Car insurance - tell us your quotes/renewals

HTF do their algorithms work. Makes absolutely zero.

Anyway, last year, €482.

50s, FULL NCB, no accidents / points. BMW 520D value circa 11K.

BOI Renewal exactly 40% increase, literally to the cent. They can feckin whistle for it. A quick call to them reduced the increase from 40% to 25% (€603)

As another poster said recently, off now for the usual round of timewasting calls.

I've never ever received a price from Quote Devil, sorry we can't quite you at this time, leave your number and we'll call you... I didn't hold my breath.

Comprehensive policy Honda Crv, AXA 430, Aviva 800 , AXA through Chill 759, full van no claims, 3 years car in my own name no claims, and full named driver, no claims .

45 years old

161 bmw 5 series

2 year no claim bonus(~55% discount)

Renewal quote €780

Last year €640

Phoned chill they can reduce quote to €680

Tried other insurers-most won't provide a quote.

So much for the overhaul of the insurance industry.

And that's the way the free market should (does) work

If you have owned and insured an older car for a number of years, you will find alternative quotes. It's when someone has just purchased an older car, insurers have concerns.

SO been with 123.ie, offered renewAL AT 376 for a 02 wagon r, went on the website to get quote , and it came to 309, with 2000 as car value as opposed to 1000 for previous iteration. even though i gave same email and details , their system didnt recognise me as same customer, and is asking for all paperwork again. anyway, im glad i bothered to check.

I did that with Zurich, nothing untoward happened.

What sort of company just lets good clean business walk out of the door because their Alogorithm says it is suddenely worth a 20% increase.? It makes no sense. I ended up with a big decrease whereas the expiring carrier could have kept my clean busienss with a very small increase. Mostly these days we deal with Agents who go round all the carriers and "get the best quote available" which is clearly untrue as we can do a far better job. I complained to First Ireland about a ridiculous increase and they didn't respond. I had to ask twice for my NCB declaration.

Got renewal off Zurich today - €678 compared to €668 last year.

Called them up and they dropped it to €560. Guess it pays to give them a ring sometimes!

Male, 41, Full NCB (even if some try say a windscreen is a “claim”) and driving over 15 years

Last August Campion Insurance E571, 2012 1.2 TSI Golf

This January changed to a 181, 1.8 Auris and it went up to E858 and I had war with them and told oh its more expensive and bigger engine (ignore in 40s, low milage, clean no claims)

Below is a list of the usual places, issues in one form or another with 25plus, Arachas, Quote Devil and Zurich

I had my phone on silent and got about 5 calls/voicemail of hold music and I wish I put in a fake number like I did for Chill as they are the worse (I just lash in the details, then see if my insurance will match if not ring to go over a quote and see if the same as I got)

Do, I'd advise doing up a new quote first using the promo code 'Protect' and then mention the quote when you ring.

I wouldn't bother, just go with the cheapest one assuming it gives the cover you want.

Renewal came in at €343 so a fiver less than last year.

No need to shop around yet again.

No I didn't get any other quotes as I'm happy to pay that.

This will be my 5th year with them.

Used to change insurer every year with donkeys years before that.