Farm Insurance

We're with axa for the last few years. Got our renewal quote yesterday. Up a 100 from last year, that will be easily taken off when paying.

AXA seems to be targeting the smaller farmer. FBD must have dropped 50 %++ if there farm business over the last 5+years. Heard they are mad trying to build up share in the car insurance side at present.

I say AXA and Zurich will be the most competitive. AXA quote online but ring you after your quote to confirm details and will reconfigure the price

I imagine you would have to state it on the tractor and farm policy. A lot of insurance like that is priced on turnover. It basically getting a hire and reward clause activated on the tractor policy

Mines up over 400 also from last year

(Wife) Had a small tip on car. Got quote of €600 to fix it. Then I thought of insurance and said why not put it through there.

told insurance Co I wanted to get the job done with that crowd and they said no bother and I sent them on the quote I got from them. Small excess to pay but still better off getting them done via insurance as I have bonus protection.

moving on insurance contacts my crowd and agrees price of €1200 to get the job done.

ffs what a rip off and explains the increase in premiums.

Its important to your have house insured at up to date rebuilding cost as for instance if one had a chimney fire claim and house under insured by 20% then chimney fire claim would be reduced by 20% to reflect underinsurance of house.

It's like car insurance doesn't have to be linked to a farm.

AXA quoted me €700 to insure a €40000 tractor on its own.

Not sure how relevant the tractors value is

Same here, up 50%. They’re blaming house rebuilding cost

this is what drives up premiums