What Insurers will insure a 07- Toyota Auris?? running into problems getting cover...

Masala · 06-04-2023 2:00pm #1

Hi All...

Am using a local broker to see what the Insurance cost would be for an 07-Auris diesel that my 26yr od Son is thinking of buying as his first car.

broker says he has searched them all... and all advise that 'the car is too old' ..to be insured.!!!!!!

So.... Anyine got any advice on who I could try???

Many thanks for teh kelp!

cml387 · 06-04-2023 3:56pm

Unfortunately insurance companies have seen a series of incidents where old cars recently insured have then been involved in "accidents" where large personal injuries are then claimed. Hence their reluctance.

Since you are already using a broker you are low in options.

Dr_Colossus · 06-04-2023 4:14pm

Insurance is a farce, I've a 07 car but have owned it for a number of years and despite full no claims bonus my premiums for TPFT are outright ridiculous from a number of insurers ie €1k+ and the likes of Aviva have refused to give me a quote for years ever since the car turned the ripe old age of 10.

The only insurers who are in any way competitive in my case are FBD and 123 so try those. This year's premium for reference was €500 from FBD which was negotiated down from their renewal quote of €609 over the phone, premium was for TPFT plus additional options of bonus protection and breakdown assist.

freshpopcorn · 06-04-2023 4:38pm

Try KennCo Insurance.

harmless · 06-04-2023 6:50pm

https://www.boards.ie/discussion/comment/120448575#Comment_120448575

I tried to get a quote and their website and they said they will not quote cars over 15 years old. It didn't even say to ring them, just flat out no quotes on older cars.

freshpopcorn · 06-04-2023 6:59pm

https://www.boards.ie/discussion/comment/120449045#Comment_120449045

I got this one!

harmless · 06-04-2023 7:06pm

Weird, this is what I get when I try to enter my 97 car.

Is it a mistake and they mean over 25 years old?

Masala · 06-04-2023 8:03pm

https://www.boards.ie/discussion/comment/120449045#Comment_120449045

...same here.

Hoping for a phone call back to say something like...'we'll get you sorted"...!!! Wont hold my breath

harmless · 06-04-2023 8:18pm

https://www.boards.ie/discussion/comment/120449314#Comment_120449314

The only quote I can get is a renewal quote from axa, they would not insure me if I was a new customer. It's been a long time(2016 I think) since I could shop around for quotes on my car.

Del2005 · 06-04-2023 8:23pm

There's a process with insurance companies where when you get 3 refusals they force the 1st company to quote you.

https://www.insuranceireland.eu/consumer-information/general-non-life-insurance/declined-cases-agreement

Also try getting fully comp quotes. Checking for my Mother's 2004 car a few years ago and a 3rd party only quote was nearly €2k, fully comp was less than €500 from same company.

Grolschevik · 06-04-2023 10:04pm

06 Yaris new to me last year. GetSetGo (underwriters AIG), around €400. Switched to the Yaris on my old An Post-brokered policy (Allianz, I think) before moving when the An Post renewal was uncompetitive.

User1998 · 06-04-2023 11:28pm

I know plenty of people getting new policies on 04/05/06 Toyota Yaris etc.

Dr_Colossus · 06-04-2023 11:43pm

Makes no sense, Aviva that is. I've heard of a few people get moderate quotes from Aviva this year so prior to renewal I tried them again. Still wouldn't give me a quote so tried the exact same details with car make, model, engine size etc but on a 2014 reg and they quoted me of €480. Not brilliant but better than I could get elsewhere. Not like I'm driving a high performance sports car either, it's a Volvo S60 2.0 petrol.

hellyeah · 07-04-2023 7:26am

Try AXA. I'm driving a 08 focus with them. 350 euro last year, up for renewal shortly.

Henry Ford III · 07-04-2023 10:06am

insurance forum?

Wildly Boaring · 07-04-2023 10:10am

Give Quote Devil a call.

I'm through Zurich with them

zg3409 · 08-04-2023 9:57pm

There is a specific insurance section and an old daily section. Try here

https://www.boards.ie/discussion/2057675907/car-insurance-for-15-year-old-cars

Vic_08 · 09-04-2023 7:58pm

https://www.boards.ie/discussion/comment/120456130#Comment_120456130

That thread is so old you'd struggle to get insurance on it too.

Patrick2010 · 11-04-2023 1:25pm

Have a 99 Toyota insured with BOI, fully comp for around 500 euro

nedkelly123 · 11-04-2023 1:50pm

my renewal came in on my 2002 car last week from 123.ie its at 420€ on an agreed valuation of 37k

it was 1100 3 years ago ..

try 123.ie they have been great for me

fear corcaigh · 11-04-2023 9:57pm

My daughter recently insured an 07 1.4 Auris petrol with Axa.

She is 20, first car, full licence since February and no history of named driving.

Fully comp with my wife as a named, she also has her own car. Total was circa €1400.

My own 06 A4 is with Aviva, been with them about 3 years ( moved to them when my daughter was doing the driving school). Most recent premium was about €430

In my experience it's cheaper to get fully comp in older cars, plus having a family member with their own car as a named driver can also reduce the premium.

What Insurers will insure a 07- Toyota Auris?? running into problems getting cover...

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