money - especially at the start. I'd say that most people doing it have built up some debt by the end of it. I think it's a bit much to be expecting someone newly qualified to be in a position to buy a house. Unless they were in a silly period like mid-2000s when banks would throw a 100% mortgage at them just because.

Well an anecdote can never be taken as proof of any sort of general trend. I merely bring it up to highlight personal experience that seems to be in tandem with trends that the market is settling back to where it was in 2019 before the madness started. I don't want to give precise figures because, well, that's private and it's not my house.