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Garda asking for car insurance in shop

2

Comments

  • Registered Users, Registered Users 2 Posts: 24,388 ✭✭✭✭Larbre34


    I can understand you feeling intimidated by such an encounter.

    But the Garda was in the wrong here. They are obligated to show discretion with new vehicles and change of ownership circumstances. They most certainly should NOT have prevented you from driving away, if you were certain that your insurance cover was in place and covered those driving.

    Personally, I would have driven off anyway and put it up the Garda to make a thing of it, or not. I suspect he would not have.

    But you'd be within your rights to make a written complaint to his/her Superintendent.



  • Registered Users, Registered Users 2 Posts: 5,559 ✭✭✭Clo-Clo


    Which is standard for a lot of policies now. You have coverage in your own car but also covered to a point in other cars.

    To me, I could be wrong, the OP seemed to suggest they had no insurance at all to drive the car.



  • Moderators, Computer Games Moderators, Social & Fun Moderators Posts: 18,693 Mod ✭✭✭✭Kimbot


    I dont understand why anyone is debating the cover on the car. The OP clearly states this in their OP:

    "By the way unfortunately the insurance company gave us false information on our policy and that's why we drove the car. Now they say that my boyfriend can't drive it because it is on his name."


    So the car and driver where not insured at the time.



  • Registered Users, Registered Users 2 Posts: 1,565 ✭✭✭kabakuyu


    They had no insurance, garda was correct, he did what he is paid to do.



  • Registered Users, Registered Users 2 Posts: 1,565 ✭✭✭kabakuyu


    Nonsense, they had no insurance, if they drove off like you advise and had an accident people would criticise the garda for letting them go.



  • Registered Users, Registered Users 2 Posts: 4,381 ✭✭✭whomitconcerns


    Mr guard I'm certain I didn't murder that person, the blood is all mine. I'm going to drive away now.


    Yeh.... Right...




  • Registered Users Posts: 811 ✭✭✭kazamo


    Two Gardai enter shop to buy one grocery item…..yeah they never waste time when on duty, do they.

    If they were off duty and going to into a shop for personal reasons, do they still have the authority to question people ?


    Not having insurance is wrong and should be punished, but some Members do like the bit of power



  • Registered Users, Registered Users 2 Posts: 19,394 ✭✭✭✭Liam O


    You don't think there is a danger when an uninsured driver is milling about the place?

    If they are willing to break the 2nd most important rule of being on the road after having a license then who knows what other rules they are breaking as they drive? The guards could have been called for any incident in the meantime and the people drive off and hit someone. Probably blame the guards then for not preventing serious injury.

    If more people were embarrassed for their ridiculous behaviour in cars then maybe something would change.



  • Registered Users, Registered Users 2 Posts: 2,195 ✭✭✭nachouser


    I'd say the op has moved on to a new account at this stage.



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  • Moderators, Politics Moderators Posts: 40,418 Mod ✭✭✭✭Seth Brundle


    They most certainly should NOT have prevented you from driving away, if you were certain that your insurance cover was in place and covered those driving.

    Personally, I would have driven off anyway and put it up the Garda to make a thing of it, or not. I suspect he would not have.

    Thats rubbish. Assuming the OP is not trolling and had arranged insurance, they they would have had it with them, even a simple email confirming the policy which is standard nowadays. Secondly, the onus is not the gardai to prove that the OP was not covered by an insurance policy; that is for the OP to prove and the simplest form is the disk. However, given it was a new car, they'd have had to revert back to the email or whatever confirmation from the insurer.

    Also bear in mind that the OP finished off with this nonsense...

    By the way unfortunately the insurance company gave us false information on our policy and that's why we drove the car. Now they say that my boyfriend can't drive it because it is on his name.

    😏

    As for the OP driving off after AGS told them not to drive it, are you really that stupid to think that AGS would not follow up on an action that is deliberately designed to escalate the situation?



  • Registered Users, Registered Users 2 Posts: 976 ✭✭✭8valve


    Nothing to add, bar a memory this thread triggered.

    I bought a brand new car back in 2000. The day after I collected it, we headed away on a family holiday (how celtic tiger is that?!!!! lol) and parked it in Dublin longstay. It was insured but I had no discs whatsoever in the window, as I hadn't yet received the logbook/vlc.

    As we arrived home into Waterford, we met a checkpoint on the bridge in to the city, a common spot for night time Garda checkpoints.

    Guard looks at the kids in the back seat and says to me 'No discs in your window?'

    'No, sorry Guard, it's only new, I got it last week and haven't got any discs yet'.

    'Where are ye coming from?' he asked.

    'We're just coming from Dublin airport, we were on holidays for the last week in Turkey.'

    He laughed and replied, 'jaysus, new car, foreign holidays...tis well for ye...goodnight and safe home!'

    Just an example of a garda using a common sense, proportionate approach to law enforcement and accepting my replies at face value.



  • Registered Users, Registered Users 2 Posts: 29,518 ✭✭✭✭AndrewJRenko


    Do you think they hang out together in uniform when they're off duty?

    They could have been buying groceries for official business. They do have to feed prisoners in the cells.



  • Registered Users, Registered Users 2 Posts: 7,018 ✭✭✭Oscar_Madison


    Common sense is long gone- sher aren’t they themselves subjected to a suspension and 3 year investigation if they hand over an unwanted bicycle to an elderly man for transport throughout a global pandemic crisis





  • What attitude is that? The one where I don’t see a harm in driving a car without TAX while awaiting a log book?

    There’s nothing stopping you insuring a car before you even buy it so those are completely separate examples to use and my attitude on driving uninsured has been and always will be it’s unacceptable behaviour.

    Trying to pull some stupid gotcha by dragging up a ridiculous aside from a thread that has no relevance here is pathetic attempt at trolling imo so just go away to be honest. 🤣



  • Posts: 0 [Deleted User]


    It kinda does have relevance, you started a thread about how you were caught driving without car tax, and also thought your insurer would not cover you if you had an accident, but you still drove it untaxed, so I’d lay off moralising.

    Just saying, it does seem to have relevance to your opinion on people who drive uninsured.



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  • Registered Users Posts: 811 ✭✭✭kazamo


    If they were on duty, they had no need to be both there in Lidl unless a call was made to visit the premises.

    The OP mentioned the other Garda purchasing one item so the prisoners unlikely to be eating like kings 😂



  • Registered Users, Registered Users 2 Posts: 2,195 ✭✭✭nachouser


    The op is a "one and done" account.



  • Posts: 0 [Deleted User]


    I can’t be the only one who has seen Gardai in supermarkets getting something to eat, am I?



  • Registered Users, Registered Users 2 Posts: 40,538 ✭✭✭✭ohnonotgmail


    They should really do that. The local super could probably do with a laugh.





  • look dav I am not messing around if you don’t leave me alone I’m reporting you to the admins. At this stage you are just harassing me for your own personal enjoyment and I’m not going to put up with it.

    I’ve told you to leave me alone, so leave me alone.

    and also yes I thought MY car wouldn’t be covered because I drove without tax, you’re such n annoyingly ignorant individual I don’t know why I even bother to reply. But I was comfortable knowing if God forbid I caused damage to someone else’s car they’d be fixed up without hassle.

    So just go away now and bug someone else.



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  • Registered Users, Registered Users 2 Posts: 40,538 ✭✭✭✭ohnonotgmail


    I can't see how having no tax would have an affect on any insurance in place. No NCT, certainly, but not no tax. Even if it did, somehow, negate your insurance it would not negate the third-party element of the insurance.





  • Yeah I got the two mixed up momentarily a few months(?) ago and that’s why I’ve no time for that posters BS tbh.

    They are just trying to get a reaction out of me so they can report my post.



  • Registered Users, Registered Users 2 Posts: 7,018 ✭✭✭Oscar_Madison


    Good job OP- first post, in the wrong forum and you got laughs tears and tantrums by page 3- what’s your next trick? 🤪



  • Registered Users Posts: 811 ✭✭✭kazamo


    Do you see Gardai in supermarkets getting something to eat while at the same time carrying out their duties ?





  • wait wait wait wait wait hold on now wait

    Are you saying that garda are human beings or something?



  • Registered Users Posts: 811 ✭✭✭kazamo


    🤔🤔🤔

    Here is my view on all this.

    Following someone into a shop to intercept and quiz about insurance details is inappropriate imo.

    Motor Insurance is very important and must be displayed at all times.

    If the Garda was that concerned about it, he should have issued a Fixed Penalty Notice for non display and I would fully support that. The vagueness of do we have insurance or not from OP is unacceptable.

    Instead we had Garda who followed someone into a shop and questioned them there, but ultimately did nothing. It has the bang of virtue signalling and look at me I’m great about it. Issue the notice or have chat in private outside.





  • Well firstly i misunderstood your post originally so sorry!

    Also for everyone giving the Gardai hardship for their approach does no one realise how fair they were actually?

    The OP explains the garda just insisted the car was left in the carpark right? They had the power at their leisure to have the car seized and towed to a salvage yard.

    Then the OP is paying release fees (about €150 at minimum + extra fees per day it’s held) which won’t be released without proving you have insurance anyway and if you don’t it’s only stamped for release by tow truck.



  • Moderators, Politics Moderators Posts: 40,418 Mod ✭✭✭✭Seth Brundle


    Motor Insurance is very important and must be displayed at all times.

    The OP wasn't displaying a disk!

    If the Garda was that concerned about it, he should have issued a Fixed Penalty Notice for non display and I would fully support that. The vagueness of do we have insurance or not from OP is unacceptable.

    Firstly, the OP wasn't really vague about their cover - they said:

    By the way unfortunately the insurance company gave us false information on our policy and that's why we drove the car. Now they say that my boyfriend can't drive it because it is on his name.

    To me, this is bullcrap and my interpretation is that they weren't covered and the garda was correct in asking them on it.

    Now, driving without a disk and driving without insurance are completely different offences.

    When driving witout insurance, the car may be impounded so in the OP's case, they were told to leave it in the car par until cover was in place - sounds like the garda was sound.

    Had the garda just given then a FPN for non-display when they believed that there was no cover, would have been negligent especially if the OP or her boyfriend were involved in a subsequent collision.

    Instead we had Garda who followed someone into a shop and questioned them there, but ultimately did nothing. It has the bang of virtue signalling and look at me I’m great about it. Issue the notice or have chat in private outside.

    What do you mean the garda did nothing? The OP couldn't prove that they had insurance cover and the garda asked them to bring their info to the station.

    As for virtue signalling, etc. this is just more of "the garda bullies crap" people come out with online. I'm taking for granted that the garda wasn't standing there in the supermarket shouting out loud about the OP's predicament.



  • Registered Users Posts: 811 ✭✭✭kazamo


    Ok, I agree with the Garda being fair minded but not to the aspect of stopping someone in a shop to ask questions.

    I believe that this was a step too far, but we all have different views on all matters and that’s what makes life so interesting and diverse 😊



  • Posts: 0 [Deleted User]


    Take a day off will ya, you think Gardai should stand outside public buildings all day waiting for people who have broke the law to come out?



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  • Registered Users Posts: 811 ✭✭✭kazamo


    If the insurance disc wasn’t displayed and OP couldn’t prove cover, the Garda had a choice to make…….and did nothing.

    As for the “Garda bullies crap” ……interviewing people in shops on a matter unrelated to that shop, is inappropriate imo.



  • Registered Users Posts: 811 ✭✭✭kazamo




  • Moderators, Politics Moderators Posts: 40,418 Mod ✭✭✭✭Seth Brundle


    If the insurance disc wasn’t displayed and OP couldn’t prove cover, the Garda had a choice to make…….and did nothing.

    They did - they asked the OP to leave the car there until they could prove insurance cover. Proper use of discretion whilst not permittion a potential insurance evader to drive away

    As for the “Garda bullies crap” ……interviewing people in shops on a matter unrelated to that shop, is inappropriate imo.

    It's isn't inappropriate. What would have been inappropriate would be either the gardai waiting outside like eejits for the OP to finish their weeks shopping or else the gardai asking the OP to come outside with them (which would have looked worse as to other customers it would have looked more like an arrest).

    Anyhow, as I said, I presue the garda approached the OP and asked them about insurance. The garda didn't chase them around the shop so there's nothing inappropriate except to those who wish to see fault in AGS doing their job in a public place.





  • What do you mean they did nothing? Again it’s been explained to you twice how they did something.

    They made a legal demand for production of documents to a nominated garda station and the car was to be left where it was until insurance was sorted out.

    They could have seized it and had it impounded but perhaps they felt the benefit of doubt was in order to some extent so they didn’t take that approach.

    All in all the garda was more than fair enough about it. The OP’s claims the insurance company lied to them is just a hape of bollocks of course.



  • Registered Users Posts: 811 ✭✭✭kazamo


    Garda could have waited if it was that important.

    it is interesting that a Gardai buying one item in a shop is an appropriate use of time but in the same incident, waiting for someone to leave the shop to ask questions is inappropriate use of time…….does the number of items decide the appropriate/inappropriate conundrum ?

    The Garda could of course, have asked the questions before the driver entered the shop, as he knew exactly who to ask when he entered the shop ?.



  • Registered Users Posts: 811 ✭✭✭kazamo


    FPN should have been the minimum action.

    Either we are serious about insurance cover or we are not and the extreme vagueness of cover in this instance should not be rewarded with “ah sure , get it sorted out in the next 10 days and pinky swear that you won’t drive before cover is sorted”.

    If the matter is serious enough to follow someone into a shop, and asking questions in a shopping aisle, is a FPN not the proper enforcement of a road infringement as serious as this ?

    If the matter was deemed not so serious, the shop interrogation could have been downgraded to a car park interrogation.



  • Moderators, Politics Moderators Posts: 40,418 Mod ✭✭✭✭Seth Brundle


    Garda could have waited if it was that important.

    You're encouraging gardai to wait outside a shop for an unknown length of time rather than go into it and (as it is a public place) do their job?

    it is interesting that a Gardai buying one item in a shop is an appropriate use of time but in the same incident, waiting for someone to leave the shop to ask questions is inappropriate use of time…….does the number of items decide the appropriate/inappropriate conundrum ?

    It is not interesting except to those who choose to be offended by AGS doing their job.

    Given that you don't know what the garda ewas buying, its a pretty daft comment. They could have been buying toilet paper and hand sanitiser for the station. The garda could have bene on a break and getting their lunch. The gardai could have been on their way home! The reality is thar you have no idea but are choosing to view them as being bullies against a potential lawbreaker.

    The Garda could of course, have asked the questions before the driver entered the shop, as he knew exactly who to ask when he entered the shop ?.

    You are assuming that the garda hed time and opportunity to stop them before they went in rather than just seeing them go in and then following them in.


    Anyhow, this is a waste of my time so I'm done with your nonsense!





  • I think you seem to either not be reading what’s said to you or choosing to be wilfully ignorant but to repeat for the third time

    the Gardai did not allow the car to be driven away until evidence of insurance is provided. If that’s not done they will follow up with FCN’s and court summons etc as required.



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  • Registered Users Posts: 811 ✭✭✭kazamo


    If the Garda deemed it important enough, he could have waited yes.

    Not offended by the AGS doing their job. In fact I would have preferred a FPN to be issued.

    The driver was not a potential law breaker…….they were breaking the law by not displaying an insurance disk. And the Garda knew that before he spoke to the driver as there was no disk displayed.

    Re the nonsense comment, how sad it is when people are intolerant of others who have a different view.

    Have a good day



  • Posts: 0 [Deleted User]


    What is it that you want?

    If you drive without insurance, tax, both or think you aren’t insured when you aren’t taxed, you pretty much lose the right to be treated by the authorities at a time of your convenience. Why on earth do you think Gardai should wait until you have finished wandering around a shop? It’s nonsensical, we have now reached peak stupidity when people who break the law complain that the time/place for Gardai to approach didn’t suit me.



  • Registered Users Posts: 811 ✭✭✭kazamo


    I am reading and I see excuses.

    The Garda told them to leave the car there which is different from not allowing them to drive away until evidence of insurance is provided. They resolved the matter at the Garda station, not in the car park.

    What was to stop them from not returning an hour later to bring the car home ?.

    As I have said before, car insurance is very important. The Garda believes it too, hence the questioning, but then allowed wriggle room.



  • Registered Users, Registered Users 2 Posts: 7,018 ✭✭✭Oscar_Madison


    He was practicing being a detective. It’s called the “Columbo Technique” - you meet your suspect in an innocuous environment like a newsagent shop and then quiz him with questions like “I suppose you have insurance for that car outside do you?”

    Takes the suspect rightly by surprise and they cave in and confess everything.



  • Registered Users Posts: 811 ✭✭✭kazamo


    I take non compliance very seriously and have personal experience of the consequences.

    If a Garda chooses to question someone in a shop, don’t finish it with “now don’t be driving that car again before you have this sorted out”. If you drive around without an insurance disk, you deserve to be penalised.

    This started off well, but was watered down by the final act.

    I think peak stupidity is when people can break a law which can have serious consequences, and the only consequence is a telling off from a Garda and promise to not move the car when the squad car leaves.



  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭csirl


    Sure the TV recruitment add has them buying coffee in a shop!



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  • Posts: 0 [Deleted User]


    Apparently there is still some room at the top.





  • Nothing was stopping them.

    But do you seriously think the Gardai make these sorts of demands and wouldn’t follow up? Like do you really believe that if the Garda drove by Lidl and noticed the car was driven off they wouldn’t do anything about that?

    Like you’re actually making no sense here yourself. You on one hand think the Gardai approaching them in the shop was unacceptable behaviour but on the other hand you think they were too soft? 🤣

    So what they should have hung around waiting then when nothing was produced for evidence of being insured phoned up the tow truck and waited around some more?



  • Moderators, Business & Finance Moderators Posts: 17,762 Mod ✭✭✭✭Henry Ford III


    I'm picking up a brand new car on Monday. Procedure for transferring cover is simple, and I've done it many times:-

    1/. Call broker from Garage. Ask for permanent substitution w.e.f. now. Take old disc, and policy docs with you and drive direct to Brokers.

    2/. Swap docs/disc old for new.

    3/. Display and away you go.



  • Moderators, Politics Moderators Posts: 40,418 Mod ✭✭✭✭Seth Brundle


    Plus you would also have an email confirming cover was started on xxx date.



  • Moderators, Business & Finance Moderators Posts: 17,762 Mod ✭✭✭✭Henry Ford III




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