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The eviction ban

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Comments

  • Registered Users, Registered Users 2 Posts: 927 ✭✭✭Emblematic


    Just looking at an RTE article today.

    Ryan: "If you are at risk of eviction you have the right of first refusal to be able to purchase a property and we will extend from this weekend, 1 April, the tenant-in-situ scheme, so that those households in receipt of those supports can avail of that option," he said.

    "And for someone who isn't in those circumstances we will get the local authorities or the approved housing body to be able to purchase the property and rent that back to the tenant as a cost rental model."

    Does anyone else get the impression that the Government are a bit out of touch on this issue? The emphasis seems to be keeping people in their homes rather than have the burden of having move to alternative accommodation.

    Obviously, being able to stay where you are is fantastic, but isn't the real problem not that you might have to move but rather that there may not be anywhere to move to?

    What the government seems to be putting together is a Potemkin Village: fantastic for the few who benefit but failing the majority who are at risk.



  • Registered Users, Registered Users 2 Posts: 9,793 ✭✭✭Cluedo Monopoly


    It's absolutely true that the timing of this is purely political. It's obvious. They didn't want the homeless numbers increase to coincide with next year's local elections.

    And you're best to ignore BA and his refusal to post honestly.

    What are they doing in the Hyacinth House?



  • Registered Users Posts: 862 ✭✭✭redlough


    The valuations based on what I have seen are suspect. So it is only a guideline.

    So if someone comes in and says you have to sell your house at 200k, you can tell them to f off and put on market at 300k....depending on the estate agent as well they might undervalue it...to get footfall and start a bidding war

    Not sure how this would be captured in a valuation. At the end of the day a house is worth what someone is willing to pay for it, if someone wants to guarantee the house is sold to them then they will have to pay a premium for that

    So last house I bought, I rang up the agent and asked for the price to take off market, they gave me a price of A and I took it away and ended up paying it because

    A. I didn't want to spend weeks back and forth in bidding war

    B. At the end of the bidding war I might actually pay more for the property



  • Registered Users, Registered Users 2 Posts: 927 ✭✭✭Emblematic


    I think the main problem is that this measure probably will only help a few people: renters looking to buy and in a position to do so. However it is likely that those in that position will not want to restrict themselves to the place they are currently renting. They will want to get the best value they can on the open market.

    It is another Potemkin Village by the Government. Something that seems good on the surface but upon closer examination lacks substance.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Solutions only have to be as complicated as you want to make them. They can also be kept simple - 20% stamp duty charged on all property, Exemption to anyone buying a property they have been a tenant in for longer than a year. Clawback if subsequently sold or rented out within 10 year period

    Simples



  • Registered Users, Registered Users 2 Posts: 28,653 ✭✭✭✭blanch152


    20% stamp duty would kill the property market. You'd never get the chance to buy the property because the landlord won't move it on.



  • Registered Users Posts: 862 ✭✭✭redlough


    Ridiculous, You would shut down the market overnight for people trying to buy

    Then in a weeks time we would have all the parties on crowing about its not fair that people have to rent their entire life and can't buy their forever home.

    Last home ownership ratio had Ireland at nearly 70%. Are we just going to screw all those people to try stop landlords selling up?

    The best way to resolve the issue is to create an environment for landlords in Ireland, so they can evict non paying tenants etc. Not put a system in place that means it is too much of a risk for a landlord to stay in the business.

    Not sure how people are still trying to screw landlords in all this, it has been clear for years the issues are with the current regulations mean a LL can be totally screwed with no comeback. Now the best people can come up with is screw them even more.



  • Registered Users, Registered Users 2 Posts: 4,716 ✭✭✭jackboy


    Unless we have a mass emigration event from Ireland there is going to be a shortage of accommodation for years going forward. We are not going to build our way out of this crises in the medium term.



  • Registered Users, Registered Users 2 Posts: 7,761 ✭✭✭Floppybits


    Usually when someone is selling a house they put it on the market at a price that competitive with other houses on the market in the area, usually lower if they want to sell quickly or start a bidding war, higher if they are prepared to wait but that is the sellers choice. I know when I was selling it was around the asking price for property in the area, the worse thing was having to give the tenants notice to leave even though it was coming to the end of the contract, this was 2019 when things were bad but not as bad as now. I would have sold the place to the LA if the people renting could have stayed but firstly they were offering a lower price than I would get on the open market and secondly they weren't interested. The tenants were HAP tenants at the time. I don't mind the buying in situ scheme but only if the LA's or tenants are open to some negotiating and not well this is what we are giving and you have to accept. They will be told to F off if that's the case.

    Either they are out of touch or they are doing it willfully. Then main issue as you have said is the lack of availability or options of places for people to move to that is the issue and this is the fear that those renters have and landlords. As I said above I had to give tenants notice that I wasn't renewing the lease as I needed to sell and thankfully they found a better more suitable place to rent within the few months I had given them, I'm not sure they would happen now and then I would be left with headache of do I let them stay till they find a place or do I insist they leave?



  • Registered Users Posts: 862 ✭✭✭redlough


    Of course we are but we need to start building apartments and not houses. We don't have the infrastructure for house. All planning now in major cities should be converted to apartments if possible and build high quality apartments as much as possible. In 3-4 years if the issue is better we can start to look at houses then. Plus connecting those houses with trains/trams.

    Trying to build our way out of a shortage with 3-4 bedroom houses and a nice garden will never happen



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  • Registered Users Posts: 862 ✭✭✭redlough


    If you own a property you should never be forced to sell it to anyone, you own that property.

    its seems some people want the government to step in and force people to sell their houses to others!



  • Registered Users, Registered Users 2 Posts: 4,716 ✭✭✭jackboy


    A high quality apartment in a city would probably cost at least half a million to purchase, there are dumps now that are not much cheaper. So, that will solve nothing. The honest reality is things will likely get worse until there is an economic crash and mass emigration from the country.



  • Registered Users Posts: 862 ✭✭✭redlough


    In the same space you can get more units and it costs less to connect them as we don’t have city sprawl like houses so yes it does solve lots of issues

    also more supply will reduce prices. Not sure why anyone thinks an economic crash is the best we can hope for



  • Registered Users, Registered Users 2 Posts: 4,716 ✭✭✭jackboy


    Simply because the government have shown no ability or even interest in solving the housing crisis. Maybe there will soon be a skilled motivated government that will sort things out but I won’t hold my breath. In fairness, is there anyone not laughing at this safety net joke the government are spouting.



  • Registered Users Posts: 862 ✭✭✭redlough


    No idea how you can say the government have shown no ability or interest. Billions are been poured at the moment into building houses.

    We are building more houses than maybe ever, maybe in Celtic Tiger but would need to check the numbers. The problem is we have a backlog.

    "skilled motivated government"? who is that?

    The eviction ban was a short term ban because of covid. It was always going to end. I have no idea what a safety net is about but it won't work and it shouldn't. Instead of pushing Landlords out of the market the government needs to get new landlords.



  • Posts: 0 [Deleted User]


    You’re not entitled to someone else’s private property.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    And how is the market going to be with the Councils buying with open chequebooks. You can argue about the percentage. I gave an extreme example to explain the idea, but in principle it would work.

    What is the sense in the Councils complaining that they don't have the money to buy property, all the while inflating that same property artificially the whole time.


    I mean, we are constantly being told that all the landlords want to flee because of the regulations.....so surely they'll still want to sell up. They just won't be able to hold the LA's to ransom..........unless of course you want them to be able to do that?



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Do you like driving on roads? Flying to foreign countries?

    All facilitated by property taken unilaterally from its owners.

    Nobody has suggested what your over-dramatics are suggesting btw



  • Registered Users, Registered Users 2 Posts: 13,715 ✭✭✭✭hotmail.com


    RTE and Virgin Media leading with foreign news today with no bearing for anyone in Ireland (Trump) ahead of the eviction ban which comes into effect in 3 hours.



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  • Registered Users Posts: 862 ✭✭✭redlough



    Well lets look at DCC for example, over 40m in arrears and they have just extended the ban. The 40m could be used to build houses/repair houses so lots with yet its just money that is wasted now and will never be recovered. How do they plan to resolve? well give another 9 months of free rent

    Maybe we should get the councils to start collecting rents so they can reinvest. DCC is replicated across the entire country

    In terms of LL leaving, yes they are leaving because of regulations. The LL will have to pay circa 50% on all rent, then have to deal with all repairs etc. If they try to do anything with their own house they have to deal with all sorts of legal threats etc. The PTB gives them no support at all and the media paint them as the devil. Any change in regulations in the last 10 years are against the LL and as thousands leave the market are you trying to suggest they are not?

    If they sell up why would they give away the property for under market value? they should sell at the right price for them. Hold the local authority to ransom? well is that not the tenants running up 40m in arrears?

    If the best you can come up with is another tax against LL then I just dont know what is wrong with people


    Maybe instead of painting the LL as the devil we should go after the 40m+ owed in rents and all the other rent owed to CC all over Ireland???what you think???



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Now now. No need for ranting and whataboutery.

    Stamp duty on house transactions - for everyone. There will be a sop to landlords in the form that they, and they alone, can effectively sell their property to a sitting tenant for zero (or reduced) stamp duty. Under the proposal, landlords would be advantaged relative to non-landlords.

    You need to get over the foreva-handout mentality.



  • Registered Users Posts: 862 ✭✭✭redlough


    So you suggest going to people and forcing them to sell their house they have spent their lives saving for to give to other people??

    F**k me we are going back to the famine times and throwing people out of their homes.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Perhaps you wouldn't get so angry if you tried actually reading posts rather than going off on a mental one.



  • Registered Users Posts: 862 ✭✭✭redlough


    Who is going off on a "mental one". It's the internet and a discussion forum. I feel no need to go off on anything



  • Registered Users Posts: 862 ✭✭✭redlough


    Going to answer the question, would it not be better for DCC and all the county councils to collect the arrears

    Seemingly between them all 105m is owed.



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  • Registered Users Posts: 196 ✭✭Lil Fred


    Well the 20 and 30 somethings would have been better served by knuckling down and saving a deposit for a house rather than daily splurging on avocado toast and iced Frappuccinos and taking time out to find themselves travelling the globe. You reap what you sow.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    In response to your apparent assertion that no property can ever be seized, I merely pointed out that that is not correct and gave you examples to the contrary. You going off on a mental one is then you extrapolating that to whatever you were on about. Famine etc. Nowhere did I, or anyone else, propose seizing houses. I merely pointed out that your assertion was wrong.


    If you don't like my suggestion above of increasing stamp duty but giving the sop to landlords, perhaps you would prefer an alternate solution of just increasing SD rates but not giving any reliefs to anyone. Would you prefer that?


    The concept of the government being able to raise a tax rate might be beyond some people's comprehension, but that should only be a minority. If those people are shocked, imagine what would happen if they heard that SD is currently 7.5% for many transactions, and was much higher in the past.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    You do realise that that is a completely orthogonal question? It has no relevance to raising SD rates. The purpose of the latter would be to cool down the market. The purpose of the former would be a revenue collecting exercise for DCC. One has no impact on the other and both can be done independently of each other. Neither is a substitute for the other in any way, shape, or form.



  • Registered Users Posts: 862 ✭✭✭redlough


    Still didn't answer the question, this thread is full of people, to use your terms, on a "mental one" about landlords while the county councils who could help the homeless people are sitting on over 105m in debt which could be recovered to help those people.

    So should they collect that rent and use it to help other people?



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Yes, but it has nothing to do with what I am saying. If you think it is linked, perhaps you are trying to imply they should collect that 105m and use it to pay higher prices to landlords?

    They could also enforce vacant site levies and crack down on short-term lets that don't have planning permission. Those actions would actually have impact on the problem.



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  • Registered Users, Registered Users 2 Posts: 2,599 ✭✭✭newmember2




  • Registered Users Posts: 862 ✭✭✭redlough


    I posted saying to invest the money to help homeless yet you are saying I am trying to imply to pay higher price to landlords??

    Now please explain to me how you got from me posting to help the homeless to giving the money to landlords, thank you



  • Registered Users Posts: 862 ✭✭✭redlough


    Buying out a property to build a road has happened in the odd situation. Facebook I know bought out houses for the DC but those houses are either knocked or planned to be knocked because of the location beside the DC

    Forcing people out of their homes they own and giving to someone else is what happened when Ireland was ruled by the British

    Can you spot the difference?



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    Well you haven't stated what you think this 105m is going to do. You appear to think it is just sitting in envelopes inside front doors and waiting to be collected. Some of it will never be collected and some will take a long time to be collected and there will be a lot of costs in collecting it.

    But let's just imagine they get all the 105m on Monday morning. What do you think it is going to change? The only thing it changes is to put more money into a bottomless pot to pay to existing property owners to get them to sell to the Council. And all that will do is inflate house prices and make them even more unaffordable. Whereas an increase in SD will put downward pressure on the houses.

    What you are doing is simply whataboutery and deflection. If the 105m landed in on Monday morning, you could continue your logic and complain that they aren't collecting all their parking fines and that money should be chased to help the homeless and so on and so on. Landlords don't care about the homeless beyond the extent that they can lever against them to get higher rents and higher property prices.



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    The only "forcing out of their homes" will be done by landlords forcing tenants out of the tenants homes.

    Nobody on this thread suggested any form of compulsory purchase for houses. Only you. It is a strawman. The proposed first refusal scheme will not even be a compulsory purchase. It will be that if a landlord willingly decides to sell, they will have to give first refusal to the tenant. But that comes AFTER they willingly decide to sell.


    And no, your assertion on buying property to build a road happens more than you think. A lot of land is CPO'd for new roads and farms can be destroyed as businesses due to a motorway cutting them in half.



  • Registered Users Posts: 862 ✭✭✭redlough


    I posted already what should be done with the arrears. See below.

    If they got the 105m on Monday morning they can reinvest it. Plus they will also have resolved the issue with rent arrears so those people would continue to pay rent bringing more money into the county council to help others.

    What can they do with 105m to help the homeless? Plenty I am sure, especially based on the current CSO report prices are reducing.

    Now because I don't agree with you I am using "whataboutery and deflection". The thread is about the eviction ban, a ban which has just been extended by DCC which means more and more tenants will sit in DCC properties not paying any rent safe in the knowledge they can't be kicked out. What an exceptional stupid plan that is? wouldn't you agree?

    You do realise if you raise taxes on selling houses like suggested the seller will just increase the price to cover the tax so you have just increased the price of the houses?

    You have no understanding about what a LL wants or doesn't want.





  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    The seller of a house gets as much as the highest amount a buyer is willing and able to pay.

    Stamp duty is levied on the buyer, not the seller. Not sure why you are suggesting that the seller will just "increase the price to cover the tax".

    If they could "increase the price" today they would do that regardless of the SD level.



  • Registered Users Posts: 862 ✭✭✭redlough


    I lived in an area which had a road build right up the farms, the farmers loved it and the money meant they could massively reinvest into the farm. Destroyed as businesses? the opposite in all the situation I have seen and talked to farmers. Im sure I seen on one motorway a bridge built to allow animals to move safely from open side of a farm to another.

    To the point when they wanted to build a filling station you had all the farmers coming offering land to build it on. "Another windfall" was how one described it but thats massively off topic now at this stage I made by point



  • Registered Users, Registered Users 2 Posts: 20,491 ✭✭✭✭Donald Trump



    And an irrelevant one at that. You might well be talking about something you actually know zero about.

    A garage built off a motorway will only be a windfall to the single one that sells the land. It will have no beneficial impact to the neighbouring farmer who now has a round trip journey of 10k to get to the fields he used to be able to walk to in 5 minutes. How many such garages are built? One every 50 miles along a motorway? When such installations are put in place, there will be a service road put in as well, but there will be no public access through it. The only public access is off the motorway itself and there will be no other development allowed around it.

    While such bridges you describe do exist, they are very rare and are only constructed in the cases of a very large farm with a very large operation where the assessed damage to the business is more than the cost of building the bridge.



  • Registered Users, Registered Users 2 Posts: 19,660 ✭✭✭✭Tony EH


    No matter how many times this type of twaddle is brought up it never ceases to be laughable. 😆



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  • Registered Users, Registered Users 2 Posts: 6,857 ✭✭✭Allinall


    No matter how funny you think it is, there’s a lot of truth in it.



  • Registered Users, Registered Users 2 Posts: 19,660 ✭✭✭✭Tony EH




  • Registered Users, Registered Users 2 Posts: 6,857 ✭✭✭Allinall


    How so?

    You can only spend a Euro once. Spend it on anything other than towards your housing and it’s gone forever.

    Priorities and all that boring stuff.



  • Registered Users, Registered Users 2 Posts: 9,793 ✭✭✭Cluedo Monopoly


    No there isn't. It's just waffle and some kind of weird victim blaming by older blinkered 'I'm Alright Jack' types that remain loyal to their parent's favourite political party. In any functioning society there should be enough houses to rent or buy at somewhat affordable rates and salary ratios. Even during lean years in Ireland it was so. I have huge admiration for the young people of Ireland today - way less baggage. It is sad that we are forcing them to emigrate.

    What are they doing in the Hyacinth House?



  • Registered Users, Registered Users 2 Posts: 19,660 ✭✭✭✭Tony EH


    Because it's cliched load of crap that doesn't apply to the real world. Most young people's wages go on rent, not fucking avocado toast. FFS. When you have to pay ridiculous rent prices, not to mention all the other basic cost of over priced living necessities, your ability to save for exorbitant mortgages gets severely cut.



  • Registered Users Posts: 2,274 ✭✭✭mattser


    Abolutely not. The vast majority of 30 something middle income earners I know are on the ladder. They partied but kept their eye on the ball. I'm sure the remainder consist of those who genuinely can't make ends meet and others who just feel entitled.



  • Registered Users Posts: 862 ✭✭✭redlough



    It's not.

    A whole generation grew up in the Tiger and got over indulged by parents, I know because I done it.

    I have talked to some people of course who have head on shoulders in terms of money and they are the ones at 20-30 buying houses. Then I have talked to the ones who haven't a breeze and tell you they can't buy a house etc. Why? well they waste money and expect someone to take the parent role and just ahdn it to them like it has happened all their life



  • Registered Users, Registered Users 2 Posts: 19,660 ✭✭✭✭Tony EH


    You lot can spout this gibberish all day lads. I'm not having it. It's a load of crap.



  • Registered Users, Registered Users 2 Posts: 9,793 ✭✭✭Cluedo Monopoly


    What are they doing in the Hyacinth House?



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  • Registered Users Posts: 862 ✭✭✭redlough


    That's how a discussion forum works.

    You could be right, we could be right.

    Trying to say it "crap", "gibberish" and "boll*cks" adds nothing to the conversation when you clearly have nothing to back up saying its not true.



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