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Banks vs credit unions, the finance thread.

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    #92
    lmk123
    Registered Users Posts: 322 ✭✭lmk123


    https://www.boards.ie/discussion/comment/122071115#Comment_122071115

    do you mind saying what was the loan for, the reason I’m asking is I’m waiting for grant approval for a shed and will need a loan, going from your timeline above I’d need to get cracking on that now. 13 weeks is unbelievable, I got 2 mortgages in the last 7 years and neither took that long. I assumed I had plenty of time, should have known better I suppose.



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    #93
    whelan2
    Registered Users Posts: 29,516 ✭✭✭✭whelan2


    Took me from January until August to get the approval and funds, now ulsterbank moved in between butit was aib i dealt with from January to August. You can extend your grant approval, I had to do this 3 times



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    #94
    Bass Reeves
    Registered Users Posts: 18,552 ✭✭✭✭Bass Reeves


    https://www.boards.ie/discussion/comment/122071168#Comment_122071168

    Farm Development, fencing, water system, Farm roadway. Problem was I wasnot banking with AIB. I had SBCI approval for growth and sustainabilityinterest rate was 4.6% I think. BOI did not do non green lending for this tranche so I had to jump through hoops with AIB. Staff were grand the process was sh!te

    Slava Ukrainii



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