A global recession is on the horizon - please read OP for mod warning

Employer. Reference. Work history.

If you have nothing to hide it shouldn’t be an issue.

How has inequality got anything to do with it unless you’re suggesting it discriminates against poor in society because everything is now above board.

it’s the same money…99.9% of money is already cashless it’s just Dr/cr’s

If banks had a bit more information to make better decisions on handing out money to people trying to hoodwink them so they can just gamble the money away we might get fewer mortgage defaults, fewer banks abandoning the Irish market and better rates for honest people.

Shure there would.

That's exactly what I'm saying cashless might do...I wouldn't necessarily say it could possibly discriminate against just the poor either..the working poor etc

Listen I'd love if a cashless society weeded out criminals/bad actors as is often cited as a benefit but tbh I don't believe it will...it might make the current scumbag model in the various spheres of scumbaggery more difficult to operate but they will just adapt to the new constraints via trial and error or using the grey matter if they are a bit more sophisticated...so I don't necessarily see that as a benefit or more accurately a long lasting one

But in the case of generally law abiding Joe 40k who does the odd bit of work on the side, bends a couple of rules to provide for the family...if avenues like that get closed off then he is at a disadvantage compared to the better off with the kind of earnings that can afford the kind of tax advice that allows them to shelter income legally etc...

Now on the other hand if there's no cash it might force people to barter and do favours/jobs for one another so might help strengthen a community as you cant get paid under the counter and have to develop a bit more of a hive and take relationship with the people you barter/trade with?.....The state gets zero direct tax revenue from that though as money isn't spent on goods or services like it would be down the line from current cash under the counter nixers

It is imo definitely more complex than cashless society being a 100% good thing or even just better than the current arrangement for definite....it could be better but I guarantee you it's not going to be better in controlling or reducing fraud, scams financial crimes, tax dodging and scumbaggery in the long run either....they always find a way.

I'm not attacking you, if I was I'd have called you stupid.

Instead I opted to blame youth or naivety. Thinking cashless societies would bring an end to crime is rediculous.

Most large scale crime is perpetrated electronically as is.

Did I ever say it would stop crime or are you just assuming that.

Of course it will still go on just as it does today within the banking system but it makes it more difficult

Christine talked about it when she got pranked by those couple of Russians. Anyone who would allow these clowns to be in some sort of control of your money needs their head looking at.

From 14.20

Majority have people having their savings in a bank which is not in the form of notes and coins. 99.9% of cash/money is already held electronically and not in the form of notes and coins.

Even your clear statement of the something to hide cohort is rediculous and borderline stupid.

Older people fear cashless and it has nothing to do with trying to hide anything.

As I said originally your statement is lazy at best, stupid at worst.

I never disputed that, I'm simply raising the question in terms of transaction - if something happens to the internet/online payments system at least we can fall back on cash as a form of transaction, take this away entirely we end up with no plan B.

If 99.9% is digital, well then what's the problem with keeping the 0.1% cash? Doesn't seem like a whole big deal in keeping with the status quo then

Look your entitled to your opinion, I categorically disagree with it and nothing will ever change my opinion regarding going cashless.

This is the same argument people used to use when internet surveillance laws were being introduced in America. The point is that things like all encompassing surveillance and a cashless society are fine and have many benefits when being controlled by a government that are generally trusted by the people to have their best interests at heart. Somewhere like the US unfortunately that trust is completely eroded, government agencies there have been proven to act against the interests of the public in favour of corporations, which is why there's huge resistance there to these ideas. We have to consider that these systems could be used to limit our civil liberties if the wrong people got a hold of them, for instance if there was a coup and a government was overthrown. To be clear I'm not suggesting that could happen realistically in Ireland but it could elsewhere.

There are many purchases and uses of money that are illegal. Likewise, if you are using a service like a bank, they have a responsibility for your activity, e.g. they can be held responsible if you are engaging in illicit activity, therefore they are obliged and required to monitor their clients.