Revolut Megathread.

How did you set up the account without using the app. Surely you had to submit your ID documents via the app when setting up the account.

Yeah thought the same.Its genuine as the link brings me to the revolut app.

Has anyone had any issues this morning? Wages were due today but not in yet while others have received there's to "regular" banks.

Could be a corporate not entering a contract with a minor nonsense but as AMEX is refused also I doubt it.

Maybe they are sick of kids spending only 2€ on eurosaver menu with the card fees.

Why McDonald's won't accept it I've no idea, but I know a local coffee shop wasn't accepting them for a while because they're the same business as the local pub and off licence and there was some concerns about Revolut allowing payments from a u18 card to a bar

EDIT: I should probably mention it got fixed because my son has been able to buy himself ice creams with his card for a while

I have yet to come across a business not accepting them. Other than this bookies where else is not accepting them?

Bet365 have never accepted my Revolut. Saving me a fortune...

Noe, checked that and it's off. A great feature though for those who need it...

And it's a little too easy to disable. You should have to open a support case and they might turn it of in 14 to 400 months for you 😁

What if you use Google pay, the cashier can't know what card/bank you're using then.

I came across this before... CU debit cards not allowing transactions in pubs and restaurants. Massive overreach not allowing them go through.

I assume there's a lot of transaction failures because people's balance is too low

Plus a lot of people seem to use Google pay for Revolut, which adds a few seconds

So I would guess it's largely hassle factor, businesses want people to pay and f**k off to make room for another customer

no fees is right, they're not allowed charge fees for early repayment unless the interest rate is fixed or you pay off more than €10k in a 12-month period. do revolut loan accounts have a separate IBAN?

It could be a silly question but can you have 2 revolut accounts?

I thought you were restritcted to one phone number and 1 time proof of identity, lol.

A friend of mine has got a second mobile phone and their new number shows up under contacts on the app.

I can still send/request money through the app on their old number but I can also send/request on the new number?

You should only be able to have one Revolut account, plus one joint account (same as most banks from what I can see)

No idea how your friend got two accounts, you can use a different phone and ID and just say it was a different John Smith on the previous account

But they should at some point notice the PPS numbers are the same

Just got a quote there with Revolut Car Insurance - very easy user interface (compared to some of the websites out there), and the quote is about 20% cheaper than everything else. Underwritten by AIG.

Has anyone here purchased car insurance with Revolut? Anything to be aware of?

Also considering taking Premium (for travel insurance and lounge access) for next six months.

Is it okay to downgrade after six months, or is it a year long obligation? Thanks!

I think if you verify your identity with a public service card then that does the PPS check as well

Otherwise, they'll probably ask at some point

I think without that check they won't assume someone with an existing name is the same person as an existing customer. How many Sean O'Brien's are in the country after all

Even if they do the PPS numbers check, it isn't foolproof. I knew one guy who had two numbers, this was back in the day when it was pretty easy to slip through the cracks

I think like most things, there's a fair amount of an honour system involved. Revolut probably don't have the resources to do an in depth check on every customer, but will investigate if they think something is up

From my understanding, the issue is actually on AIBs end. IIRC, when a SEPA transfer is made there are two fields for the reference. Revolut use the longer field since changing to the irish IBAN but AIB use the other one which is causing the payments to bounce. Someone else who is more versed on the issue can probably explain it better

Yes, this is still a problem. You need to make a formal complaint to Revolut at formalcomplaints@revolut.com. Then, when they give you their blah blah blah final response, you refer it to the FSPO.

My case is still open with FSPO.

Revolut have confirmed in their final response to me that it is their problem, and they're working on a solution, though they have no timescale for this.

Just got notified in the app that Revolut have a new promo. €15 worth of Bitcoin if you refer a friend to use Crypto and they buy €15 worth. Seems to have a limit of 10 referrals and not sure if the receiver gets the tenner too but it's only to people you've previously sent/received money from.

Anyone else get this?