Revolut Megathread.

I did. That was back in April I think. My Ulster card had just been closed so went ahead. Limit was about 1.5 times higher than Ulster although I got that Ulster limit about 7/8 years ago.

It’s 160% of my net monthly salary although they probably took rent/mortgage into account too. A very precise number too ie it ends with €70 rather than rounding to the nearest hundred.

Oddly enough I asked about reducing it this week as the limit impacts my mortgage approval (even though I always fully pay it off, usually even before the bill comes) and it can’t be done. Was advised I’d have to cancel and reapply which is probably pointless enough as they’d probably give me the same limit.

Just wondering if you got sorted with this? Im in the same situation, Wire transfer bouncing back to eTrade account. Contacted Rev who have said its an issue an eTrade's end, something to do with SSI not being updated by them. Rev have provided me with 2 additional BIC's in the US, n intermediary and a correspondent bank BIC. Have no clue what to do with 3 BIC's at this stage

My father is going to USA for 2 weeks in September, he is in no way mobile phone or computer savy so doesn't want any pesky text messages asking him to confirm cards etc. his phone wont work anyway in USA so he wont be able to receive a text message from AIB Im pretty sure ?

would opening a revolut account for him and top up with 1000euro and use that rather than bankcard avoid all of text message etc.

Buy a small amount of GBP so you have balance in that currency. You will then have a UK account number associated with that balance.

Yeah, I already had a GBP subaccount and saw that the IBAN is the same as for the EUR account.

However just had a look there and the GB subaccount also has a "LOCAL" account option which appears to be a UK sort code. I've asked my brother to do a small transfer to check it out. Thanks for the heads up.

I use Revolut to transfer & exchange a UK pension monthly. I transfer in sterling from a UK bank to the Revolut GBP Local account number & to date I have not experienced any problems. The sums involved would be small in comparison to the amount the OP wishes to transfer.

Prior to Revolut I used Currencyfair.

Has anyone had any experience renting cars with their Revolut debit card? On the price comparison sites, most seem to require a credit card, but when you dig in to the Ts&Cs of the companies themselves there seems to be some wiggle room if a hold can be placed on the card or you purchase excess cover from the rental company. I'm pretty sure my card (Visa Infinite, debit) can have a hold put on it, as I bought fuel via a pre-authorised payment once, but will that do for car hire?

Hertz in the USA

My partner tried to get revolut Credit card - his pay is close to 5k net per month with our mortgage of 1k per month. I get about 3.5k net per month and no dependants - application rejected. He has a history of loans and credit cards - always paid on time and in full .. so I'm not sure what to think ... I see there is some centra bank credit rating issue going on so wonder if that has something to do with it ...

There is an article in the Independent :

https://www.independent.ie/business/central-bank-admits-data-breach-may-have-hurt-credit-ratings-of-more-than-20000-borrowers/a666521272.html

Would only affect a person if they had poor credit history in those 3 additional retained months of data which you have said does not apply as payments were always ontime. So it is unlikely that that is the reason. Besides their credit cards only go up to 10k which isn't much use for the larger impulse purchases.