Car insurance - tell us your quotes/renewals

I have the privilege of my renewal this month and my quote for renewing is €200 more than last year, I’m baffled 😮 I’ve gotten a few quotes and there are all similar quotes.

Seems to be heading back to horror story days of 2015 /16 /17 when motor insurance costs went through the roof. This despite all the supposed court claims and costs reduction changes. My insurance is not due until May, but what I'm reading here is not encouraging. Neither was the experience of a friend of mine whose cover is up this month. The quote was pretty much the same as last year, but when he went into the details, he discovered that a lot of what was covered as standard in last years insurance, was not standard any longer. All the "Extras" were available, but at a price. Driving other cars? Yes €€€. Key replacement? Yes €€€. Breakdown cover? Yes €€€ and so on and so on. Anyone else experienced this?

How much? Age, car etc would help, looks like we have to start shopping around again.

Male 41; Full Irish; 20 years NCB; No penalty points, claims or convictions; 2011 Toyota Avensis 2.0 D4D

Renewal for comprehensive cover with Zurich: €467. Last years premium for like for like cover with Zurich was €390.

Went online and got a like for like quote of Zurich of €404. Only thing is that it will not allow me to proceed and take that cover as its copping that I am a customer with them already by the license number I provide. I am directed to call them which I did this evening.

Told her that I was getting an online quote of €404 as a new customer and she said that would be a new customer only discount. Told her I was aggrieved that they could not honour the same price for me being a loyal customer and I was getting a quote of €416 from Aviva (which I am). She said best she could do was €420. I said I won't go with that out of principle. She asked if she would lapse my policy. I said not to just yet.

Was wondering after if I called them back and asked them to lapse my policy would it allow me to proceed with the quote for €404 online as a new customer? Anybody ever come across this? Otherwise I'll likely go with Allianz.

I was sort of gathering that I'd need to send them on their own NCB proof, copy of drivers license etc either way. Mores to the point I do not want to go without cover as using my car everyday. Your saying I would I need to wait until after my current policy ends with them on the 1st of March (not desirable to me for the afore mentioned reason)? The whole thing is a bit silly really.

Anyone got a handy A-Z list of companies I can pop into an Excel sheet - to contact for quotes - going try them all this years renewal up again for no reason whatsoever, to time to vote with my wallet...........

Male - 36 - full NCB and full licence. Driving a 181 BMW 5 series Diesel

Last year my insurer Ivernia was 550. This year it landed in at 760. Couldn’t believe it. Checked around and it does t seem to be much better. Best quote seems to be Axa at 600.

I don’t get how some companies charge what they charge. Aviva wanted 1070. BOI was 1400 bloody euro. Madness. Utter madness

Something similar is available on the motortax.ie site, just pretend you're taxing something.

I thought that business of two tier quotes was supposed to have been abolished??? Wasn't the Government to bring in legislation to tackle it? What events worldwide are now driving astronomical insurance price rises here in Ireland? War in Ukraine? Ever Given container ship getting stuck in the Suez Canal? Covid?

Read Coverinaclick after poster above said they'd best. Called (website not working) and Craig said they will do 550 (with liberty, so 50 off my renewal with them) and an €80 FUEL VOUCHER.

Thats about 10% up and a nice perk. It'll pip liberty unless they can get me down to 460.

Male 40+ Full Irish; Full NCB; No penalty points, claims or convictions; 2013 Ford Focus 1.6 Diesel

Renewal for comprehensive cover with AIG €400+ . Last years premium like for like cover with AIG was €384.

Went to Zurich for €350 (20% Bord Gais discount the game changer)

So just got my renewal quote from AXA, they seem to come out earlier each year, used to be lucky to get a renewal quote a fortnight before renewal now its a full month.

I've had the same insurance which has a few extras for the last 5 years (car changed in 2019 but same engine size) and these are my past quotes (which I obviously went with although I'm sure I haggled the price down a few times?).

I pay about an extra €40-€50 for drive any car and I also pay something extra for Full No Claims Discount Protection.

Car is a 2010 Ford Focus 1.4 Petrol 60+ yo fart driving and wife as named driver (she has her own car also insured with AXA).

Renewal Fully Comp €399

2022 €420

2021 €450

2020 €495

2019 €527

2018 €506

So tbh I can't see too much reason for shopping around although I'll do the dance with AXA CS to see if they can reduce it further.

Edit> No idea what its worth but also noticed a that my Credit Union discount is also included in the price?

Seems to me that TPFT is always more expensive than fully comp? This year with the above renewal of €399 they sent me an alternate quote for TPFT of €420.

^^^ Any named drivers on yours that always seems to help.

Thanks, comprehensive was a little more expensive at nearly €1,200. Didn't input any named driver and with that initial quote didn't bother amending to see if there would be a reduction. I've had my brother listed as a named driver previously as with 123 especially it was a little cheaper but not much in it, I removed him last year with FBD who I went with in the end as having him included made it more expensive.

123 were competitive for me a few years ago and at one stage I was with them for 3 years in a row as I couldn't get better elsewhere. They're nearly €600 this year with a named driver and bonus protection. For same cover only FBD as a new customer €542 are coming in better so far (renewal €609 though). Have let insurance lapse for a day in previous years and signed up again with same company as a new customer than take their renewal offer, things are that ridiculous.

How does anyone with a driving conviction, lack of no claims bonus or heaven forbit a modified car get insurance in this country.