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Pyrite Testing Results: I.S.398-1:2017

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  • 10-07-2023 9:56am
    #1
    DigBipper
    Registered Users Posts: 41 ✭


    Hello,

    My partner & I recently went sale agreed on a property in an estate that we learned after had issues with pyrite. From what we can tell it was an earlier stage of the development but it is hard to get the full information on this!

    The house we were looking at had the Pyrite subfloor testing carried out and the results came back as negative (2 samples taken from two locations within the property), other houses in the row (this house is an end of terrace and we know of 2 attached having the test carried out) have also returned the same negative result from the same tests being carried out.

    The house (built circa 2006) returned a Damage rating of 0 (Category A) with the Hardcore Classification being the best mark achievable: "Negligible susceptibility to expansion (Pass)"

    The bank we had approval in principle with rejected our loan offer on the property (even after we provided the full report as well as the official certificate). The engineer firm and geologists who took the sample both agreed this was a ridiculous decision and that the house was an extremally low risk case. The bank said they would only loan on the basis the property could provide a remediation certificate!!! Works it had never required to be carried out

    We also learned that other banks have offered loans based on the same testing results this house obtained (the other houses mentioned above have been sold in the past few years on the back of these certificates being acquired).

    Had anybody here any experience on houses in similar situations? How like could it still be for pyrite to take hold (after 17 years, and also returning negative results in two locations). We have heard that houses in the estate had to get remediation works carried out a few years back, which also made us think that if it were to be an issue in this property the pyrite would have taken hold by know.

    We love the house, and were the bank to have returned with the loan offer would have had no issues following through with the sale. Despite us thinking the bank have simply interpreted this incorrectly we are still a bit on edge now with this result

    Any experiences, advice etc. would be of great help to us!!



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