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Creches closing for 3 days from today

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  • Registered Users Posts: 1,316 ✭✭✭CPTM


    I'm not sure we need to pay much more tax if we're already making a surplus of about 6 billion though?



  • Registered Users Posts: 2,066 ✭✭✭HerrKuehn


    A temporary surplus based on multi nationals, were you around 2000-2007? Not a great idea to increase spending based on one off taxation. Aside from all that there are a lot of hands out looking fort he 6bn, not least housing.



  • Registered Users Posts: 2,559 ✭✭✭RoboRat


    Just did some numbers to see how it would pan out:

    Average pay in Ireland is around €45k (according to the CSO)

    Therefore 2 parents on the average salary are taking in €90k p/a

    Tax taken from a 2-parent family earning €90k is €19,044

    If one parent stopped working, the tax take would be €6,747 (tax credits passed to the spouse)     

    The difference in tax take is €12,297 (that's excluding indirect taxes which would also take a hit due to tightening the purse strings)

    The average married family has 2.09 children (let’s exclude the 0.9). Therefore, the children’s allowance for 2 kids is €280 p/m or €3,360 p/a

    The tax difference added to the children’s allowance is €15,657 p/a, or €1,304.75 monthly

    The government is already funding the ECCE scheme so there is a cost there already.

    I would guess that when everything is added up, it works out less. 



  • Registered Users Posts: 2,066 ✭✭✭HerrKuehn


    You are assuming one parent stops working, they don't, they pay for childcare or try to somehow manage.



  • Registered Users Posts: 713 ✭✭✭tommythecat


    This was how it was with our first child but since the fee freezes etc now they just have one rate. So with all these government aids we still haven't seen a huge drop in fees for our second child.

    4kwp South East facing PV System. 5.3kwh Weco battery. South Dublin City.



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  • Registered Users Posts: 1,316 ✭✭✭CPTM



    Yes, and I would have to agree with you to a certain point because I did live through that era. But I would also say that the "good" times see plenty of improvements that wouldn't have been possible during times of recession. Announcing free GP care this year for an additional 500,000 people would be one example. The government themselves have already started to pay 25% of the creche fees through the subsidy grant. There are other give-aways recently you're probably already aware of. It's not uncommon to spend the money during good times.

    I would also argue that during the last "good" time (before the recession) there were give-aways like free university funding (or close to it) which we somehow managed to maintain even during the recession itself. And others that, fair enough, we needed to reign in a bit. That would all be normal and if a recession hits, yes - we'd have to look at this like anything else and see what's feasible.

    Yes housing is a priority. I can't argue with that - it literally effects everyone and is probably more important than the childcare issue.



  • Registered Users Posts: 2,295 ✭✭✭kowloonkev


    Okay if it's exploitation to pay a person from a poorer country double an average salary in their country, enabling them to take care of family back home, then it's exploitation.

    In such case you are all out of options so stop complaining about paying the going rate for childcare.



  • Registered Users Posts: 2,768 ✭✭✭thomas 123


    We should do this for picking fruit and whatever your job is too kowloonkev. Alas all our problems are solved.



  • Registered Users Posts: 2,033 ✭✭✭Smee_Again


    Will the worker be living in their home country or this country? Because minimum wage in Ireland is not enough to live on here and support a family elsewhere.



  • Registered Users Posts: 2,295 ✭✭✭kowloonkev


    It's already being done in agriculture but unfortunately it's not being regulated. I'm talking about a government run scheme.



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  • Registered Users Posts: 2,768 ✭✭✭thomas 123


    This is not a way to solve our problem long term or likely even short term.



  • Registered Users Posts: 2,295 ✭✭✭kowloonkev


    The way it works in HK is that the nanny comes alone. Often they are single ladies with children who need to support their kids education etc but a lot of them have adult children or many other situations. That's the reality. They're not getting work at home but also they can earn multiples of what they could earn at home in HK. They can even save up to buy property at home which is something that could never happen if they stayed there. That's why they make such a difficult decision to leave for a few years.

    In HK they live with the family whose kids they are minding and get free food. Food is not any cheaper in HK than Ireland.

    Actually in Ireland it would be a lot easier to accommodate them in the employer's house since the majority of house in Ireland are mansions compared to HK.



  • Registered Users Posts: 2,066 ✭✭✭HerrKuehn


    Maybe it works in HK, but we have decided to not go down the exploitation route in Ireland.



  • Registered Users Posts: 2,033 ✭✭✭Smee_Again




  • Registered Users Posts: 2,295 ✭✭✭kowloonkev


    Yeah probably not, as I said. I'm just showing how it is solved in another place. It would be good if we had any other ideas in Ireland though apart from more government handouts



  • Registered Users Posts: 143 ✭✭Pat201


    Where do we draw the line though ? More Goverment subsidies , Higher Fees, Less creches that are impossible to get into .

    It basically getting to a point where both parents cannot work if they have kids



  • Registered Users Posts: 2,139 ✭✭✭witchgirl26


    I was listening to a few creche owners talking about this yesterday. So one of the huge issues was that they had to agree to a fee freeze in August 2021 without knowing how much they would get from Core funding. So they were essentially gambling blind. Core funding gives €69 per week per child in the creche. Consider how much your own personal bills for food and electricity have gone up since that timeframe & tell me that it hasn't affected you. There has been no increase in this. For the ECCE rates it currently sits at €64.50 per child per week. This has increased from €52 in 2010 when it was started. So only €12.50 in 13 years. That's not even a euro a year! Additionally it came out that ECCE only facilities are not liable for rates for the most part whereas full time creches are which increases their costs. An example one owner gave was that she froze her fees in August 2021 to get the core funding. A creche could open across the road from her, set the fees at whatever they like and sign up to core funding today. There is no max limit to fees to obtain the core funding so the new creche could be getting any amount extra per child to the established creche with the established one being able to do nothing. It's not well thought through.

    I'm a parent paying creche fees for the past 3 years. They are expensive, no doubt. But at the end of the day these people are looking after the most precious thing in my life so I would prefer them to have qualifications and more than a 6 week course and be properly paid. When you think about it, it's a public service which is being provided by the private sector. The more the current way continues, the more creches are going to go out of business as they can't afford to keep up with all the regulations, the costs and have enough to actually pay the staff. In fact the creche I'm in has closed their facility for older children in afterschool as it was starting to cost them money to operate it. Not ideal for parents as they may still need it but if they hadn't, from talking to the owner, it would have meant closing rooms for the younger ones.



  • Registered Users Posts: 2,066 ✭✭✭HerrKuehn


    The ECCE fees should be increased alright you would think. For the core funding, could the creches not just opt out and then they would not need to adhere to all the nasty requirements?



  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    To those complaining about paying €1,000 a month for creche fees. That works out at €47 a day for 51 weeks a year (closed at Christmas).

    If your child attends for 10 hours that is €4.70 an hour you are paying.

    You wouldn't get a babysitter on a Friday night for €4.70 an hour.

    It's actually very reasonably priced.



  • Registered Users Posts: 1,432 ✭✭✭batman_oh


    Yet another thing wrong with this kip - billions wasted on certain things but can't be arsed trying to help out the people funding it through their taxes.



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  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    Parent A on €100,000 a year, and Parent B on €30,000 a year.

    Parent B pays far far less tax than Parent A.

    Should each get the same subsidy?



  • Registered Users Posts: 1,432 ✭✭✭batman_oh


    Sweden means test it and you have different rates, all of which are miles below what we have here



  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    So Parent B paying far less tax will get a higher subsidy, and Parent A pays full whack and also a contribution towards Parent B's creche fees?



  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    Was it not the case many years ago that both parents didn't work, one stayed home to mind the kids? That isn't a bad thing. It certainly beats 2 bleary eyed parents dropping kids to creche at 8am to collect at 6pm, put them to bed at 7pm and barely see their children Monday to Friday.



  • Registered Users Posts: 3,745 ✭✭✭irelandrover


    Here in the Netherlands the more you earn then the less you get back. So someone on minimum wage gets almost the whole fee back, which enables them to work. Someone earning a decent wage gets a lot less back.

    As someone earning a decent wage its a system i agree with as it keeps low paid workers in the workforce and doesn't overly subsidize the wealthy



  • Registered Users Posts: 1,432 ✭✭✭batman_oh


    You already have a massive amount of parents who don't bother working in their entire lives receiving free houses, medical cards, child allowance, dole etc. Surely helping struggling working people isn't unreasonable when this is going on



  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    It sounds logical, but does Netherlands have a system like Ireland where a flat rate of child benefit is paid to all parents regardless of means or income? I don't see how Ireland can have a system like you describe while also handing out €140 per child each month to every parent in the country.



  • Registered Users Posts: 3,745 ✭✭✭irelandrover


    Yes, has the same system, although its less money.

    Part time work is also a lot more common here so most people i know only have their children in daycare 3 days a week.



  • Registered Users Posts: 2,997 ✭✭✭downtheroad


    I mentioned it earlier in the thread but if parents are struggling that much financially it is quite possible that one is better off not working if they do the maths.

    No creche fee = €12k a year

    Transfer standard rate band = €1,800

    Transfer personal tax credit = €1,775

    Home carer tax credit = €1,700

    There's up €17,275 available to a married couple, where one earns more than €49,000 and the other parent chooses to stop working.

    Add in the ability to earn up to €15k tax free from minding other children (they'd lose the home carer credit but the total rises to €30,575).

    What salary does the parent need to earn to receive €30k net a year...



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  • Registered Users Posts: 2,066 ✭✭✭HerrKuehn


    Well it is Ireland, so it would absolutely work that way. Services received are inversely proportional to the amount you pay towards them. Unemployed for the last 6 months? No xmas bonus. Unemployed for years? You get the xmas bonus.



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