Renter's tax credit

That's for this year (you can now claim reliefs during the year); it is claimable for 2022 already

Badly designed and confusing (IMHO). I'm paying over €10,000 in rent PA, so I claimed the max allowed per year (€1,000) but a better design would be for a claimant to enter the rent they pay, and let the site figure out the max one can claim

The website states (elsewhere) the annual max claim is "€1,000 if you are a jointly assessed married person or civil partner. but the web form allows a max of €5,000

My landlord is not RTB registered on system it seems so I cant find RTB number needed to claim the tax credit.

Any idea what I should do?

Thanks

Yes, I am confused with that one also. What amount should we write for "gross relief due" to be able to get €500 and if we jointly assessed married, then can we get €1,000 for each tenants(applicant + spouse)?

I'd imagine this is the actual aim of the scheme. Throw a crumb to the masses and look like they've empathy for the housing crisis but in the same gesture uncover LL not registered with RTB or not declaring to revenue. Give a little to hopefully gain a lot, I'd imagine it will be the final straw for some LL though. Might be worth a call to your LL to ask the question they may well come to an agreement to do what I can't say as it would be considered tax fraud.

Nope. You are just unfamiliar with the fact you can claim some credits/reliefs in real time for an active tax year or 2023 and the fact that you can file a tax return via your Revenue MyAccount for prior tax years to claim additional tax credits/reliefs you didn't claim while those years were active tax years.

When you file a tax return and claim any additional credits/reliefs for a prior tax year which generate a refund, that refund issues from Revenue. When you claim a credit/relief for an active tax year, it gets added to your tax credit cert for the active tax year meaning you pay less tax through the year. So if you looking for relief for the 2022 tax year, it's a tax return you file and if you are looking for relief for the active tax year 2023, you claim a real time credit.

No it's 500 per spouse.

Thank you for all the useful information you provided. Is it fixed €500 per spouse? Because when we write the rent amount to the gross relief due for income tax return form, net amount is shown around 300-400 Euros.

Thank you, much appreciated.

Well I was trying to be vague but there ya go 🤷‍♂️

I was a landlord until a couple of months ago. The amount of threats and smug calls i got from tenants to tell me i wasnt registered over the years. And then when i checked i wasnt on the web site even though i paid the fee and registered every time i was required too. I just ended up ignoring them after a while. RTB are the most useless shower on the planet, so i woulndt be expecting any help from them. Probably a large part of the reason landlords are getting out of dodge. Try contacting revenue instead to cut straight to what you need. They are always very helpful, unlike the RTB.

Link above to the PDF manual on the qualifying conditions, examples and screenshots how to apply. It's at the bottom of the page on the Revenue website dedicated to the rent tax credit.

My landlord is one of the bigger REITS in Dublin - do I need to get their PPS number to enter this on the revenue site (there is a field there to be entered) or is the RTB number sufficient? Thanks

Got sorted. Just RTB is required.

You’d want to be a brave/trusting landlord. You could pay the tenant €1k each year under the table for their silence. Then when the tenant leaves in future they can just claim the credit back for the previous 3 years anyway.

Is the Landlords PPS Number or RTB number actually required once the address actually shows up as being registered on the RTB page? Seemed to allow me to skip through those sections

So what is supposed to be entered into the ‘gross relief due’ section??? I know the relief is 500, but is that what needs to be entered?

Also, I was renting for all of 2022, but moved in June - so I’m putting the details for landlord no 2 down - will I need to fill this out also for the first landlord / tenancy?

You can complete the claim but it wont be processed without the RTB registration:

https://www.revenue.ie/en/tax-professionals/tdm/income-tax-capital-gains-tax-corporation-tax/part-15/15-01-11A.pdf

Had a quick look there and they are looking for a few bits of info

RTB Registration Number

LPT Property ID

PPS/Tax Reference number for Landlord/Agent

Pretty Sure I have the - RTB Number on a letter somewhere. The other 2 I assume the only way to get these is from the LL. Don't particularly want to contact him as He might take the view of upping the rent to as technically I wouldn't be out of pocket then.

Can you leave the LPT and PPS blank?

and this really is the huge problem with this so called rental tax credit- renters in many cases dont have the requisite RTB details and are as usual terrified to contact their landlord in case there is another rent increase in many cases potentially greater than even the value of the "tax credit"..

Its a Tax credit. In other words you can claim back 20% of all rent paid up to a max of €500 refund or €2500 paid rent

So @FionnK86 you paid €8400 rent in 2022 so you can claim the max of €2500 Gross which will give you back 20% - €500 Net

Your Girlfriend can do the same

If for example you had only paid one months rent @€700 each you could only claim back 20% of this - €140

I did the same, the property I am renting is RTB registered but I didn't bother looking for the letter etc.

I just put the name of the landlord and nothing else. If they ask for more details I will provide of course.

I will let you know if they ask for more details.

Received the tax credit without giving any info whatsoever regarding the landlord apart from the name.

System opened for abuse but it isn't my job to judge it.