Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

That's my thoughts too.

And they've already delayed us by about a month with other messing around, so my good will towards them is absolutely nil.

I agree just say priced as it is, I am not paying 2k.

We have said no, via our solicitor, so will see what they come back with.

 My view is what they do with the house after they buy it has nothing to do with us. Do work, don't do work, totally up to them but they buy the house as it is for the agreed price.

And it's the manner it was brought up too that has me fuming. They've sat on this damp 'report' (basically a quote done by some trade guy, not an actual building surveyor) for weeks, and now suddenly raise it at contracts stage and 2 weeks before we're due to close.

 I'd honestly rather lose the sale than give in to it.

 We were actually planning on offering them some stuff for free from the house; couch, washing machine and a few other things as they're first time buyers. Now I'd rather burn them.

Buy a 100 year old house, expect a few issues that need to be sorted. Sorry but FTB or not, that should be plain as day to anybody buying property. If you want perfection, buy a new build.

Trying to put us on the hook for helping with their own costs is simply not on imo, especially this late in the day.

In other news about the delight of buying a new home, today we discovered while mooching around the county council planning permission site that they have applied to effectively double the density of the next phase to allow for an extra 24 cars that will all pass by our house as their only access road. All the while continuing to lie to our face about their plans for the rest of the development.

In fairness this is our second home (moving from 3 to 4 bed for growing family) and our first home was a new build that went like a dream so it certainly varies. Probably led me to a false sense of security this time round.

Query specific to BOI mortgage - We went sale agreed few weeks ago, today I got an email from BOI mortgage team saying that I have a document to sign/review via DocuSign. It seems to be a Letter of Offer, unfortunately I can't read the document unless I say I will do it digitally. Which I would prefer not to do, without consulting my solicitor.

So is this "Letter of offer" the same as the "the Loan offer", that you are required to sign with your solicitor - which they told me is on the way to them anyway ?

Thanks For your reply. The DocuSign implementation seems very odd as you can’t read the document unless you agreed to do electronically.

Update, they've come back and waived the money they were looking for from us for the damp. 

BUT they now inform us that our estate agent had told them in writing that all white goods were included in the sale (which we hadn't said) so now we have to give them all those 😄

We've agreed just to get the thing over the line.

But will be nailing our estate agent for a reduced sales fee as a result of their c0ck up.

Good god I am never ever doing this again

Well it's official, after 12 long, stressful weeks we finally picked up our keys today. No more chasing, no more calls, no more stress - I hope I never have to go through the process ever again.

I'm delighted for you and very jealous of your progress :D

It must feel amazing getting the keys and knowing you won't have to deal with anyone else now!

Is it too late to pull out?

We have considered it and talked with the solicitor about it tbh. They're investigating the planning application further before we do anything else and we're continuing to push them about the many snagging issues in the meantime. But the point that the size, layout, location and price are right remains. If we could go back a year we'd probably do different but starting from scratch now feels pretty daunting - we've had a look around the usual property sites and there's no sign of anything else on the market that meets our criteria recently.

Will be sending off the info needed for our loan offer next week! Everything is good except I’ve an unease about it for some reason!! Only thing was we had to borrow €2k to make up the booking deposit for the house as the EA requested €8k we only had €6k. Mother in law has a letter typed to explain and that it’s a gift.

but we will pay her back!

has anyone ever ran into trouble with their loan offer over this?

all they want is one month bank statement that our salaries are paid into. That’s normal enough yeah?

We did something similar, 3k loan from a parent and all it took was a letter and then no more problems after that

We're in an interesting situation now, we've got everything lined up with the solicitor for the house and is quite happy with all the documents but then the bank property team came back and said no to the property based on well issues. It's a shared well in a small (2 house) folio but we've all the documents to show we'd have access. We're chasing updated maps and more documents last week and hoping to try again with the bank this week, but would be glad to hear of someone else managing to overturn a bank decision on something similar?