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Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

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    #10442
    cmor234
    Registered Users Posts: 3 ✭cmor234


    Thanks! Hopefully it will be soon. We are with a broker also, but everything just feels so slow!



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    #10443
    Aph2016
    Registered Users Posts: 492 ✭✭Aph2016


    https://www.boards.ie/discussion/comment/120746501#Comment_120746501

    Sell it yourself, cameras on phones are excellent now, take a few pics, copy a description from a similar property, and advertise it online with onlineestateagent.ie .

    1.5% ex vat is insane, estate agents been shafting people for years, otherwise use auctioneera for the fixed rate.



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    #10444
    Bluefox556
    Registered Users Posts: 20 ✭Bluefox556


    https://www.boards.ie/discussion/comment/120739590#Comment_120739590

    So update on this from me in case anyone else experiences something similar - 11 days passed so I decided to call back the mortgage valuation phone number. Agent there tells me they can see that the estate agent assigned the valuation completed it on the 14th but a part was missing so they sent it back to them.

    The agent also lets me know the firm doing the evaluation. I then call up the estate agents who were assigned the valuation. They tell me they completed it 100% (doing them all the time they know they did it right etc) and that they had submitted it. They even text me a picture of the screen on their portal saying thanks it's completed.

    I have a mortgage advisor in AIB so I then got onto him and he said he should be able to see it if that's the case, but he can't so he will chase it up.

    About 3 hours later the report pops up in my online portal.

    I thought this stage would be easy and hands off once paid for, but nah needed to do some chasing.



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    #10445
    whatawaster
    Registered Users Posts: 12,906 ✭✭✭✭whatawaster


    Contracts are signed on our house and we are hopefully moving in 2 weeks. Yesterday, our dishwasher broke (out of warranty), and despite trying multiple repairmen, none either can fix or will be able to do so in the next 2 weeks. What should we do in this situation? We don't want to leave the new owners with no dishwasher. Should we arrange a repair even if it's beyond the 2 weeks and pay it ourselves?

    (By the way, our induction hob broke 2 weeks ago, and cost €170 to fix! I'm terrified to use anything at this stage)



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    #10446
    Bluefox556
    Registered Users Posts: 20 ✭Bluefox556


    https://www.boards.ie/discussion/comment/120749424#Comment_120749424

    Are your buyers expecting the have the dishwasher?

    If not, then no harm in there being none there, it's not really as essential as a fridge/cooker/washing machine.

    If they are expecting it to be there as part of the sale, then I would arrange a repair and pay for it even if it's past the day you move out.



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    #10447
    whatawaster
    Registered Users Posts: 12,906 ✭✭✭✭whatawaster


    https://www.boards.ie/discussion/comment/120749515#Comment_120749515

    Yeah it's an integrated dishwasher



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    #10448
    TheRona
    Registered Users Posts: 1,831 ✭✭✭TheRona


    https://www.boards.ie/discussion/comment/120749648#Comment_120749648

    Is it a decent dishwasher? A lot of integrated ones are rubbish. The buyers might prefer to invest in a new one, so you could just offer them a bit of cash towards that instead.



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    #10449
    Aguce
    Registered Users Posts: 35 ✭Aguce


    https://www.boards.ie/discussion/comment/120749424#Comment_120749424

    Maybe they are planning to buy a new one themselves. I would offer them money around the amount fixing would cost. I bet they would prefer a new appliance instead of a fixed one.



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    #10450
    whatawaster
    Registered Users Posts: 12,906 ✭✭✭✭whatawaster


    https://www.boards.ie/discussion/comment/120749670#Comment_120749670

    No it's terrible. It's from Ikea and it's 8 years old. We got all our appliances with our Ikea kitchen at the time and the induction hob, oven, microwave and extractor have all been bulletproof (except for the aforementioned hob which broke down a couple of weeks back).



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    #10451
    SortingYouOut
    Registered Users Posts: 1,374 ✭✭✭SortingYouOut


    New build developers being very very vague in their advertising as of late.

    Is it normal for them to not give any size details of the garden less than two months from completion?

    Beverly Hills, California



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    #10452
    Timtam2020
    Registered Users Posts: 11 ✭Timtam2020


    can someone tell me, does having planning permission granted add value to the proprty if your planning on selling it.

    house valued for let’s say €400,000 having planning permission for a double extension granted will it add much money onto the price tag?

    thanks in advance.



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    #10453
    theboringfox
    Registered Users Posts: 544 ✭✭✭theboringfox


    https://www.boards.ie/discussion/comment/120751122#Comment_120751122

    Should add a bit. Buyer knows planning can be got etc. Doubt it is material



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    #10454
    AH92
    Registered Users Posts: 507 ✭✭✭AH92


    How's the market lately in terms of bidding mania? Sale agreed for 4 months but we might have to pull out due to title issues. Fuming about this but oh well.

    Has anyone also used the Moovingo crowd?



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    #10455
    factnee
    Registered Users Posts: 186 ✭✭factnee


    Yes - I used them. I was very happy.



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    #10456
    theboringfox
    Registered Users Posts: 544 ✭✭✭theboringfox


    https://www.boards.ie/discussion/comment/120751596#Comment_120751596

    Cork market seems strong to me



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    #10457
    DownByTheGarden
    Registered Users Posts: 1,786 ✭✭✭DownByTheGarden


    https://www.boards.ie/discussion/comment/120746508#Comment_120746508

    They have to give you the green rate if you ask for it no matter what your BER. I know someone who got it. They had to put their other half who is a solicitor on the phone, but they got it and their BER was a D



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    #10458
    Captain Flaps
    Registered Users Posts: 1,834 ✭✭✭Captain Flaps


    https://www.boards.ie/discussion/comment/120752488#Comment_120752488

    Tell me more - our mortgage fixed term is up this month and refixing is going to cost us a bomb as we've a C2 rating and can't get the BOI green rate.



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    #10459
    EchoEmber
    Registered Users Posts: 37 ✭EchoEmber


    Went sale agreed about 3 weeks ago. However the solicitor still hasn't heard anything from the vendor ? I am assuming at this stage they are waiting for the vendor's solicitors to send the deeds of the house ?

    Have already lined up a structural survey and also the Letter of offer from the bank is on route to my solicitor. I am sure I am just being impatient with the vendors side at the moment.



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    #10460
    Lyra Fangs
    Registered Users Posts: 632 ✭✭✭Lyra Fangs


    https://www.boards.ie/discussion/comment/120767412#Comment_120767412

    They'll send on all relevant documentation so your solicitor can raise any pre-contract queries. Have you any contact with the vendor's estate agent? Could you get in touch with them to move the process along? They will be as keen to close out on the sale as you are.



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    #10461
    black & white
    Registered Users Posts: 1,221 ✭✭✭black & white


    https://www.boards.ie/discussion/comment/120557906#Comment_120557906

    The same solicitor that I referred to in this post have just done the 8 weeks from Deposit received to keys handed over again, it's a close family member that I suggested use my solicitor and they are delighted that they did. They also notified the solicitor a month or so before it went on the market.



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    #10462
    EchoEmber
    Registered Users Posts: 37 ✭EchoEmber


    https://www.boards.ie/discussion/comment/120769363#Comment_120769363

    Well I have been in contact with the EA to get structural survey etc organised. I am told the owner does want to get the process moved along quickly and does have an outstanding mortgage on the property. I do wonder if that does slow down requesting the deed etc.



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    #10463
    manniot2
    Registered Users Posts: 706 ✭✭✭manniot2


    Hoping someone might have some thoughts on the below.

    We purchased a couch in 2018 and paid for it via instalments. It turns out one direct debit was missed in 2019( no idea why it bounced back for some reason) and the lender wrote off the missed payment (130e) in 2022 and raised it as bad credit on our credit history report. We had no idea about any of this because the lender sent all correspondence about it to a wrong address.

    It was raised today by our broker who was doing credit history checks.

    will we still be able to get a mortgage? We already have one and have had no payment issues (or any other debt issues)



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    #10464
    This is it
    Registered Users Posts: 5,397 ✭✭✭This is it


    https://www.boards.ie/discussion/comment/120770215#Comment_120770215

    It should be fine. The broker, and the bank they go to, will ask about it but once you explain it should be fine.



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    #10465
    picturehangup
    Registered Users Posts: 422 ✭✭picturehangup


    Buying and Selling, currently!

    Went SA on our own house last April, trying to encourage the purchasers of our home to get moving, quite literally.

    The docs are with their solicitor, and I have called the EA who sold our house for us to encourage them to close the sale of our house, as we are almost ready to go sale agreed on another property. They seem to be very slow, hope they're not getting cold feet, or it's back to square one again.

    There are a few houses we like, in the Celbridge/Kilcock areas. One semi-d is almost reaching 490000! It is a nice house, well-built, but needs to be brought into the 21st C. There is no shortage of bidders.



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    #10466
    blowintothewest
    Registered Users Posts: 16 ✭blowintothewest


    Hello everyone long time lurker here.


    Had to pull out of sale agreed last week as the mica test for the house came back as significantly positive. I feel for the owner and the other houses in the estate (because this was the first positive one) but honestly this has completely decimated my confidence in even buying a house in this part of the country at all as we were assured (multiple times) by anyone we talked to that the blocks came from the north and were hand carved by Jesus himself.

    What's worse is we know people on the estate and they've just been told their house may or may not be affected by this.



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    #10467
    FledNanders
    Registered Users Posts: 382 ✭✭FledNanders


    https://www.boards.ie/discussion/comment/120771909#Comment_120771909

    We had a similar situation to this when selling our house, and we needed a quick sale as we were sale agreed on another property.

    It took me getting seriously p*ssed off and hounding our EA constantly for updates from our purchasers and basically giving an ultimatum for them to get their a**e in gear if they want to buy the property or we would find new buyers. We are now thankfully much further along since I started hassling everyone and they are signing contracts this week.

    Everything takes time: Loan offer, bank valuation, property survey, solicitor queries etc etc etc so you really need to keep on top of where things are at with the buyers. If they're dawdling and having second thoughts then the sooner you get rid of them and get new reliable buyers the better



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    #10468
    RedXIV
    Registered Users Posts: 8,432 ✭✭✭RedXIV


    Random one here folks, hoping to get to sign contracts this week or next, after which we need to send the remainder of the deposit I presume. Currently my bank has a hard limit of 10k per day transfer, will going into a branch get around that? How have people got around this limits in the past?

    Cheers!



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    #10469
    This is it
    Registered Users Posts: 5,397 ✭✭✭This is it


    https://www.boards.ie/discussion/comment/120778492#Comment_120778492

    We just sent 10k a day until the deposit was paid, our solicitor told us to do it this way so didn't seem like an issue



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    #10470
    TheRona
    Registered Users Posts: 1,831 ✭✭✭TheRona


    https://www.boards.ie/discussion/comment/120778492#Comment_120778492

    Yes, you can just go into a branch. Make sure you have ID etc.



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    #10471
    Cork2021
    Registered Users Posts: 2,278 ✭✭✭Cork2021


    On the deposit side of things. If we go sale agreed on a house that we’re viewing in the next couple of days.(confident that we’ll get it) we have the €5k booking deposit but won’t have the rest until our house sales goes through.. has anyone had any issues with this?



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