Revolut Megathread.

flazio · 22-03-2023 2:15pm

It'll be interesting to see what happens when people have to use the insurance product beyond just putting a disc on the windscreen and start making a claim. Will there be a sharp sting in excess charges and future quotes.

Yggr of Asgard · 22-03-2023 2:21pm

It's also going to be interesting to see if Allianz via its Dutch arm is going to undercut Allianz Ireland which offers also Car Insurance.

IF simpleinsurance is the agent and Allianz the underwriter because beside the usual waitlist (with the obligatory reminder to refer a few friends) there are no concrete details.

Plus with the 'smart driving' device mentioned for bigger discounts, the question is, will those be shared with the Revolut app for even more selling opportunity.

Agent_47 · 22-03-2023 9:49pm

https://www.boards.ie/discussion/comment/120385807#Comment_120385807

Sorted.

Fwarder · 23-03-2023 6:45pm

Hey guys, is Metal worth it for someone who basically doesn't leave Ireland but spends a fortune buying crap from US through eBay? 😀

I'm kinda 50:50 between premium and metal

Agent_47 · 23-03-2023 9:13pm

https://www.boards.ie/discussion/comment/120392836#Comment_120392836

I would take standard any day, I see no benefit

Yggr of Asgard · 23-03-2023 9:14pm

https://www.boards.ie/discussion/comment/120392836#Comment_120392836

The 1% cashback can be nice if you shop a lot.

But if it's mostly US spending I would strongly suggest you check the rates and cost against wise for example, it might be cheaper.

Or even get something like utopia and make a single payment once in a while via for example atlantic money.

--

Please do your own dilligence before choosing any financial services provider.

mr.anonymous · 23-03-2023 11:36pm

Just starting to research Revolut and wondering if it's worth it.

Would it be worth transferring my subscriptions like Netflix and Spotify, Amazon purchases, and monthly Vodafone bill to a Revolut card/account?

Do these benefits only come with one of the paid monthly subscription to Revolut?

I read this,

https://www.bonkers.ie/blog/banking/is-your-money-safe-with-revolut/

"Revolut offers largely free day-to-day banking. There’s no monthly or annual maintenance fee for using its app, there’s no charge for chip and pin or contactless transactions. There’s no fee for standing orders or direct debit payments either. And best of all, there’s no foreign exchange fees on purchases made outside the Eurozone up to a limit of €1,000 a month."

spuddy · 24-03-2023 12:26am

Has anyone got their IE IBAN yet?

Jeff2 · 24-03-2023 12:36am

Just want to say keep your passport up to date if you change it main account . It's the only ID they take for Irish accounts. Licence or PSC is no good.

apkmbarry · 24-03-2023 3:23am

https://www.boards.ie/discussion/comment/120394153#Comment_120394153

It's rare for PSC to be taken as proof of ID. Licence was done away with years ago, even though it's government verified etc.

NinjaTruncs · 24-03-2023 7:32am

I was making a fairly large transfer from Revolut to a savings account and was impressed with the effort they went to warn me about fraud. To be fair what I was doing looked suspicious as it was the first time I sent money to this specific account. But they provided lots of information about possible fraud, it's hard for people to plead ignorance if they send money to fraudsters.

Now don't get me wrong, Revolut are doing this to cover themselves and wash their hands when it comes to fraud but it was good to see they are doing something.

Hurrache · 24-03-2023 3:58pm

Got an email today looking for my Tax Identification Number for tax reporting purposes. Presumably they mean PPS number for Ireland.

Have most people already provided that?

24-03-2023 4:01pm

Yes, it's a legal requirement.

Gooser14 · 24-03-2023 4:03pm

https://www.boards.ie/discussion/comment/120394153#Comment_120394153

Are you sure that is still the case? I am aware of someone who joined in the last 12 months using their driving licence (they don't have a current passport).

NinetyForNone · 24-03-2023 4:16pm

Yeah spotted a request to TIN/PPS number. The Android app doesn't take alpha characters when entering it 🤦.

Ok working now... Pretty sure it wasn't earlier ☺️

Gooser14 · 24-03-2023 8:26pm

https://www.boards.ie/discussion/comment/120396402#Comment_120396402

I've just inputted my PPSN on an Android device & the alpha character was accepted.

AlmightyCushion · 24-03-2023 8:54pm

I got asked for it today as well and it did accept the letter on Android app.

Jeff2 · 24-03-2023 9:12pm

https://www.boards.ie/discussion/comment/120396350#Comment_120396350

I think it's still the same here that only passport is OK for ID. But UK driving licence is excepted.

Edit to add picture.

deisedude · 24-03-2023 11:02pm

Downloaded the app today and I can't set up an account. Phone, email, sms verification all not working

Anyone experience this before

cromelex · 24-03-2023 11:20pm

https://www.boards.ie/discussion/comment/120394135#Comment_120394135

My missus got the email on the 21st and had the Irish IBAN the same day.

I'm still waiting for mine

feargantae · 27-03-2023 6:05pm

Got transferred to the Irish IBAN this morning. Wonder will there be teething issues like Bunq had with their Éire IBAN.

Sheep Shagger · 27-03-2023 9:17pm

Still waiting to apply for a credit card and am still on the waiting list. Anyone actually got a physical credit card from them yet?

Same for a joint account :(

SourSessions · 27-03-2023 11:05pm

https://www.boards.ie/discussion/comment/120407634#Comment_120407634

My credit union won't accept it as a payee because it doesn't recognize the BIC but I recall this happening when they switched to Lithuanian ibans too. I guess some systems will have to update to recognize them.

EoinMcLovin · 28-03-2023 12:06pm

Just got in app notification saying I've 4 days to secure fee free benefits. Says I need to

top up with at least 1800 in one month
make at least 3 card payments in the same month
Around the beginning of the following month,I'll receive a notification to become a Premium customer for free
I'll stay on free premium for as long as I continue to meet the above requirements

https://www.revolut.com/en-IE/legal/primaryaccountpromo/

Anybody else get this?

spuddy · 28-03-2023 4:31pm

https://www.boards.ie/discussion/comment/120407634#Comment_120407634

Did you receive an email, or were you notified via the app?

OrangeLavender · 28-03-2023 4:32pm

https://www.boards.ie/discussion/comment/120411967#Comment_120411967

I got an email and also a push notification in the app also this morning.

feargantae · 28-03-2023 6:28pm

https://www.boards.ie/discussion/comment/120411967#Comment_120411967

Just an email, no push notifications as far as I know.

henke · 29-03-2023 10:06am

I received an email and entered my PPSN and it was accepted. Later in the day I got another email looking for Tax ID but when I click in the app there is a tile there looking for it but when I click it does nothing.

AlmightyCushion · 29-03-2023 10:32am

https://www.boards.ie/discussion/comment/120414432#Comment_120414432

I had the same. It wasn't even that much later. Probably less than an hour. I just dismissed the tile and haven't had an issue since.

apache · 29-03-2023 4:20pm

Can you block someone from continuously requesting payment? I don't know how they got my details or who this person is. What's customer care like to deal with?

Revolut Megathread.

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