Bank of Ireland Chaos

A lot of naive people think banks won't get back their money.

Taking what's not yours is theft, plain and simple.

If they can throw people into jail for not paying a TV licence what do you think they will do to people who stole 1000 euro from Bank of Ireland and refuse to pay it back?

As for those who intend to continue operating their bank account, it's just going to be debited from your social welfare or wages when paid in.

Rubbish. For example if you had 100 euro in your account and the ATM allowed a withdrawal of 1000 euro. Your account will remain 900 euro dr until enough credit payments restore a positive balance. Bu## about authorised and such.

I guarantee that any of these numpties will find it very hard to open another bank account over the coming weeks especially if they are in receipt of welfare payments.

BTW I worked in a lending role for 20 years in a bank.

The 3 in the orange jackets are easy found if they wear them again 😂

https://x.com/j1rooney/status/1691597253281034353?s=46&t=IY-y8V-cxTAz1djkZYvB6A

Can you not embed from X formerly known as Twitter anymore?

Thanks - sounds like a great customer experience.

Somebody in bank of Ireland will have a sore head trying to get a handle on what happened last night,

Seen the below doing the below rounds

Heard there was people in local garage using bank of ireland cards that haven't been used in 2 or 3 years to buy fuel and cigarettes and struggling to remember there pin number as hadnt used the card in so long,

Considering people were withdrawing money late last night, it would be mental to think they already spent it, I would imagine most still have the cash so there will be no issue with either putting it back into their accounts or holding onto it and allowing any debits to bring down the unauthorized overdrafts.

For those who spent it on TVs and such, then I'm afraid its tough, I pity the poor staff in Tesco having to deal with people demanding refunds on their 65-inch TVs because they now need the cash.

As Burgess said this morning, fraud is fraud. Those who are not concerned about credit ratings may find life gets harder when BofI closes their accounts and they have hardship opening another. They'd better get used to cash again.

Haven't read the full thread but I had a nightmare experience two weeks ago when in Spain and since then I only use cash. On the Thursday night Permanent TSB went completely down for card transactions and ATMs. Checked Twitter and other customers were reporting same problem. I had already told PTSB I was away and had no problem the previous four days with any card transactions so it wasn't a random block. Open 24 was closed and the Fraud Department phone lines had also crashed / closed.

Couldn't pay for my meal in Spain and the waiter frogmarched me to the ATM which said I didn't have the funds. The Manager asked me to phone the Emergency Line which had crashed - thankfully there was an Irish waitress on hand to explain to him. The App however was accessible to view only. I was able to show I had substantial cleared funds in three accounts but the restaurant staff were very suspicious of me and I was "ringfenced" by three staff who thought I was going to make a run for it.

I rang the Gardai from overseas to see if they had any information on PTSB back in Ireland but they didn't pick up.

The waitress tried registering my cards on Google Pay but they were declined as "inactive".

As a last ditch (before Spanish Police were going to be called on me) the waiter said to try the Wise App and pay to his own personal account. I happened to have a (rarely used) Wise account and this worked - thank God.

Phoned PTSB the next day and they admitted everything including phone lines were down the night before.

I still have flashbacks about what could have been had the Wise App not worked. I now withdraw cash twice a week and use it for largely everything.

So if a security glitch meant the door to Brown Thomas was unlocked at night its ok to go in and start stealing?

Presumably Revolut made a nice wee sum on it. They charge a fair bit for ATM withdrawals as I recall.

Bank is saying limit of 500 per day was in place so I wouldn’t be believing people who are claiming they got 1000s right now