Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

Went sale agreed few weeks ago, we have an AIP from both BOI and AIB and both will be sending their pack to our solicitor. Our plan is to pick the lowest rate when we go to draw down, hopefully in a months time.

How does one handle the valuation at this point ? since both have a set list of valuers that one must use from. Our thinking was to get a valuation done for the cheapest rate at the moment, and closer to draw down get a valuation done for the other offer if it is the cheapest. Is this what people do ?

1 year later and just wanted to say to those still in the throes of buying and selling that no matter the stress (and bloody hell, there was plenty of that to spare) and the anxiety, you will eventually come out the other end of it. We're now in our new home a year with all renovations finally completed. Would I do it again? A resounding no 😁

Can anyone give me an idea of how long it's currently taking for funds from P.T.S.B. to hit solicitors account?

Solicitor reckons 7 working days, I don't not trust her I'm just absolutely dying to move and hoping it's quicker!

Thanks!

It is but the €8k deposit has thrown a spanner in the works, but we’ll get it sorted in some way or another

Yeah talked to one guy that does it for both, he said you pay full price for the first and if required for the second - he can do it for a nominal fee.

But you're right, one needs to call AIB to get it organised, while BOI just gave me a list and asked me to contact them directly.

Some seem to do both structural and valuation report as well based on the list BOI gave me. Assuming one could get a better deal there too, if you ask one person to do both.

Ya about right, I would say 12-14. Maybe add 2 weeks to factor in the various party's taking summer holidays, bought last summer and had one delay around start of August of about a week where vendors solicitor was OOO (no chain)

Our solicitor received contracts and reviewed title/responded to vendor within 2 weeks from going sale agreed, been about a week since we've had a reply (as far as we know). I guess we'll need to manage our own expectations.

Took me 15 weeks from going sale agreed to getting the keys, and that was with me constantly badgering my solicitor.

We are in week 10, solicitor applied for funds yesterday. Set closing date for 13th, hopefully have the keys Thursday/Friday next wk.🤞

third house in a row to go sale agreed on, third one to fall through.

Bank wouldn't give a mortgage because the well was on a separate piece of land, even with grants for right of way and access.

Bummed is not the word. I'm so tired of this crap

8 months after going on the market our house is sold.

Our purchase should go through later today (hopefully).

For a few hours at least I have several hundred grand in cash to my name.

Chain selling and buying. After 2months of conveyancing and chasing things for every requests, buyer gone silent….

no issues, nothing, wouldn’t mind if they were renegotiation the price or so. Just silence, need to relist now. Bloody timewasters.

Push your solicitor to agree a date with them. Ring every day until you get something. Be annoying is my advice.

Push for a closing date, if they won't budge, then maybe reconsider buying the house if you're in a position to do that.

Our buyers have signed contracts, but have put in a condition that they want us to pay 50% of remedial works for low levels of damp found in the house by some damp surveyor/quotation guy they sent. This would cost us over €2000.

There is no obvious damp in the house (as in visible to the naked eye), although the house is nearly 100 years old so I would be surprised if there was zero damp found.

I assume we go with my instinct here and tell them to take a running jump?