€25k invested in prize bonds

So what you're saying older bonds are going to get fewer prizes, so basically would you advise cashing in bonds from the 1980s nearly 40 years old and well buried at the bottom of the pile.

Nothing for me this week, nothing won in 2023 so far.

Nothing for me. 386829 from 1957 won €50. Just two numbers away from a winner which was never claimed. But probably two different people, since a bond was a weeks wages for many back then.

For 386000 - 387000

Prize Bond Number Prize Value Status

386185 €75.00 Unclaimed i

386231 €100.00 Unclaimed i

386380 €75.00 Unclaimed i

386562 €50.00 Unclaimed i

386820 €75.00 Uncashed i

386831 €50.00 Unclaimed 

Nothing in over 5 years.

With 25k in PBs the current thinking is to cash out and move to UK Premium Bonds. Odds of 24,000:1 for a £1 bond per monthly draw is a lot better than 158,000:1 in the weekly draw, which equates to 36,600:1 per month for a €6.25 bond. The UK return is 3.3% of the fund V's a miserable 0.35% here.

It happens all the time, but apart from myself, there is probably nobody else here that examines the results to see things like that. I post about some of the ones I notice now and again.

I just did a random check of unclaimed prizes, and you can see where it could be quite common. The unclaimed prizes are just a tiny percentage of the overall. Plenty of people are bound to have bonds where individual numbers won more than once.

For A100000 - A110000 (10,000 bonds from 1950's, approx 50 prizes not claimed.)

Prize Bond Number Prize Value Status

A101042 €50.00 Unclaimed i

A101042 75.00 Unclaimed i

A107243 €75.00 Unclaimed i

A107244 €75.00 Unclaimed i

A108742 €50.00 Unclaimed i

A108742 €50.00 Unclaimed i

My closest was a win in May 2017 and another win in May 2019 where the numbers were 2 apart !!

I ran a check on all the "prizes" I've "won" and the following are the ones where the winning numbers were less than 100 apart. I've masked the bond numbers to an extent.

Ok so it’s relatively common 👍

At last... €50 yesterday. Maybe the drought is over.

nothing

How could a prize bond win not be claimed in earlier posts ? do they not just send a cheque out if you win ?

Some people never cashed their cheques, and the Prize Bond Company have to carry them as Uncashed liablities in the annual accounts. If the letter with the cheque came back undelivered, and they were unable to trace the person, that would be Unclaimed.

The money is always there for someone to claim. It is around €3 million since 1957, and that compares well with unclaimed Lottery prizes of around €20 million a year. You only get 90 days to claim a Lottery prize.

They don't send out cheques any more. You nominate a bank account for the winnings, or choose to get new bonds. But with winners from every decade since the 1950's in every draw, some will probably go into Unclaimed.

Do you not have to be a UK resident to purchase these? I'd be tempted also. I've only won 50euro in 3 years on 30k.

Be interested to know this also

again... nothing