Gardaí to be given insurance details for 3 million vehicles on daily basis

About time for this one TBH! They already have access to motor tax records through ANPR so this will increase their capability some more.

Perhaps this will be a good impetus for getting rid of having the disks in the window in a couple of years. We shall see.

Will it make much of a difference though given the number of patrols and checkpoints on the roads are at an all time low? Having the information is one thing but having the resources to use it when needed, is another.

Surely they can get the toll road data/regs and just auto issue court fines/points/summons? That would an easy way to get at a large chunk of that ~188k uninsured.

Hard to believe it's 2023 and this is only happening now.

We are a strange society that gives all our information to Facebook et al, but the police can't even get insurance details easily.

Hopefully it's set up to the ANPR cameras and hopefully every Garda vehicle has ANPR. Just driving around they should catch a lot of vehicles.

The UK got rid of their disks and their evasion has spiralled. Discs are still needed as we've yet to improve the Mark 1 human eye.

Only 100 Garda vehicles out of 3,500 have ANPR fitted. And thats in the whole country.

FFS. Any idea why so few?

The U.K. never had insurance disks, you mean tax disks. UK was using ANPR to pull over cars without insurance for more than 10 years.

Watching uk police shows, the ele tron system highlight a car for not being insured. They then do a traffic stop and find out the full details. Good system.

As for someone driving an Insured car while.not themselves being insured to drive it, I'd say that is common too but of less concern to.Gardai as whether named or not, the insurance company are bound to pay out other party damage caused by a car that has a policy in force.

How do people get licenses and insurance when they can’t even write their own name?

One of the popular insurance policys for a certain group of people is ,road risk,or what is a garage policy.

Its an open driving policy for , supposed employees of said garage.

So the whole family including cousins can drive.

All insurers have facilities and procedures to deal with vulnerable customers

How many people are driving uninsured cars on their own insurance? Surely that would be a very small percentage. Those people would just have to provide a copy of their own insurance documents and the fine/points are cancelled.

This is great news, and hopefully it will deter people driving without insurance!

But did they never have access to insurance details before - or just not on a daily basis?

I had a garda car driving along behind me about 10 years ago, next thing lights came on and got pulled over. The garda walked straight to my window and said your insurance is out of date (pretty smugly) - without even looking at the disc in the window. I had just renewed very recently (a couple of days previous) and had a valid disc in the window. He checked the disc and said something along the lines that his system mustn't be updated yet with the latest info. Off he went, but I had to go and produce my cert at a station within the 10 days afterwards

Dont know if it was ANPR that flagged it or he was bored and just ran the reg while driving behind me

Im sure it would work in same way that it does for speeding, its the registered owner that gets the letter if the car is caught speeding, its up to them to then pass on details of person driving their car that day.

if you loaned your car to yor brother why would he be giving it to other people, Also if if was my car and he had no insurance for the car then hes not driving it at any time no matter what he signs.

Only if the whole family including cousins actually work in the garage.

In reality tho you don’t even need a garage to obtain the insurance and you don’t need to prove that anyone on the policy actually works there.

Garage insurance requires trade plates to be displayed in the front and rear window of the car as a reg check of the car won't pull up garage details.

In terms of an owner knowing who is driving for my old work vehicles the employer (owner of van) required a log of everytime the driver changed as typically there were 2 people in the front and drivers would swap mid long trip. They needed to know so they could assign penalty points for speeding to correct person. The speed vans can take photos of the rear of vehicles but they prefer the front as less chance of dispute.

A third party contracted by the State to carry out the work. Everything still belonged to the State. A private company issues driving licences, another administers theory testing and hundreds of other State services and tasks are done by private companies.

There was nothing untoward about it. Just a red herring for the anti-everything brigade to bray on about.

The messaging and PR around the delivery and roll out of the card was atrocious though.

People give their biometric data to Apple, Google, Samsung, Fitbit to do with what they please. Put their runs and cycles on Strava.

An Post uses facial recognition on their cctv in post offices to catch welfare fraud. That’s biometrics too.

What insurers are offering that kind of policy? For example, this insurer is very clear about the limitations of family cover?

https://www.bradyinsurance.ie/en/business-insurance/motor-trade/faqs

It sounds like you've been listening to people who really don't care about the small print of the cover they've bought, and are actually driving without cover - but won't find out about it until something goes wrong