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If you won the lottery

  • 19-04-2023 10:32am
    #1
    Registered Users, Registered Users 2 Posts: 119 ✭✭


    Would you stay in touch with family/friends? It sounds like a ridiculous question until you realize that in the States, people have been hounded and some even taken advantage of by people/killed wanting the cash. Money is really one of those things that changes relationships.


    Even though I'd trust family the most, I know seemingly happy families destroyed by inheritance when the true colours of relatives came out.



«1

Comments

  • Registered Users, Registered Users 2 Posts: 234 ✭✭niallpatrick


    I can't do anything such as leave this god forsaken dump of a town until I'm released from all parental duties. Nobody is keeping me here but I have to stay until my mum passes, it's non negotiable I have to see my family obligations through to the end after that I'm a free agent. So if I did win lottery or euro-millions after mum passed I'd sort my kid sisters and bro out for cash first then adios splitsville to the back of beyond coastal sticks and not keep in contact with any of my family. I owe them nothing, I owe nobody anything. Not the banks nor credit union I have no kids or debts, I have no disgruntled ex's or enemies.


    I live and exist as a total nobody and can easily disappear, my wife not to easy to tell her to do anything but she can either agree and go with me or I give her half and she can go her own way on her own without me to protect her, she couldn't live without me obviously I'd expect her to sort her family out with cash as well whether she stayed with me or not but I've put my life on hold for the last 7 years and deserve peace and quiet.



  • Registered Users, Registered Users 2 Posts: 1,840 ✭✭✭brokenbad


    Take a month long holiday in a luxurious and exotic location while i consider my options would be the first thing i would do after i had handed in my notice at work......



  • Registered Users, Registered Users 2 Posts: 6,833 ✭✭✭phill106


    Irish lotto, think people would just think fair play, drinks on him and kind of leave you alone after that.

    Euro millions, no hope for you.

    Moral of the day, if you win, say it was the irish lotto. And then you blew most of it paying off your house/ car /debts.



  • Registered Users, Registered Users 2 Posts: 2,397 ✭✭✭raclle


    Surely nobody owes that much to blow it paying off debts?



  • Registered Users, Registered Users 2 Posts: 6,833 ✭✭✭phill106


    Wouldnt have it all blown, but half anyway!

    few hundred k for a house. New car for yourself. Bit of money left over so you can quit your job hopefully?



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  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    If I won €100 million, I would just keep on living the same as before, and tell nobody. I would make no will, and leave it to the people who think they are owed something to fight over it when I die. It would be a nice surprise for them anyway.



  • Registered Users, Registered Users 2 Posts: 4,273 ✭✭✭hoodie6029


    I’d tell no one, just say I did well on trading crypto.

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Registered Users, Registered Users 2 Posts: 234 ✭✭niallpatrick


    Yes Euro-millions does carry risks if you did win, the lady from Limerick? where a gang threatened to kidnap her son if she didn't give them half of the winnings well she did the right thing and told the guards. Even the lotto in the 6 counties there are spiteful scroats who can't see anyone with something nice and that includes the 6 counties media 'what are you going to do with the money are you going to do something for the cross community'? Talk about being put on the spot, what are they supposed to say? 'no nothing for the cross community' now on the rare occasion where somebody from the 6 wins big and goes public it's expected they're going to fund some cross community project. Hmm isn't that the whole point of the UK lottery? to fund notable causes and community groups.


    Thats like winning but paying a gambling tax when there is no tax on the winnings, imagine winning in the bookies 'are you going to fund a cross community project'? away and expletive yerself!



  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    Don't worry Niall, you will never be faced with this awful dilemma. And don't worry about it on behalf of other people.



  • Registered Users, Registered Users 2 Posts: 1,719 ✭✭✭Apiarist


    If I won €100 million, I would hire a smart lawyer to setup a trust fund for my extended family to allow them to pursue their business ideas without the need to work for a salary, with the trust fund as a shareholder. In effect, a private bank owned by the family for the family.

    If it's only a €100k, it won't make much difference, I'll just blow few k on a fancy holiday in Maldives and put the rest into shares.



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  • Registered Users, Registered Users 2 Posts: 4,065 ✭✭✭Greyfox


    Of course I would. If family and friends do this then it's a case of you just having bad family/friends. The lotto brings happiness only if you spend the money wisely



  • Registered Users, Registered Users 2 Posts: 11,792 ✭✭✭✭BattleCorp


    I'd do my absolute best not to tell anybody. But there would be signs.




  • Registered Users, Registered Users 2 Posts: 15,070 ✭✭✭✭Kintarō Hattori


    If I won the lottery I wouldn't treat my family or anyone else differently. If it became obvious that I won, then I'd simply state that I had won some money. Winning that amount of money, I think you need to be philanthropic, which I would intend to be.



  • Registered Users, Registered Users 2 Posts: 8,619 ✭✭✭BrianD3


    I have no friends and only have extended family. We are not particularly close but don't fall out over money or anything else. Many of us are millionaires anyway. Living a sensible life and not falling out with relatives is a good way to build wealth whereas fighting with others and handing over money to solicitors is a good way to reduce the wealth of the collective. I'm not surprised that greedy idiots do this when they come into windfalls.

    A lotto win of a couple of million would not particularly change my life and I wouldn't give any of it away or feel the need to tell anyone. It would be part of my estate to be distributed to extended family when I die. Now if I won 100 million on the euromillions that would be a different story, all my cousins would get millions, the biggest headache would be how to minimise their CAT liabilities. I don't know if retrospective signing tickets to avoid CAT is still a thing or if it constitutes tax fraud.



  • Registered Users, Registered Users 2 Posts: 26,580 ✭✭✭✭Strumms


    I’d just tell people that an investment paid off…..

    give them a generous cash gift and on with life….

    far easier then taking calls every other week from people who know you are 50 million rich , who heard this cause, that cause….need a dig out…

    not that you couldn’t help but it’s just going to be boring and time consuming dealing with people seeing you as an ATM…

    I’ve an aunt whose always dealt with my dad as a one stop shop for advice, DIY, loans ( yeah right ) of money that ended up turning into gifts…. Not worth the hassle.

    ” had some luck on an investment, this is for you“… the end.



  • Registered Users, Registered Users 2 Posts: 6,217 ✭✭✭Mister Vain


    I think I'd do the same. I'd say I made it on Dodgecoin or something. I'd buy a reasonably priced house and car, nothing too ostentatious. Just go abroad a few times a year for the hookers and sports cars.



  • Registered Users, Registered Users 2 Posts: 53,836 ✭✭✭✭tayto lover


    I'd buy a set of golf clubs ................... St.Andrews, County Louth and my own beautiful Greenore.



  • Registered Users, Registered Users 2 Posts: 9,997 ✭✭✭Degag


    So why would you bother playing it in the first place?



  • Registered Users, Registered Users 2 Posts: 4,633 ✭✭✭maninasia


    I know people with mega money (not me), things change but not as much as you think for most.



  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    I enjoy the thought of all the mayhem that would ensue when I was dead.



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  • Registered Users, Registered Users 2 Posts: 11,792 ✭✭✭✭BattleCorp


    If I won the Euromillions I'd tell nobody. And I mean nobody. Your life would be seriously changed, and lots of it wouldn't be for the better.

    I like where I live and wouldn't like to be hounded out of the place. I also don't like the idea of my mother or any other family members being threatened or kidnapped. And because I'd tell nobody, I couldn't go flashing the cash, not right away at least.

    I'd pay off my mortgage and any outstanding debts. I'd buy a nearly new car, not brand new. Not a McLaren or anything exotic, maybe a nearly new Toyota Carolla or something boring like that.

    Then I'd set up my own sham business and leave my job and pretend I was working in my sham business that involved me working from home etc. I wouldn't be working of course, I'd be taking it easy. I'd take several very nice holidays and live pretty relaxed for a year or two without doing anything too extravagant all while pretending to work from home. Then after a year or two, I could pretend my business was doing very well and slowly start spending more and more of my money.

    Eventually people would think 'that cnut's loaded', he sells stuff online' or whatever my sham business claims I do. Then I'd be able to help family members etc.



  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    These threads always have two running themes. Ridiculous nonsense about not going public, and inflicting a lifelong vow of secrecy on others. And hysterical stuff about being hounded and murdered. Replete with the usual urban legends.

    It would be a nine day wonder and after that nobody would care what you did. They have their own lives to get on with.



  • Registered Users, Registered Users 2 Posts: 6,793 ✭✭✭gameoverdude




  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    Go on and tell me how badly these people fared. Or what miserable lives the tens of thousands of millionaires endure, who didn't get their riches from the Lotto.

    Since 2020, Dublin has unsurprisingly topped the charts for National Lottery wins with over €68 million paid out to 275 players, 22 of which won prizes in excess of €1 million. In the last three years, ten separate millionaires were made in Co. Cork while Galway and Mayo have had six new millionaires each.



  • Registered Users, Registered Users 2 Posts: 3,930 ✭✭✭Panrich


    It would be the best three weeks of my life.



  • Registered Users, Registered Users 2 Posts: 37,269 ✭✭✭✭BorneTobyWilde


    I'd buy every property on main street, then half the rent of those who occupy them.



  • Registered Users, Registered Users 2 Posts: 4,224 ✭✭✭trashcan


    Build a giant water park with slides, etc. That’s what you do, right ? I’ve seen the ads.



  • Registered Users, Registered Users 2 Posts: 2,422 ✭✭✭Lewis_Benson


    I'd upgrade the 2012 car to a 2014 at least anyway, paddy spec of course.



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  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    Won the Irish one? Probably just pay off the house, force the parents to actually retire (they're still working even though they don't have to).

    Won the Euro millions? - get professional advice. Probably buy property (multiple) somewhere warm and work from there for 6/7 months of the year, airbnb them when not there and get someone to manage it all. Also would go back to the Maldives during December/January. With all that it basically means being in Ireland for like July :pac:

    Would definitely buy a nice Ferrari, watches and update the old wardrobe lol.



  • Registered Users, Registered Users 2 Posts: 29,446 ✭✭✭✭looksee


    Why would you force your parents to retire? If working is what they want to do, rather than need to, then leave them at it!

    Exactly how you would force them is another question.



  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    Force was probably too strong a word. It's complicated and don't wish to get into it here. They're still working because of some family reasons (family run businesses), not because they love to.

    I'd would take them on holidays to showcase the life you "should have" after you hit 65. They've both been working since 15 so 50+ years is enough of a shift for anyone in my mind.



  • Registered Users, Registered Users 2 Posts: 29,446 ✭✭✭✭looksee


    Fair enough! My comment wasn't particularly relevant to the conversation anyway. 😀



  • Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    I've said it before and I'm not entirely joking but I still doubt I would even tell the wife tbh. . .definitely not the extent of the win - not because I'm going to run off or anything but just to keep a closed circle as much as possible. I wouldn't move house but some pending improvements would be done sooner than currently planned. No change of cars, the 07 Mazda and 10 Honda are perfect for us. I reckon the biggest change would be more expensive holidays. I'd probably like to buy a better house in a sunnier clime but not sure how I'd get that beyond the wife's attention. . ."eh I got a payrise"



  • Registered Users, Registered Users 2 Posts: 20,944 ✭✭✭✭yourdeadwright


    If i won the Euromillions. I'd buy a new house same town just a nicer one & get it done up lovely, Just cause the kids are in school so I'd need to stick around the area ,Get myself a new Land Rover,

    5 years later i'd move again to a bigger house , Nobody would think iv won the lotto just got a few more quid,

    Id leave my job & say im going somewhere else but obviously just retire, nobody would know they'd see you around the odd time just say your working from home or on a day off ,

    Take long summer holidays to 5 star resorts , No one checks up on where you go so they would be none the wiser,.

    I'd live the same life just with nicer things but nothing massively different , You could build up to total change over a 5 or 10 year period & people would just think your doing well ,



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  • Registered Users, Registered Users 2 Posts: 17,300 ✭✭✭✭razorblunt


    At this stage if I won enough to clear the mortgage I'd be happy!


    You could get away with a lot by just saying you won enough to do just that. No one is going to come cap in hand and your sudden new car and extra holidays still gets covered by the lack of mortgage payments.


    I'd sort out my immediate family first though.



  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    Some people have a high opinion of how important their lifestyle is to the rest of the community. Nobody would pay a blind bit of attention to what you do with your money.



  • Registered Users, Registered Users 2 Posts: 11,792 ✭✭✭✭BattleCorp




  • Registered Users, Registered Users 2 Posts: 384 ✭✭Banzai600


    i know someomne who won big on our miserable lotto, nice tidy fortune. Their family / freinds came out of the wood work asking for money for various things, and ppl they havent seen for a long time. They could afford to help them out im sure, but flat blank denied to share a penny with them for various reasons. I didnt think any less of them for not doing so, their choice. It hasnt changed them in any way with the look at me trinkets or nasty bling.

    if it were me, id share it around with a chosen few ppl and a few smaller charities, but id be out of ireland as quickly as i could, south italy direction for a simple life and retire there, and do a lot of global motorbike travel in between.



  • Registered Users, Registered Users 2 Posts: 22,316 ✭✭✭✭dxhound2005


    What sort of things did they want money for? From how long ago did people reappear?

    Did they give you all the information first hand, or was it passed on to you by other parties? It is very detailed knowledge.



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  • Registered Users, Registered Users 2 Posts: 20,460 ✭✭✭✭Tony EH


    Don't worry yourself about it. You, literally, have more chance of dying in a plane crash.



  • Registered Users, Registered Users 2 Posts: 14,464 ✭✭✭✭Potential-Monke


    I'd tell as little as possible that I won the +1 draw, half a million. Pays off the house, buys a nice car, no questions asked. They wouldn't see the millions in tech I'd have hidden in the secret underground building I would then essentially live in. Being unsocial before winning the lotto would be a boon, I'm halfway there. I would look after my immediate family and close friends (a handful) as best I could, and the following is the list of people/organisations I would give money to, in order of how much they could/would help/care about a single male with no dependants:



  • Moderators, Sports Moderators, Regional Midwest Moderators Posts: 24,039 Mod ✭✭✭✭Clareman


    If I won the EuroMillions, I'd bring all my family and close friends close by and sign up a contract so that we're all a syndicate, half of it is mine and the rest is divided up depending on who they are to me, if anyone has a whinge about their cut, then they're out. There's no point in pretending that you could hide the fact that you won it, people would know, I've heard of shop workers going through CCTV of lottery ticket sales to see when people bought tickets to figure out who it was but being part of a syndicate would make it easier.

    If I won the Irish lotto, I wouldn't tell anyone, it'd be touch and go if I'd tell the wife 😂 at the risk of sounding depressing, it's no long a life defining amount, it's a making you comfortable amount. Let's pretend you win 4 million, you "blow" 1 million clearing debts, looking after family, going to Vegas, whatever, you're left with 3 million, assuming 40 years left in you, that's 75k a year for the rest of your life, as a middle aged married man with 2 children, that just takes all the pressure off, children's college sorted, decent holidays for the rest of our lives, etc. etc., enough for an extemely comfortable life, enough for Mrs Clareman and I never to work again while setting our children up in life, I doubt it.

    I was made redundant in the past and was out of work for a while so when I hear people saying "I'd never work again", sorry but boredom would get way too much for me, I'd love not having to work but having nothing to do, nope, I'd need something, I'm not saying 9-5, chasing promotion kind of work, but I'd need something to keep me occupied.



  • Registered Users, Registered Users 2 Posts: 10,115 ✭✭✭✭cena


    Finally, get a full-time ice rink built in Ireland. Build a house with a nice size garden and garage to be able to work on my car



  • Registered Users, Registered Users 2 Posts: 1,091 ✭✭✭BnB


    Ah that kind of an amount is life defining. The 3m you left yourself to live on, if you invested that in a very safe managed portfolio with almost zero risk you'd make an easy average 7-8% interest every year. That would leave you about 150k (after tax) to live on every year without even touching the 3m.



  • Registered Users, Registered Users 2 Posts: 1,482 ✭✭✭AyeGer


    i don’t do the Irish Lotto but I do the euro millions and the daily millions the odd time. If I won a million I’d split 100K on the family and keep the rest.

    When I win the Euro millions I’ll hold on to half and give the other half to family and good causes. I’d be careful in the charities I choose as I’d want the money to go directly to those who need it.

    With my half I’d go on a long holiday to some great places and buy a nice car. I would never work again and look about where is the best place to put the money so it doesn’t disappear.

    Anyone who called to my door looking for money would be raced.



  • Registered Users, Registered Users 2 Posts: 4,839 ✭✭✭Day Lewin


    I plan all this out every tie I but a lottery ticket.

    (Daydreaming is most of the fun of it, really):

    A house for each of my children

    A swimming pool for me

    An apartment in Dublin for town visits and night life

    Another apartment for temporarily homeless friends

    and the rest to charity;

    Charities:

    Ireland- a good dollop to Sister Stan

    A sponsorship for young Traveller education

    Rest of World - a clean water charity, plus a few others.

    And if there's anything left over - eat ice-cream!



  • Registered Users, Registered Users 2 Posts: 43,037 ✭✭✭✭SEPT 23 1989


    It will be a full time job just trying to hide it

    I would look after those who looked after me when I had nothing because how could you trust anyone else?



  • Registered Users, Registered Users 2 Posts: 16,005 ✭✭✭✭cj maxx


    A month long binge of drugs and hookers , or depending on how much I win maybe 6 months 😁



  • Registered Users, Registered Users 2 Posts: 378 ✭✭iniscealtra


    Wouldn’t tell anyone but would pay off the mortgage and work part-time. Buy some land and plant a woodland. Get a campervan. Go on holidays once a year as i now do but more luxurious. Stay the hell away from social Media.



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