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Auto insurance corrupt

2»

Comments

  • #52
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    https://www.boards.ie/discussion/comment/121400393#Comment_121400393

    Are you saying you didn’t tell them you had a valid NCB when you applied online?

    Reading this thread is difficult as you seem to be indicating that you got a quote based on having a NCB, but then you got a higher quote when it was confirmed you didn’t.



  • #53
    L1011
    Registered Users, Registered Users 2 Posts: 69,731 ✭✭✭✭L1011


    https://www.boards.ie/discussion/comment/121400393#Comment_121400393

    Your evidence on this thread shows that you did.

    You may have done it believing you were right, but this was due to being ignorant of reality.

    You made an at-fault claim and hence lost your NCB and yet you clearly misrepresented that you had an NCB or equivalent (named driving experience) to the new insurer or else they would never have asked for it.

    You have shown that you don't understand that your claim for your accident is an at-fault claim that must be declared

    Misrepresentation by omission or ignorance is still misrepresentation. You should be happy that the new insurer hasn't outright refused you insurance as that is something else you would have to declare going forward.



  • #54
    IrishHomer
    Registered Users, Registered Users 2 Posts: 2,981 ✭✭✭IrishHomer


    It's not a new insurer it's the old origial insurer



  • #55
    IrishHomer
    Registered Users, Registered Users 2 Posts: 2,981 ✭✭✭IrishHomer


    Was honest in telling them was on a zero no claims that's a fact I know



  • #56
    L1011
    Registered Users, Registered Users 2 Posts: 69,731 ✭✭✭✭L1011


    https://www.boards.ie/discussion/comment/121400783#Comment_121400783

    You left them, hence they are now new. It is a new policy, not a rollover of the old policy.


    You don't appear to understand the fundamentals here, and don't appear to be getting anything from what you're being told either.



  • #57
    IrishHomer
    Registered Users, Registered Users 2 Posts: 2,981 ✭✭✭IrishHomer


    How do you know if it's new or a roll over ?

    You seem to know more than the insurance staff



  • #58
    L1011
    Registered Users, Registered Users 2 Posts: 69,731 ✭✭✭✭L1011


    https://www.boards.ie/discussion/comment/121401064#Comment_121401064

    Because you told us you switched policies and went back.

    You appear to have forgotten your own narrative here and are not taking any advice.

    Please talk to someone you will actually listen to and accept that you have made, possibly many, mistakes here.



  • #59
    muffler
    Registered Users, Registered Users 2 Posts: 46,389 ✭✭✭✭muffler


    https://www.boards.ie/discussion/comment/121401064#Comment_121401064

    At this stage I wouldn't be at all surprised if you got refused cover. You have contradicted yourself with every second post so when you can't be truthful here, where you are looking for advice, how in the name of God do you expect any insurer to take you on if you make the same contradictory statements to them.



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