One4All ID Verification process

Who asked you for the ID?

Yeah the process wasn't very clear, I struggled trying to activate the card for a while before I noticed something that said it needs ID verification. It was stuck on 'Pending Activation' status then I saw the below in the FAQ:

"Why does my card read ‘pending activation’?

If your digital gift card shows as pending activation in your ‘My gift cards’ section, this means you have successfully claimed an employer issued reloadable digital card and now need to complete the activation process. Once you click to activate the card you will receive a link via text for the ID Pal service. Please follow the instructions in the text and via the ID Pal App to complete this process."

Why is it too much? They need to verify you vs your ID. It's a very standard procedure, similar to signing up for Revolut or an online only bank.

Have to say I agree, this is way over the top to use a simple gift card. Surely GDPR overrules any nonsense about anti laundering? I can't imagine a drug lord using 100euro gift cards to launder dirty money - he'd not be long in business using 100euro cards...

Well actually its because drug dealers were using mules to launder money through these cash cards (by the way they are cash cards not gift cards as they are essentially whitelisted visa/mastercard cards). The anti money laundering legislation is on these cards because they are cash cards not gift cards. Real gift cards are not covered by the aml.

What exactly do you think GDPR covers, it's not actually an excuse not to give any information to anyone, data is still required to perform everyday transactions, it is the way that this data is stored and used that GDPR is concerned with

As other users have stated these are prepaid Mastercard or Visa debit cards and are subject to the same AML rules as any other debit or credit card, the only way to control criminals is to cut off their supply of funds and this can only be achieved by ensuring that AML rules are followed at all times

I think you can return the card to one for allfor cash for 20 euro surcharge or something… at least used to be able. might not need all the id stuff then.

If you do validate it- I heard you can use it to top up a revolut card also… easier to spend then.

Of course you have time to do that.

But your company may say "no, we're not wasting our time doing that".

I prefer me2you over One for All as they don't require this ID verification, and also accepted at Tesco. So basically, I use it for regular groceries, and the money saved would use to purchase anything anywhere with my bank card.

Yes, that's the entire point of this.

could offer it for sale for cash at a decent discount to one of your work mates who didnt mind doing the process... ?

or keep it for a re-gift it to someone - I dont think its in your name until you claim it...

Our company uses allgo cards, and there is no requirement there to provide photo id. Either it's just one4all policy rather than aml legislation, or the company can get a waiver.

I haven't worked in a company that gives these since AML came in. Current place the bonus is all taxed :( (and financial performance related, and not at Christmas, so it ends up being random and odd)