A good state job and a big pension

WhiteWalls · 15-10-2022 12:16am #1

The Guards was always seen as being a very good job. I'm not 100% sure on what pay deal it was but I believe their pension is not what it was. They are finding it hard to fill positions in Templemore. Is it as lucrative a job as it once was?https://m.independent.ie/business/budget/a-budget-pledge-broken-just-over-half-of-the-800-garda-recruits-promised-for-this-year-will-be-delivered-42024768.html

Ahshurlookit · 15-10-2022 8:42am

While pension conditions have been changed over time, like the rest of the Civil Service, there was still 11,000 applicants for 800 jobs. They are not finding it hard to fill the positions, the recruitment process is just painfully slow.

WhiteWalls · 15-10-2022 9:54am

I don't think Gardai get a golden handshake like they did on retirement and their pension is poor. I'm open to correction though

Jim2007 · 15-10-2022 11:28am

https://www.boards.ie/discussion/2058267556/a-good-state-job-and-a-big-pension

There is a downside though, the job description require you put your life in danger on a regular basis somethings to protect people you strongly disagree with.... the probability is low, but it is higher than the average state job.

Padre_Pio · 15-10-2022 12:19pm

No sense working 40+ years in a job that doesn't suit just to spend 20+ years with a bit of spare cash.

Anyone can get a large pension pot, just make a plan and stick to it.

Wanderer78 · 15-10-2022 12:21pm

https://www.boards.ie/discussion/2058267556/a-good-state-job-and-a-big-pension

awful job, very poorly resourced, extremely stressful, no money would pay me to do it!

Masala · 15-10-2022 12:34pm

I would say the paperwork involved these days as a ‘on the beat’ Garda is crippling. It’s all above being Transparent and covering the States arse.

And then having to deal with pricks who want to video record every conversation you have with them.....

and it MUST be soul destroying arresting a lad with 58 previous convictions to see him out in an hour with 59 convictions

NOPE.... not for me these days.

billyhead · 15-10-2022 2:14pm

The ordinary uniform on the beat job is horrendous and not worth the money. If you get into a specialist role it's enjoyable i.e. CAB, ERU etc.

WhiteWalls · 15-10-2022 3:31pm

Seems like a tough job in fairness.

Can anyone confirm re the pension for new recruits, ie is it poor and do they get a golden handshake?

Jim_Hodge · 15-10-2022 3:44pm

Basic pay starts at €32000 and rises by increments to 52000 after 8 years without promotion. There's also considerable overtime. Pension after 30 years is hall pay plus 1.5 years lump sum.

cal naughton · 15-10-2022 3:56pm

Do they still base the pension lump sum on final year earnings?

They had a great stroke going year's ago where for the final year they would work about near 70 hours per week .

They would work a normal day and then get a soft job like sit in the car when brinks or securior would be delivering cash to the banks with the army. Might be only for detectives.

WhiteWalls · 15-10-2022 4:40pm

Is the lump sum specific to the guards or would that be standard practice for state and semi state bodies?

elperello · 15-10-2022 5:04pm

https://www.boards.ie/discussion/2058267556/a-good-state-job-and-a-big-pension

One big USP is that for someone with ambitions to work in policing it's the only game in town without emigrating.

There is always a steady stream of applicants who are all well educated young people.

They have obviously taken the terms and conditions of employment into consideration.

Doc07 · 15-10-2022 5:15pm

Civil and public servants hired before 2012 can get a pension of 50% final salary and 1.5 final salary as lump sum if they have 40 years service. Some jobs allowed a faster accrual of maximum pension like army and Garda eg 30 years.

Don’t know the specifics for Garda but for almost all civil and public service jobs, if employed after 2012 (or rejoining after a longer than 6month break) pension is now based on career average not final salary.

Public service pension are good, especially pre 2012 entrants but what is rarely mentioned in any discussion or press about ‘gold plated pension’ is that you contribute about 12% of your gross salary

salonfire · 16-10-2022 5:19pm

https://www.boards.ie/discussion/comment/119748714#Comment_119748714

contribute about 12% of your gross salary

No you don't. Stop lying.

There are thresholds below which no contributions are paid.

Despite the lies, myths and propaganda peddled by the pubic sector and their unions, 11,000 people saw the pay and conditions attractive enough to apply for the job.

The gardai, like most other state employees, want to deliver as little as possible for as much money as possible. The teachers in the Teachers Forum cribbing over 20 mins a week.

Blaming the Courts is a lazy cop-out. The Garda's job is also to prevent crime. If that means arresting someone for the 50th, then there was a crime in progress or about to. Stopping that crime is literally their job. It's a pity no-one has explained that to them.

salonfire · 16-10-2022 5:20pm

https://www.boards.ie/discussion/comment/119747821#Comment_119747821

Maybe if they weren't paying as much on allowances for example, they'd have more resources?

16-10-2022 5:33pm

https://www.boards.ie/discussion/comment/119747814#Comment_119747814

Maybe if you live at home with your mammy you can save a large pension pot. If you want to have a family and have no family money behind you, it's pretty much impossible.

naughtysmurf · 16-10-2022 5:40pm

https://www.boards.ie/discussion/comment/119748438#Comment_119748438

Should be starting on 52k & 72k after 8 years for dealing with the sh1te they have to.

HeidiHeidi · 16-10-2022 5:49pm

https://www.boards.ie/discussion/comment/119752450#Comment_119752450

Do you think they should cover 24/7, 365 days a year, with no allowances for unsocial hours?

If they have problems with numbers now, I'd like to see the numbers prepared to work for that money!

GNWoodd · 16-10-2022 6:01pm

https://www.boards.ie/discussion/comment/119752437#Comment_119752437

Twelve per cent of gross is about the average . Depending on salary it can be more . Has been that way since 2008 .

Padre_Pio · 16-10-2022 6:01pm

https://www.boards.ie/discussion/comment/119752511#Comment_119752511

It's not an "either, or" scenario.

There are plenty of jobs with good pay, conditions and pension schemes

16-10-2022 6:06pm

https://www.boards.ie/discussion/comment/119752699#Comment_119752699

https://www.boards.ie/discussion/comment/119747861#Comment_119747861

Very few outside the public sector anymore.

KaneToad · 16-10-2022 6:11pm

https://www.boards.ie/discussion/comment/119748438#Comment_119748438

Basic pay is also supplemented by allowances. e.g. a guard will earn 25-29% of basic extra from just working their standard roster pattern. This is due to working nights/weekends/public holidays etc.

I wouldn't like to work nights, weekends etc but the guards are well compensated for doing so.

Padre_Pio · 16-10-2022 6:24pm

https://www.boards.ie/discussion/comment/119752734#Comment_119752734

Every multinational in Ireland likely has a pension plan. Every bank or financial institution, every large corporation and most large retailers.

If you cant find a job with a pension plan then you're not looking hard enough or you're in the wrong business.

salonfire · 16-10-2022 8:10pm

https://www.boards.ie/discussion/comment/119752554#Comment_119752554

You'll be glad to know then that once allowances are included, it is not far off those figures.

Would paying them more make the people they deal with less sh1te?

AndrewJRenko · 16-10-2022 8:52pm

https://www.boards.ie/discussion/comment/119753405#Comment_119753405

Which allowances did you include in your calculation? Allowances are dependant on the role.

Irishguy215702 · 24-03-2023 2:27pm

https://www.boards.ie/discussion/comment/119748401#Comment_119748401

ive got it checked for myself and my garda pension will be 9k a year when i retire, its terrible after the service put down and stress, to a job like no other

Irishguy215702 · 24-03-2023 3:03pm

if you do the full 30 years you get about 15k, or 280 a week (basically old age pension) which in real terms will be worse after the next 30 or so years of inflation erodes. Think long and hard if considering if you join after 30 years of age as you won't complete 30 years and pension will plummet drastically. Like every job talk to those you know are serving and not what the old generation say as the job is so different now to back then.

TuamJ · 27-03-2023 1:19pm

https://www.boards.ie/discussion/comment/119752511#Comment_119752511

Not true but a common misconception in certain segments of society. I was raised with that misconception - working class family in a midlands town. It was either cushy public sector job or break your back in factories/retail for no pension and low wages.

It was only after I left college that I started meeting all these people working in pharma, tech and finance who had much better pensions, private health care, great pay, great perks like free gyms and 'lifestyle allowances' of a few grand a year. I said sure why not join them and I work in tech myself, not a developer on 6 figures or anything like that but my pay, pension and terms and conditions are much better than any public job at the same level. Happy out and tip my hat to anyone willing to go into teaching or the Gardai or into public facing civil service jobs which are very poorly paid for the abuse.

I think the post 2011 conditions are not right at all and the pensions people will get will not cover expenses for anyone who doesn't own property. 9K a year, 15K a year, 20k a year doesn't matter.......all poor pensions for the years out in and all require you to own a home and ideally have a partner with another income. There's 30 year olds in Google and Salesforce on 150K doing jobs that noone can describe in plain English, not the norm and far from it but if people want to moan about overpaid people with fat pensions and cushy numbers it's not a Garda or someone in the passport office - not anymore and not by a long shot.

Padre_Pio · 27-03-2023 1:39pm

https://www.boards.ie/discussion/comment/120406123#Comment_120406123

True enough.

State jobs are poorly paid for what you have to deal with.

Maybe teaching 20 years ago was a cushy job. Now you're a teacher, a councilor, a mental heath professional, legally liable if you don't spot child abuse, have to be knowledgeable in the latest LGBTQ++ lingo etc etc etc.. No wonder teachers are leaving the profession.

Same can be said for Gardai and nurses, the pay is poor for what you have to deal with, and the job today is very different from the job you signed up for.

OR you can get a job in pharma, tech, med devices and get 50k+ with pension, share options, bonuses, regular hours, health insurance. Half the lads I know who used to work in trades are gone into factory jobs. Handier work for much more money.

salonfire · 27-03-2023 8:53pm

https://www.boards.ie/discussion/comment/120395788#Comment_120395788

Did you also check how much as a % of your salary you contribute towards your pension? Why did you not provide us with that figure? Why not provide us the lump sum you can expected?

And I mean the actual % after thresholds, etc are taken into account.

If you feel your pension is not enough, you can apply for your own private pension which also has tax reliefs.

Oh, for those in the private sector who you might think have better pension that you, if the employee has to pay 8%, they pay 8%. Not 8% above a threshold like in the public sector.

A good state job and a big pension

Comments