Revolut Megathread.

Apologies if this is a stupid newbie question, but when I click on Credit Card to apply for one, it just says it can't be done at this time. Any ideas how to move this forward? Do I need to be a member for a certain amount of time, or what criteria do I need to meet?

Thanks!

I wish to receive a payment from Ireland to my Revolut account.

They are asking for bank address, swift code/bic and sort code. Any idea what to write in these categories? I have all the other details.

Thanks

Is account number the last 8 digits from the IBAN?

They have a legal obligation to report your account activity to their financial regulator who then report it to the revenue for money laundering and tax evasion reasons. So no you don't have to provide it but then they may stop providing you account services 😀

Edit: just to add its to do with it being considered a non resident account. Unsure if the Irish Iban changes that now...

You are probably seeing it with BOI accounts. There was a bug on their mainframe when they initially generated IBANs for customers. They used the wrong sortcode field, which contained the original sortcode of the branch the account was created in, not the current one.

The IBANs were generated and printed on Statements long before SEPA, no one noticed until it was too late. I believe both IBANs should now work for the affected accounts. It caused 'fun' in the early days of SEPA.

Ok. Thanks

What you guys make of the Ultra at 55 a month, seems scandalous jump from 13 for the metal. I do not see much in there to be worth that.

It works for me. When I'm in the joint account tab I hit Send Money and then select a recipient. I can then hit the calendar symbol in the bottom left to schedule the payment and make it recurring

I can see some of my upcoming payments, but not all. I actually think this might be down to how the recipient setup the direct debit rather than any issues with Revolut

This morning I got an in-App notification that I am off the waitlist for ultra and can try it for 45€/m for 3 month (each) and then 55€/m.

After the discounted period ends, I can cancel my subscription if I don't want to commit to the 12-month terms.

And during the discounted period I can at any time downgrade to the standard offering.

It seems to be very heavily targeted at the digital nomad crowd, between the various insurance policies, remote working and airport lounge access

I can't really see it catching on beyond that

I signed up to Revolut a couple of weeks ago, using a link that gave me 3 months Premium for free.

Since then I keep getting email from Revolut saying I can earn a €10 reward if I use the card on three different days. I have earned €20 so far, and just got another offer so will earn another €10 in the next couple of days.

The first time I got the offer I assumed it was a once-off Welcome to Revolut offer, so I'm surprised to get another 2 of them. If this normal, and can I look forward to more of them?

Revolut always has deducted the 12 cent per ATM withdraw in the republic if your address is in Ireland, unlike other banks, they do this directly after the ATM withdraw and not yearly. Subject to the 2.50/5.00 max.

It has nothing to do with being an "irish" bank, it has to do with your address being in the republic, every bank offering cards here has to pay that. Some just don't charge you.

Also, it's only ATM withdraws in the republic, not outside the republic that trigger the 12 cent.

Hi guys cant get thru to an agent on revolut so i said id ask here. I set up joint account for meself and herself. Shes added the virtual card to her google wallet but she cant use the virtual card when at the shop. She can access it on her app , can transfer funds to it but and all the rest but cant use it at the shop. Any ideas as to why?

I was doing a transfer to another account (have previously transferred to the account without problem) today & it was frozen as the receiving account was deemed suspect. I then had to go through a process to confirm the receiving account was safe before the transfer went through. I haven't seen this before but it seems to be a very security feature.

The transfer was to the Revolut account of a family member. I have made transfers to the account at least monthly for nearly two years.

Did they say why the Irish IBAN isn't working for the transfer?

Are you not able to set up the Wire details at all, or you can set it up but the actual wire transfer fails ? I was not able to add Revolut to eTrade as it did not recognise the new BIC. I tried again yesterday and this time it allowed me to add it and also accepted the IBAN. I have not actually executed a wire yet though.

It's available on the Swift website, so I'm not sure that's true

https://www2.swift.com/bsl/?bicSearch_bic=revoie23

Sorry to quote myself, but I just got another one of these email. Basically, since I signed up, every Wed I get an email saying "make that first card purchase" and if I use the card on three different days within the week, I get a €10 reward. As it's happening every Wednesday, this will be €40 they've given me. I presume this shouldn't be happening every week? Not that I'm complaining!