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How does social housing work ?

  • 16-03-2024 10:22am
    #1
    Registered Users Posts: 730 ✭✭✭


    I own my own house and thankful/gratefully have a good job to go with it.. However within my circle of friends who all would be in similar situation as myself, were talking last night as if getting a social house is some sort of lottery that a person wins and gets to keep for their life, is this true - can someone explains how it works ?

    One experience I have is as follows, I know a work colleague who used to live in the UK and then moved back home during the last recession. He managed to get a council house when he returned, the guy went to college worked hard and managed to get into IT. He would easily be earning 70K+, has a nice Merc.. Yet lives in the council house, says he doesn't want to move as the rent is cheap. Surely cases like this, should be re-assessment every few years ? He should be told to move on from the council house ?



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Comments

  • Registered Users, Registered Users 2 Posts: 26,125 ✭✭✭✭Mrs OBumble


    You're right, there should be regular reassessment.

    But under the current rules, there isn't. The house is his for life, so long as he keeps paying the rent and doesn't do any antisocial behaviour.

    The argument is that keeping people like him there raises the social capital of the neighbourhood.



  • Registered Users, Registered Users 2 Posts: 33,357 ✭✭✭✭gmisk


    I thought the amount people pay in rent to the council based on what they earn? So if person making more they pay more? Obviously this would be a lot lower than market rent still, but I think bigger issue is people sitting in council houses some in massive arrears and a chunk with no intention of ever working a day in their life, despite being more than able too.



  • Registered Users, Registered Users 2 Posts: 26,462 ✭✭✭✭zell12


    Correct, but some Councils have a maximum rent charge, Kerry:




  • Registered Users, Registered Users 2 Posts: 4,101 ✭✭✭BlueSkyDreams


    I hadnt realised this. I thought once you earned over the income limit for social housing you would be obliged to move on.

    Although that situation helps create a mixed development from a socio-economic pov, its very unfair on middle income earners who earn too much to qualify for social housing, yet dont earn enough to rent privately.

    They are stuck at home in mom's house whilst a colleague who earns more than they do, but accessed social housing previously, is in a govt home & paying minimal rent for life.



  • Registered Users, Registered Users 2 Posts: 554 ✭✭✭csirl


    There's no follow up or reassessment after the initial application. Completely reliant on the honour system. I know a famly who got a council house even though they owned a house. House was one purchased by the council in a nice area, so they took it as it waa in a nicer area to their own house - which they then rented out. Owned house had been inherited from an elderly relative.



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  • Registered Users, Registered Users 2 Posts: 1,971 ✭✭✭Jizique




  • Registered Users Posts: 730 ✭✭✭drogon.


    I guess I have couple more questions,

    • About a year ago, another guy I knew (through a friend) got a new built apartment. He had to put carpets and floors himself, I remember he was whinging for having to do it. Is this really the case ? assuming folks may demand basic stuff like that be put in already
    • Can you pass on a social house to your kids or the minute the person dies it goes back to the council ?



  • Registered Users, Registered Users 2 Posts: 26,462 ✭✭✭✭zell12


    You get the basic shell, it is up to you to furnish it.

    Yes, tenancy can be passed on if they are on the tenancy agreement for X years, need and qualify for social housing in own right, otherwise it reverts to Council



  • Registered Users, Registered Users 2 Posts: 23,726 ✭✭✭✭ted1


    15% of Income. It with a max cap.


    many don’t ever bother paying it as the council don’t enforce it and are owed millions in Arrears



  • Registered Users, Registered Users 2 Posts: 2,589 ✭✭✭circular flexing


    How much housing is provided by local authorities anymore? Would have thought most of the new stock is sourced through housing associations like Tuath who have different rules to local authorities.



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  • Registered Users Posts: 1,515 ✭✭✭Luxembourgo


    What an absolute joke of a system, no wonder there is so much entitlement out there.

    With the cost of houses surely investment into making the a more efficient and fair system is warranted



  • Registered Users Posts: 1,002 ✭✭✭ToweringPerformance


    We are in a social house and pay rent based on our three wages will be 4 next assessment as my youngest is now working. Very good system and a great mix of people in the area part social/part affordable/part private.



  • Registered Users, Registered Users 2 Posts: 26,125 ✭✭✭✭Mrs OBumble


    Their rules are very similar, and their rents are exactly the same for "social housing", which is the major part of what they do.



  • Registered Users Posts: 1,087 ✭✭✭Thespoofer


    Blood pressure starting to rise...



  • Registered Users, Registered Users 2 Posts: 1,597 ✭✭✭chiefwiggum


    I know someone, and this is 100% true, who bought a nice apartment in Galway. Rented it out and applied for a council house in their home County and got it!. Was about 20 yrs ago. Told council she owned no property.



  • Registered Users, Registered Users 2 Posts: 3,429 ✭✭✭fergiesfolly


    I know people on the housing list in Galway for nearly a decade. Is it much shorter in other counties?

    My own daughter was advised by someone working for the council to apply for a house when she turned 18 and she'd get one before she turned 30. I was disgusted with that attitude. I told her she'd better have more ambition than that!



  • Registered Users, Registered Users 2 Posts: 3,369 ✭✭✭phormium


    A relative now in his late 60s got a one bed council property couple of years ago after about 12 yrs on list, was in private rented accomodation until then under the housing scheme. Came unfurnished, it was old and needed redecoration which he had to do at his own cost, got a grant of about 1k alright to do it but it cost a good bit more than that, there was literally nothing in there no floorcoverings/white goods etc.

    Another woman I know has recently got a lovely new house in a recent social scheme, on list about 12 yrs also with 2 children.

    I don't think you get them in any way quickly unless pure luck and no one else wants that particular property for some reason!



  • Registered Users, Registered Users 2 Posts: 17,854 ✭✭✭✭Idbatterim


    Makes total sense apply when you are 18. Savings could easily be over a million euro. They are giving out free housing that would cost e500 or 600k on a mortgage, what's the interest on that over 30 years? No lpt, no management fee , no maintenance..easily a million euro and that would be after tax....



  • Registered Users, Registered Users 2 Posts: 26,462 ✭✭✭✭zell12


    Waiting lists vary 7 months in Leitrim, to 15 years in Kerry, 16 years in Donegal, 18 years - 20 years in DLR



  • Registered Users, Registered Users 2 Posts: 18,308 ✭✭✭✭rob316


    Previously lived in a council house for 15 years, at last count I was paying about 160 per week for a 2 bed so never heard of a max rent. Still markedly cheaper than private rent but not free by any means. Yes you could not work and pay 20 quid a week but there wasn't any non working family in my block.

    Should you get a lifetime tenancy? No probably not.



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  • Registered Users, Registered Users 2 Posts: 26,462 ✭✭✭✭zell12




  • Registered Users, Registered Users 2 Posts: 18,308 ✭✭✭✭rob316


    And that's a good system, someone with a household income of 100k is paying for more than someone on welfare. The whole point of the part 5 planning in all estates now is that their is a good social mix. No longer creating disadvantaged areas full of crime.

    I have no idea why anyone would continue to rent from the council if your household is bringing in 80-100k, if you can buy the house, given you'll be getting 40% off the market price, the mortgage would be cheaper.



  • Registered Users, Registered Users 2 Posts: 4,101 ✭✭✭BlueSkyDreams


    100k for a couple (both working) with kids isnt that much. Its only slightly above average wage.

    You would struggle to buy on that salary in average areas in Dublin.

    Mixed developments are good, i agree. But the issue at the moment is the councils are renting/buying homes in new developments, on top of the part 5 allocation.

    Meaning that ofen, very few of the new homes are available to the private market.

    So again, the squeezed middle get squeezed out as they dont qualify for social housing and cant afford the private rent.

    The councils should be delivering a lot more cost rental and afforable homes, not just social homes for those on no and low incomes.

    The nurses and teachers who emigrate because they cant afford a home should be catered for through affordable and cost rental homes, at scale.



  • Registered Users, Registered Users 2 Posts: 13,836 ✭✭✭✭Geuze


    It is a lifetime tenancy.

    There is a TD in social housing.



  • Registered Users Posts: 453 ✭✭BagofWeed


    In the age of neo liberalism in Ireland unless you are going to be a highly paid person than you don't have much of a chance of having a good disposable income while paying mortgage /renting so social housing list is the way to go. Folk on the continent don't look down on social housing the way so many Irish do.

    Know plenty of people with good jobs in social housing as they went on the lists young while I also know plenty of folk who work just as hard living at home with their parents, the same ones that laughed at some of the other lads for going on the list all those years back.




  • Registered Users, Registered Users 2 Posts: 4,101 ✭✭✭BlueSkyDreams


    A couple earning an average salary dont qualify for social housing in ireland.

    They earn too much.

    So its not an option for average salaried folks, never mind the well paid.



  • Registered Users, Registered Users 2 Posts: 654 ✭✭✭Sonic the Shaghog


    Being honest it's easy say reassess and move them on if it's over a certain amount but in the current housing climate all that would do is incentivse people not to better themselves.

    Let's say you've a cap of 40k, go over it, you need to move to the private market. Who would bother taking a job or promotion up to even 60k in this climate unless your partner someone got bumped to similar. You are back into a rental market where you are getting ripped off and could be turfed out anytime and end up moving up to 30 to 60 mins away to your next rental.

    Then add kids to the mix. Let's say they grow up in area go to school there, have their friends etc and then overnight the council essentially kicks your family out and you end up in a new school, maybe 30 mins or more away in a new area cause it's the only rental your parents can afford as they are both just over the cap.

    Then you've the lovely possibilities of getting moved on, then you get sick or laid off and once again qualify for social housing and get it, only to be possibly moved on again if you get back to work? What happens in cases for a large chunk of the population who might earn just over the cap but never will manage to anywhere near a mortgage and then need social housing again when they retire?

    Ya I know there a lot of piss takers out there, especially the career dole merchants but I'd rather leave a person/family who bettered themselves and is working hard in a house then get into a quagmire like the above due to jealous whingers.



  • Registered Users Posts: 453 ✭✭BagofWeed


    Don't apply as a couple. A partner may move in after the tenant gets accommodation and the council will adjust the rent then based on both incomes. You have to use you head, being honest will never get you anywhere these days.



  • Registered Users, Registered Users 2 Posts: 4,036 ✭✭✭3DataModem


    I recall a friend of mine moving back in with his dad before he died for a few years (or "moving my bills and stuff") so he could keep the council house after his dad died. :shrug:



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  • Registered Users Posts: 1,071 ✭✭✭purplepanda


    The above case is certainly fraud. The evidence is still available for that person to lose that flat & be liable for financial compensation & substantial costs to the council.

    Nowadays the councils & housing associations will have easy access to mortgage registers & housing ownership. I know a lad that let his sister with husband & kid live in his council flat. He had married & bought a house with wife & kids 35 miles away.

    Eventually after 10 years plus the council decided to take the flat back. Sister husband & kid had to move out, the local MP even tried to get the tenancy changed to the sisters name The lad & his sisters family had good connections, as the father was former prominent trades union official. Even so the Council refused & sister & family had to go into temporary accommodation. Years ago the brown envelope to a local councillor would have done the trick.



  • Registered Users, Registered Users 2 Posts: 8,456 ✭✭✭Ray Palmer


    All my life I have heard people make claims about things they know nothing about or things they think they know about. Worked in a bar where prices were very low as it was actually a club and only sold selective products which were bought at a discount by not including other brands. Customer would say the spirits were watered down and swore it was true. I took the product in from the supplier and stocked the shelves and nothing was watered down but people still insisted it was true.

    I ended up working with civil servants on their systems and they keep records of everything. An MP can certainly get a review of a case but have absolutely no power to change the process or outcome. If a mistake is made it will work out but nothing more. Been like that for decades. Claims of brown envelopes are complete nonsense in such cases. A civil servant is not going to standby and watch somebody get something unfairly not out of honour but because they can't do the same for their own families and it would have to pass by many civil servants to be awarded. Even a rumour will set people off to look up the records and they can report it with out ever giving away who they are.

    I am sure you heard stores but they aren't true and impossible to happen. Would you believe a politician could get somebody unemployment benefits for a person without enough contributions? Unless they can reprogram the entire system they can't and the same applies for housing



  • Registered Users, Registered Users 2 Posts: 1,646 ✭✭✭victor8600


    Yes, it is unfair that someone can get a council house and pay a tiny rent even if they are now earning good money. Personally, I think we should make it more fair by building many more council houses. As much as needed to allow everyone to get a council house somewhere within, say, 1 hour commute of their workplace. An I am saying this as a homeowner, I am happy to pay more in taxes for that.

    So if a person is happy to pay a predictably small rent for a house that the council allocates to them, they shouldn't wait for many years. If a person can afford the flexibility of owning a house in the place of their choosing, they can take a mortgage.

    Why would I support this scheme? Because I have few friends who work for medium wages in Dublin and are forced to live in squalid conditions sharing houses with others. They are in their late-30s and 40s, but they have no chance of getting a mortgage in Dublin, and no council house since they are earning relatively good salaries.



  • Registered Users, Registered Users 2 Posts: 18,308 ✭✭✭✭rob316


    We are way behind countries like Austria when it comes to social housing, everyone should have the option to live in state housing. The whole thing needs an overhaul, rent should be deducted at source of employment or welfare. You should be able to rent a house from the state and have a good income, paying your fair share of rent. We live in a neo liberal state though, supporting vulture funds far more important.



  • Registered Users, Registered Users 2 Posts: 1,092 ✭✭✭DubCount


    A question for the "social housing for all" opinions. What kind of social housing is adequate? Who gets the social housing flat in a dodgy area, and who gets the social house in leafy suburbia with nice views and nice neighbours?



  • Registered Users Posts: 337 ✭✭ingo1984


    Ive a cousin who is a detective in the guards, his partner is a teacher and them and their three kids got a brand new council house courtesy of her father who's one of the local county councillors.



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  • Registered Users, Registered Users 2 Posts: 1,646 ✭✭✭victor8600


    Who decides that now? There is a queue, whenever any place is available, it is offered to people in the queue. A person can reject the offer, but then they have to wait longer.



  • Registered Users, Registered Users 2 Posts: 259 ✭✭maneno


    Are there no checks conducted? Surely the council should be able to liaise with other government bodies 🤦‍♀️



  • Registered Users, Registered Users 2 Posts: 8,456 ✭✭✭Ray Palmer


    Go to the newspapers straight away and expose this as way more people were involved and they have apparently super natural powers



  • Registered Users, Registered Users 2 Posts: 1,457 ✭✭✭SharkMX


    The problem here is that social housing is top tier housing now. Best standards, best locations so its expensive, very expensive to build.

    If you build the cheapest possible social housing and people either take them or get off the list then you would get far more people housed.



  • Registered Users, Registered Users 2 Posts: 22,318 ✭✭✭✭ELM327


    On the social housing for all front, there's plenty of greenfield land around the M50 and near to orbital bus and or luas routes. I say, build thousands of social housing and make them available to anyone who wants one. Build in every county.



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  • Registered Users, Registered Users 2 Posts: 20,860 ✭✭✭✭yourdeadwright


    There is a grant you can apply for to help you get the essentials if you get a new build off the council ,

    No you do not automatically inherit a council house in Ireland but there is certain circumstance where you can become the tenant ,Its done on a case to case, Its now not as common as it once was,



  • Registered Users Posts: 18 dkRulez


    An apartment near me will be handed over for social housing. I personally have no problem or concern. However, I am also very certain there would be 1-2 folks who would definitely create some problems. Are these houses allotted to them for life long? can residents complain against particular house which may be causing trouble?

    Also, what are the different types of social houses? I know there are cost rental, traveler accommodation, affordable houses. What the key difference here?



  • Registered Users, Registered Users 2 Posts: 762 ✭✭✭GSBellew


    Do you realise that your friends on good money in Dublin could buy or rent in many places an hour from Dublin?



  • Registered Users, Registered Users 2 Posts: 18,308 ✭✭✭✭rob316


    That is just building standards and regulations now. We have always built top tier social housing and always in prime locations. Anything new I see go around cork city now is social, very little for the private market.



  • Registered Users, Registered Users 2 Posts: 1,205 ✭✭✭lucalux


    You can (and imo should) complain if there are real issues with a new council tenancy in your area

    Means any issues can be nipped in the bud, and they can be supported or monitored more closely.

    It's a system that suffers hugely when a small minority take the absolute mick

    Some councils (not all, yet) have Housing Liaison Officers who would deal with problems in terms of anti-social behaviour, non-payment of rent, neighbourhood liaising and would action any referrals or involvement from other agencies needed such as HSE, Tusla, Gardaí



  • Registered Users, Registered Users 2 Posts: 3,582 ✭✭✭Ezeoul


    They've tried that.

    That's what they did in the 70s and 80s with places like West Tallaght, Darndale, Ballymun, Clondalkin, Blanchardstown, Moyross, and 40 years later some of these places are still considered "bad" areas that people don't want to live in.

    History has shown that building vast schemes of 100s (1000s?) of social housing only leads to social problems.

    I don't know what the solution is, but that model doesn't work.



  • Registered Users, Registered Users 2 Posts: 1,279 ✭✭✭The Student


    Try holding people to account for anti social issues and we might get somewhere. Why don't we have as much anti social issues in private housing estates some of which are located beside social housing estates.



  • Registered Users, Registered Users 2 Posts: 3,582 ✭✭✭Ezeoul


    In a perfect world. Something that has also been tried over the last 40/50 years.

    As someone who grew up in a vast area of social housing with one of the worst reputations in Dublin, I wouldn't like to see that model of vast estates of 100s or 1000s of social housing all lumped together ever again. People just dumped and left to deal with it. It's a breeding ground for social problems.

    I own my own home now in a private housing estate, not far from where I grew up. There is a mix of some private renters, and some council bought homes. There are still some social issues. Not as highly concentrated, but they do exist. But whatever they are, its better than the other model.



  • Registered Users, Registered Users 2 Posts: 22,318 ✭✭✭✭ELM327


    No, they never tried it. It was never available to anyone who wants one. It came with a waiting list and a means test. I'm saying, make one house available to everyone. Only a habitual residence is required, meaning it must be your address with revenue and you must be tax resident there and you can't rent it out or sell it.

    We pay high enough taxes, may aswell embrace this communist socialist nonsense. I'd wager comparing this to the amount we waste on HAP and one off payments etc , and include the amount of jobs created, this may not cost much more.

    (No I'm not being sarcastic, I do think we should build housing for all and then let the private market continue for housing which is different to the standard state issued house (eg country house, farm, one off house etc). I'd stay in my country dwelling free of neighbors for instance, but others may prefer a free 3 bed semi.



  • Registered Users, Registered Users 2 Posts: 24,276 ✭✭✭✭Sleepy


    I've done a lot of data analysis work on social housing in Ireland. There are two main issues that need to be addressed imho:

    a) There should be no concept of maximum rent in differential tenancies: if someone who was formerly under the income thresholds does well in life, they shouldn't be getting subsidised rent from the state. If 16% of their household income pushes their rent beyond the market rent for the area, so be it: they can either source their own private accommodation or pay over the odds to the council in order to stay in the property (i.e. allowing the council to re-invest the "profit" into new social housing).

    b) The "house for life" concept is incredibly inefficient. The amount of single pensioners or middle-aged couples knocking around in 3/4 bedroom council properties is an incredibly wasteful use of very limited resources. The councils have no way to compel those under-occupiers to downsize to more appropriate accommodation for their needs. That's not to say that some council's don't try to entice them into more suitably sized accommodation when they have some modern, better insulated apartments available but from the data I've seen very few of these offers are taken up by the tenants who feel entitled to remain in an over-sized property funded by the taxpayer because of their "ties to the community" (an option not available to most in the private rental / homebuyer sectors).



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