Am I insured to drive another car?

Famous Blue Raincoat · 01-07-2023 3:52pm #1

I've currently got a rented car, to which I transferred my comprehensive insurance from my old car until I bought a replacement car. I've now bought the replacement car, but Bank of Ireland Motor insurance is not open today to transfer my insurance policy to my new car. I would like to drop the rental car back today as there's no point in having two cars, but would I be insured if I cannot tell my insurance broker/company? Otherwise I'll just wait until Monday.

con747 · 01-07-2023 4:06pm

https://www.boards.ie/discussion/2058303230/am-i-insured-to-drive-another-car

Can you not do it online? Most companies let you when you log into your online account. I have changed mine numerous times with different companies in the same situation you are in.

Famous Blue Raincoat · 01-07-2023 5:08pm

I can't find any facility on Bank of Ireland Motor Insurance to log in or set up an account to access my details: https://personalbanking.bankofireland.com/campaigns/car-insurance-quote/

phormium · 01-07-2023 5:32pm

I wouldn't chance it, even if you have 'driving other cars' on your policy details it usually only extends to cars you don't own and as you own this new one then it's too risky without clarification.

con747 · 01-07-2023 6:00pm

https://www.boards.ie/discussion/comment/120792139#Comment_120792139

Try here. https://personalbanking.bankofireland.com/insure-and-protect/insurance/car-insurance/managing-your-insurance/

Big Bag of Chips · 01-07-2023 6:03pm

I have on occasion emailed my broker/insurance company out of hours with a date and time that cover is to take effect on a new/different car and it has always sufficed. I get a reply email on Monday morning saying "Thank you we have updated your account".

Eggs For Dinner · 01-07-2023 6:48pm

https://www.boards.ie/discussion/comment/120792376#Comment_120792376

Not all brokers have delegated authority to do that. I wouldn't chance it. There's never a problem until there's a big claim. Your policy document should say what you can and can't do regarding alterations

Am I insured to drive another car?

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