Help To Buy - Does revenue check Vat was paid in everything(self build)

So you want to defraud the state of tax money whilst also taking a tax rebate? See the issue here?

You will need evidence for a mortgage etc.... and they will look for official quotes and invoices and proof the invoices were paid, so it may not be so easy to save money

This does happen but it is NOT something you should be openly discussing on an open forum.

Lads offering vat off for cash won’t give you a detailed receipt either, so good luck if you need to return anything or should anything go wrong. The vat back scheme is intended to refund a portion of the cost of the vat of building a home, it’s not an extra over on top of some dodgy supplier not charging VAT. Your uncle doing the block laying is a gift and should be declared and taxed as such, if you want the truth of it. Remember scammers taking off vat are undercutting others who are trying to run their businesses legitimately paying tax etc, and you’re helping them to do that…… you mightn’t like to know that, but it is what it is.

From the OP’s posts, it seems to be a large scale practice if he received several offers.

Not to in anyway validate the route the poster is being given the opportunity to go down but all the bank look for to drawdown on my mortgage is the 'stage payment certificates' highlighted by syd, the bank nor anyone else has asked for any actual evidence (invoices, receipts or quotes) for work done or materials.

As someone doing a lot of pricing around for materials I have not had ay materials provider offer a cash discount so I find it quite unusual.

Not charging vat to you doesn't save them money. Vat is charged by the builder, and then paid to revenue.

How would that only apply to buying a house? Revenue ate hardly saying it’s ok to commit tax fraud if your self building.

The link you provided is pretty clear.

How are you being defrauded by the state? Sounds made up tbh.

If you want to do the right thing, that would include not being being an accessory to fraud.

The sub-contractors may want to know you’re applying to revenue. As revenue may have tax requirements for them. They will also need a solicitor to verify certain aspects of application.

I guess they will keep the cash off the books so while the not charging VAT doesn't save them not declaring the money received does save them on tax etc. It doesn't really make sense though for a business selling products as there is a paper trail, stock records etc so hard to see how they expect to get away with it in the long term. All sounds a bit dodgy.