I nudged into the back of a van and everyone is injured.

The world is full of crooks unfortunately.

Unfortunately that's society for you. Full of rogues and chancers. I have a feeling they maybe part of a certain ethnicity but who's to know.

How many people is everyone?

Could be 3 at most if a van and they were seated properly?

Were they all cousins/brothers/sisters/lovers or all of the above ?

Northern Ireland cars don't display tax disc as far as I know so they may have had valid tax

Let your insurance sort it out, don't engage with them

The tax is not an issue. Indeed, even if they were not insured and you caused an accident, you are still liable so forget about the tax.

Let insurer deal with it but state your case clearly that it was a micro accident. The way things are though, expect a big payout to each of them.

Billox.

Maybe, maybe not. I know someone who still suffers from an accident and all they got was a lousy 25k for their trouble. Like i said hopefully the van occupants don't have long term issues.

I agree, insurance companies will do their utmost to avoid pay outs if they can.

We were hit once by a driver who policy was defective and the company tried every trick to get out of it.

Seemingly only here in this mad country is whiplash injury ( most is scam)

worth so much

Generally insurance companies are dying to pay out small amounts for minor injuries to get the claimants to sign off on any potential future larger claim. Indeed your insurance will bend over backwards to avoid going to court.

A work colleague had a minor prong from the back at a roundabout a few years ago. Was stiff and sore a few days later but nothing really, the insurance from the other guy were chasing him to accept 11K compensation, think they even paid for physio for him. All they wanted was for him to sign a waiver on any future claim.

Shocking to see some of the attitudes displayed here - just because it was a van and NI occupants.

I'd tell my insurance company there was only 1 occupant in the van....

As said already whiplash usually takes a while to manifest.

Because its a well known scam with yellow reg vehicles down south.

And simply saying that to the best of your knowledge, there was only 1 occupant in the van won't get your insurance cancelled. FFS!

Assuming you had valid insurance, send all correspondence to your insurance company and let them address it. I would not be saying to anyone that you were think you are at fault. The no tax is not for you to worry about, but it might indicate the Northern Van has other issues. 15k to repair light damage seems expensive.

Did you see the crash beam behind the bumper? The bumper isn't designed to take the impact to save the car structure. Bumper could look fine but the bar behind more than likely crumpled.

As other posters have said the injuries can take some time to manifest and aren't always easily treatable.

In your case just refer them to your insurance company. The accessor from your insurance company should settle any damage repair. The same applies to any personal injury claims.

OP. Northern Ireland cars/ vans don’t have tax discs.

You need to let go of that angle.

Let your insurance deal with any claims

Thats what you pay them for.

If it was me i would do the same, when i was in school a girl in my class was in an accident but she was not hurt, soliciter got her 10k anyway, and a % for himself, she partied it all over about 3 years, 25 years later she is going to physio 2 or 3 times a month try to sort out back and neck pain, first thing physio asked was if she was ever in a car crash

Maybe while partying she fell off a swing with a glass in one hand ànd a few drinks already taken ...

Anyone is entitled to claim if they are injured, and have two years to submit it. Thats a long time and a soft tissue whip lash injury will manifest some symptoms by then. Unless it's clear life changing injury, the compensation will never cover rest of life, which is just as likely to be impacted by other events, such as predisposition to pain, degerative conditions, and just getting old ..

I would ask why were no photos taken of both vehicles at the time as that amount of damage i would have thought more visible on your car.

I am aware plastic bumpers go in and out and hide what's behind

I was wondering how they got his address too. Good idea to ask. I just assumed it was an amicable scene and OP gave his details but not his insurance. I would never recommend giving home address.