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Croi Conaithe (Towns) - Vacant Property Refurbishment Grant

2456

Comments

  • Registered Users Posts: 22 sue191


    Got confirmation for the full amount with the roof included. The roof was found to be structurally unsound after we spent 14k getting it retiled and will have to be redone.



  • Registered Users Posts: 22 shivvykxoxo


    @sue191

    Do you have a mortgage on your property? If so, did you need to request their consent in relation to the legal charge?

    I called our mortgage provider and they won’t issue us with a consent letter.



  • Registered Users Posts: 22 shivvykxoxo


    Hi @heddie77

    Do you have an update on the legal charge part of your application? Did your mortgage provider give you the consent in the end?

    We contacted our provider (ptsb) and they’ve told us they will not provide the consent required!



  • Registered Users Posts: 400 ✭✭jiminho


    Just got a similar note from AIB that they won’t provide the consent in the legal charge so therefore essentially prohibiting us from the grant!! What a farce this grant is turning out to be. Not only is it taking ages to get a turnaround on the approval, all the while not being allowed to touch the property, but now the banks won’t let you take advantage of it either. Only this government would promote such BS.



  • Registered Users Posts: 22 shivvykxoxo


    It really is turning out to be an absolute shambles. How the government didn’t liaise with the banks to confirm their position on the legal charge part is beyond me. It seems only those without a mortgage will be eligible for this grant now, what a joke!



  • Registered Users, Registered Users 2 Posts: 249 ✭✭Dr.Tom


    Well that's after throwing a spanner in my works as we are approved for a mortgage with AIB in the hopes of buying a vacant property subject to qualifying for a grant.



  • Registered Users Posts: 33 Miss123


    we bought the house vacant and the period of 2 years vacancy falls under the previous owners period of ownership. Before signing contracts we got a solicitors letter signed by previous owner declaring vacancy.

    3 months after applying the council have came back saying this is unsatisfactory requesting an esb statement

    we cannot get an esb statement / bill proving this as we did not own house at this time

    any advice?



  • Registered Users Posts: 22 shivvykxoxo


    You had your inspection carried out back in February and they’re only coming back to you now to say the original paperwork you provided to prove vacancy is not satisfactory?! That’s shocking. Surely your documents were assessed prior to the inspection.

    Which county council have you applied to?

    When we were enquiring about the grant, Dublin City Council told us an official solicitor’s letter confirming vacant would suffice.

    We actually did submit ESB bills also, and had asked the previous owners for them (through our estate agent). So that could be an option for you. Hopefully the previous owners of your property don’t have an issue providing them to you.



  • Registered Users Posts: 33 Miss123


    I contacted the estate agent today and is totally unwilling to help, I don’t have contact details for previous owner only a name.

    Inspection in February, we were told last week in February that they had all the paper work that they needed.

    I emailed yesterday to see if there was any update on application and this is what I’m faced with now.

    The letter we provided from solicitor included a signed declaration from the previous owner stating the property was vacant in excess of 2 years.

    Im dealing with Longford County Council, I’m not sure where else to go for advise

    between the empty promises of timelines and now this I feel like I need to go further with it to be taken seriously at all, but no idea where “further” is.

    it’s so frustrating because we still can’t live in the house and without the grant we will be financially very limited on the works we can do.

    so much for the government trying to convince people to buy vacant properties



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  • Registered Users Posts: 22 shivvykxoxo


    Do you have the previous owner’s solicitor’s details? Probably on your contract. You could reach out to them, explain the situation, provide your contact details and ask them to reach out to previous owner to contact you directly. It’s a long shot but worth trying.

    To escalate further I would be speaking with your local councillor/TD. Not sure they will be much use but that will be my next step anyway.

    Can you not move into the property because of its current condition or the grant approval being delayed? We were told we could move in once we submitted our application.



  • Registered Users Posts: 33 Miss123


    does anyone have any advise on the BER certificate aspect of this grant, I’ve been asked to provide a certificate now (before work starts) and one afterwards where it has to be the equivalent to B2… we’ve bought an old house built in 50’s and it is severely unlikely that it will ever be b2 rating - how have I missed this up to now??



  • Registered Users Posts: 22 shivvykxoxo


    Who asked you to provide the BER certificate? Sounds like they’ve mixed this up with the SEAI one stop shop grants where your energy rating needs to be minimum B2 when work is completed. I haven’t seen any mention of this for the Vacant Property grant.



  • Registered Users Posts: 33 Miss123


    The council have asked for the Ber certificate. We have only applied for the vacant property grant. Let’s hope they’ve got this mixed up, wouldn’t be first time for them to provide false information. Thanks for the reassurance I sure was panicking.



  • Registered Users Posts: 22 shivvykxoxo


    I really hope it’s a mix up. None of the docs online about the Vacant Property Grant mention the requirement to increase your BER to B2. The vast majority of vacant properties would need a hell of a lot more need than 30k or even 50k (if derelict) to get their BER up to that level.

    Please keep us posted on this if you enquire further.



  • Registered Users, Registered Users 2 Posts: 2,856 ✭✭✭MicktheMan


    You may be interested to know that all dwellings undergoing major renovations are governed by the general building regulations which include minimum requirements for energy / CO2 use (TGD Part L). This may be what the council are referring to.



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  • Registered Users Posts: 24 stotheototheb


    has anyone has an issue with their bank accepting there local authority on the mortgage?? seems a grey area. Amazing the rules are changing on 01 May and no detail on new process (or not) has been published!!



  • Registered Users Posts: 22 shivvykxoxo


    @stotheototheb Yes, ptsb are refusing to provide us with the consent letter regarding the legal charge part. Are you having the same issue? Which bank is your mortgage with?

    Wasn't aware that the rules were changing on May 1st. Where did you hear this?



  • Registered Users Posts: 400 ✭✭jiminho


    Haven’t heard anything about rules changing but there was an announcement yesterday that the scheme is going to be enhanced on Tuesday so we’ll have to tune in then. Although, if they don’t sort out this second charge issue, then it’s all bloody useless to the vast majority of us.



  • Registered Users Posts: 400 ✭✭jiminho


    Agreed. I suspect the vast majority of vacant homes are going to be close to the bottom of the BER scale. I know mine is: G. To get it up to a B2 we’re looking at a host of stuff. Now admittedly we’ll be doing a lot of it already eg. updating single glaze to double if not triple but we won’t be putting on exterior insulation as is recommend or putting in a heat pump.



  • Registered Users Posts: 33 Miss123


    Thats first I’ve heard of an update or an enhancement to the grant. That should be interesting, it can’t get much worse anyway



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  • Registered Users Posts: 22 sue191


    No mortgage we sold the last house and the most we could afford was a doer upper.



  • Registered Users Posts: 60 ✭✭old_house


    "The Vacant Property Refurbishment Grant will increase from €30,000 to €50,000 for vacant properties and from €50,000 to €70,000 for derelict properties. It will be extended to cover houses built up to 2007 and include both rental properties and those occupied by their owners."

    Source: https://www.thejournal.ie/housing-development-levies-cabinet-6052558-Apr2023/



  • Registered Users Posts: 6 Ferny1


    Anyone got a successful application for derelict grant through? I'm interested in the nature of the engineers letter - pm me if you wish

    Thanks



  • Registered Users Posts: 33 Miss123


    I know it’s a fairly new grant but given the amount of applications approved with 0 paid out to end of 2022 is a real eye opener. It’ll be interesting to see the stats for qtr 1 2023.




  • Registered Users Posts: 400 ✭✭jiminho


    Good announcement today - no one tell the contractors, I know I won’t.

    Interesting stats for YE 2022. Reading on the news that as of March 31 2023, 1542 receive and 599 approved so a decent improvement for Q1 2023 but has anyone been given the actual money!! Coincidently got a call from a the inspector wanting to see the house today. That part took approx. 6 weeks. The real issue is still the second charge though on the mortgage. Still haven’t figure that out yet.



  • Registered Users, Registered Users 2 Posts: 321 ✭✭kevgaa


    Hi Folks,

    Just wondering if anyone had any luck with the councils re applying for the grant after they had moved in.

    I just moved into a 1960’s G rated house that was Vacant for over 2 years so Have we missed the boat on this one?



  • Registered Users Posts: 22 shivvykxoxo


    Which council did you apply to? We’ve gone past the 6 week mark now and still no call about an inspection.



  • Registered Users Posts: 22 shivvykxoxo


    We were told we could move in to our property once we sent off our application. We didn’t in the end but that’s what we were told by Dublin City Council. At this time there seems to be over 6 weeks wait between getting your application in and when an inspector comes out to see the house. I can’t see how your council would know whether you’d moved in before or after your application was sent. I would say it’s definitely worth the risk! But give your local council a call first.



  • Registered Users Posts: 400 ✭✭jiminho




  • Registered Users, Registered Users 2 Posts: 272 ✭✭orchard farm


    what examples of vacancies do the council look for?ive a house vacant for years that I pay property tax on but still have esb connection and use the old oil boiler heating in winter for a hour to keep house up.Any other ways to prove its vacant?One look inside will prove it unhabibitable



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  • Registered Users Posts: 33 Miss123


    From our experience they rely heavily on ESB usage. We bought a vacant property and have a solicitors letter signed by previous owner declaring vacancy for more than 2 years.


    applied in January council have came back just this week saying this is unsatisfactory they are asking for esb usage details. Struggling to get anything for the period of vacancy before we bought



  • Registered Users Posts: 15 TessC


    It seems to vary a bit from council to council so worth checking with yours directly. Utilities were never disconnected in my house either, but it seems like they'll accept proof of low usage as proof of vacancy.



  • Registered Users Posts: 15 TessC


    It seems silly to ask this, but does your house have to look in a terrible state to qualify? On the surface, mine doesn't seem too bad. New-ish laminate floors, new-ish gas boiler, recently painted walls. But underneath that, there's old and faulty wiring, heating pipes running down walls and across floors, deteriorating plaster, and asbestos under the kitchen roof. It looks livable on the surface, but it is in dire need of modernising.



  • Registered Users Posts: 24 stotheototheb


    which council was this do you mind me asking?

    because of GDPR technically the new house owner has no right to usage details prior to sale??



  • Registered Users Posts: 33 Miss123


    Longford county council! Ironically my job involves implementing data protection / gdpr that’s why we got a signed solicitors letter from previous owner before closing the sale.I knew we would have no hope with esb records before we owned the house!

    They sure don’t make these things easy



  • Registered Users Posts: 17 peacock_lane


    I oscillate between thinking they’re just sticklers and thinking they literally haven’t a clue how to implement the scheme at all. The guidelines are vague enough on purpose to give property owners hope they qualify and then trying to get an application in and approved is virtually impossible. My local authority won’t respond to any questions about eligibility unless you have an application in already (I asked what they needed for me to prove it was vacant for x months before I bought it) but the answer to the question will dictate whether I’m eligible or not. Never mind the people with mortgages whose banks won’t meet the requirements about registering the charge. I can’t imagine what work experience kid came up with this idea but as usual it is incredibly poorly thought out.



  • Registered Users Posts: 33 Miss123


    our thoughts are now, if it’s this difficult to get a decision imagine now difficult it’ll be to ever get money, if approved.



  • Registered Users Posts: 22 shivvykxoxo


    For anyone who uses Instagram, @crazyhouseprices posted today on this grant. A lot of people commented under the post with their experience to date. Interesting to see how everyone else is getting on with it.



  • Registered Users Posts: 33 Miss123


    @shivvykxoxo thanks for that, interesting to read the comments.. seems like very little positivity overall around the grant and application process.



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  • Registered Users Posts: 22 shivvykxoxo


    @Miss123 No problem! I know, I don’t think I read one positive experience.

    We have our inspection tomorrow. I will ask the inspector about the B2 BER requirement your local council mentioned to you and see what they say about it. I’ll keep you posted.



  • Registered Users Posts: 33 Miss123


    @shivvykxoxo thank you so much it would be great to have another councils opinion on it.

    anyone I’ve spoke to is of the same opinion as us that BER doesn’t apply to the vacant property grant.

    I’ve asked a local councilor to look into it, he spoke to another official in the vacant homes unit who said the BER B2 definitely comes into it, but I’m still waiting to see it in guidelines / legislation.

    Today, for the third time in writing I’ve asked my local authority to advise where I can find it in the guidelines. Surely if it’s a condition it would need to be more wide spread.



  • Registered Users Posts: 33 Miss123


    @shivvykxoxo best of luck with your inspection, if you can at all use it to get as much information from the council as possible.

    thank you so much that would be brilliant, interesting to see what another councils view is on it. Anyone I’ve spoke to isn’t aware of the BER condition nor can I find it anywhere online. I’ve also asked them 3 times to advise me where I can find it in guidelines / legislation but of coarse they’ve turned on the silent treatment.



  • Registered Users, Registered Users 2 Posts: 2,856 ✭✭✭MicktheMan




  • Registered Users Posts: 33 Miss123


    @MicktheMan thanks for that! Even the works mentioned on that (wall and roof etc) isn’t related to works which we applied for under the Vacant property grant so it’s confusing to see where the council are getting this from.

    Our house has been vacant but not derelict, we aren’t building any extensions or replacing roofs etc.



  • Registered Users Posts: 22 shivvykxoxo


    @Miss123 Yes I’ll try get as much information as possible from the inspector today and comment back here later.

    If it turns out this is a requirement it will rule so many applicants out. It would take huge money to bring a vacant/derelict property up to a B2 rating. I think we’d all have a strong case to appeal this anyway as there is absolutely no mention of it anywhere in the grant documents online.



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  • Registered Users Posts: 22 shivvykxoxo


    @Miss123 So our inspector from Dublin City Council came out to see our property today. I asked him about the BER requirement and he said as far as he was aware this does not apply to this grant. He said it’s likely a separate requirement by certain building regulations (probably what MicktheMan posted about) but the local councils shouldn’t be looking for proof of this in terms of paying out the grant. I would 100% be appealing your case if they continue to ask for it.



  • Registered Users Posts: 17 peacock_lane


    Aren’t the inconsistencies in the application of these rules kind of frightening? I get that the published guidelines for general consumption are pretty vague but you would think whatever handbook they’re using to assess the applications would be pretty black and white.



  • Registered Users Posts: 33 Miss123


    @shivvykxoxo Thanks so much for asking the inspector. As I thought, doesn’t appear to be a condition of the grant and more so a loop hole to pit applicants through. Hopefully you will get a decision soon, unlike us inspection in February and still none the wiser!



  • Registered Users Posts: 33 Miss123


    Q1 2023 stats, least it’s an improvement on 2022. Looks like 1 person in Mayo actually got paid out successfully



  • Registered Users Posts: 24 stotheototheb


    interesting!


    Amazing the new scheme was announced as open on 01 May 2023 and the department have not yet an application form out for it 😲



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