Astronomical quote to add Suzuki VStrom 800DE to Carole Nash policy

I absolutely had that experience with C-N and had to move to AXA Direct. AXA underwrite CN policies anyway, so you're not losing out on the policy.

The issue as I see can see it, is it's the monetary value of the (sum of) the bikes on your policy. Once you go past €25k C-N aren't at the races.

In my case C-N wanted €633 to add a new bike to my policy for 6 months, despite paying them €320 for a whole-year policy (for 3 bikes). I was taking one off the policy at the time as well btw.

A brand new policy with AXA for all the bikes was €290. Q.E.D.

Last time I changed bikes, I had to keep the old one on the policy until I got rid of it, so I got hit twice within a few weeks with CN broker fees. Pain in the ass. But apart from that, never had a problem with them, and last time I enquired elsewhere the first thing they did was ask me my current premium and then said they were unable to beat it, quickest insurance call ever! 🤨

That's odd, is it a particularly high risk / high value bike?

I feel your pain, Carole Nash are a joke at the moment.

I wanted to move away from Carole Nash this year, they phoned me last year to renew because it was quite close to the date and I wasn't on automatic renewal, all fine then to be told because I had renewed over the phone it was an extra €20. I mean.. they rang me!

Anyway, this year I ring Principal, who had just had a stand touting for business in our local sports club which houses a scooter club, they are not taking on customers who live in Dublin 8. One of the most densely populated areas in the bloody country.

So I renew with Carole Nash, they've never charged anything to have my 1987 600F as a second bike, €75 quid this year and an increase of €40 on my premium from last year so I'm up €115 on last year, despite another year of no claims.

Anyway, skip to today, I've sold the main bike that was insured - Honda Blackbird and replaced it with a Yamaha FJR, 2 insurance groups lower, same year, same value, premium is up by €41 and that's not the admin fee, no admin fee because it was less than €50.

Carole Nash know they have us over a barrel, Principal are trying to go more towards cars and get away from bikes.

Insurance is basically 'pick a number then double it'

a follow up to my earlier post above #4.

This year's renewal came around and despite having moved from C-N to AXA 2 years ago…….I'm now back with C-N. One main reason - AXA 'dov' extension (driving other vehicles) precluded any vehicle belonging to my spouse. For us, that's a major problem. If we were not married, just (sic) 'partners', they would have covered me.

So, I got a better policy, more of use to me (& us at home), and it was a bit more than last year (€15), but on balance C-N gave me a more suitable product.

So, before you bail to AXA, check the T & C's and the small print.