Bank draft

You need to take it back to the bank that issued it to you, they will return the cash to your account and you can then transfer it where ever you wish.

Who is the draft made payable to?

Sounds a bit odd tbh. Why did you get a draft payable to yourself and then close the account?

I'm at a loss to tell you what to do. I find it hard to imagine that Polish banks do not provide this service as it would be very difficult to offer customers a full service otherwise. It is possible that somehow there is a miss communication between you and the banks? There are an awful lot of Polish people working abroad so surely lots of Polish residents end up with foreign cheques they need to cash! Are you specifically asking them to send the draft for collection and they are say sorry we do not provide this service.

The only other things I can think of is that maybe the don't want to do this for new customers or there is some kind of MLA issue.

Problem is the OP has closed his accounts in Ireland and left the country.

Like @Mrs OBumble says, I think you need to find someone in Poland that has done this. This is the standard way to close down your accounts - receive a draft drawn on the bank for the account balances. You can't be the first Polish citizen returning to Poland after working in Ireland who has done this.

I don't believe flying to Ireland on speculation that you can sort this out is a good idea. For a start you are getting no encouragement from the Irish bank that they are able to sort it out and as you are no longer resident in Ireland opening an account there is probably not going to fly either.

Two long shots you might check out:

• If you know someone with a long established relation with their Polish bank, see if their bank would be willing to do it for them. If so you could perhaps endorse the draft over to them.
• Same idea to see if a business owner could do it for you. Some times the services offered to business owners are different.

Well we are definitely missing some detail here, but what... hopefully when the OP figures it out they'll comeback and let us know, so the next person won't have it so hard.

• What exactly is the Polish bank telling you is wrong with the draft? Some of the comments on here relating to "domestic" drafts would seem to suggest that the Polish banks are unable to send your draft for collection.
• You need to ask the bank if it would be willing to reopen the account, but since you closed down the accounts and you no longer meet the criteria for the bank to do business with you, that may not be possible. So before travelling to Ireland, make sure they are will to do this for you.
• As I have pointed out before you cannot deposit a draft into any account, it must be sent for collection, although a bank make at their discretion grant credit against a draft. You could endorse the draft over to someone else and they could seen if their bank will accept it. But before you do, make absolutely sure they will accept it, because one you endorse it over to another person you loose the right to have it cashed at all.