Accept private payment for damage

I would give them a quote and see what they say. They'll probably argue and then you can say it's fine, you'll go through insurance. I would give them the benefit of the doubt, often people will argue liability and when they sit down and do the math, it ends up being better to pay privately (such as if they have a fleet or pool of cars).

Don't let them source a repairer, or offer what they would have paid their repairer. Always look after the repairs yourself or through your insurance company. If your car is on PCP, make sure it's done by an authorised garage otherwise you may encounter problems with the GMFV - it's in the fine print with PCP.

A lot of people prefer to pay privately so as to not affect the insurance discount. Also, my one brief experience of an insurance company's preferred repair shop was they're vastly more expensive for no benefit

So if you're okay with finding a repair shop then go ahead and sort it out privately. It could be easier for you as you can find someone closer to you, and they're very often cheaper

Get a few quotes and pick whichever one you think is best suited for the job. Present this to the other party and say you'll only accept this repair company

You might want to insist they pay upfront if you think there'll be any sudden payment problems when your car is ready

Inform you r own insurance company and the gardai first. That way if they start acting the maggot you have a record of it and proceed through inurance.

If they are already being funny about it I would just go through insurance. Make sure you get the repairs done at a main dealer though.

Someone crashed into the other halfs car and said they didnt want to go through insurance. Then they got all antsy when she sent them the bill. Started demanding all sorts of stuff. Luckily she had already reported to the gardai and told them they were going to pay, she just wanted it recorded. She went back to the gardai and they phoned the messer and the messing stopped.

I'll bet too that when you try to lodge a claim against the employer's insurance, the individual will probably deny all knowledge of the incident, claim it wasn't them or have a different version of events. It could end up being your word against theirs and the company may not even give you their insurance details if they believe their driver's story and there were no Gardai or witnesses at the scene to prove otherwise. This is why you should take pictures or video of the damage to both vehicles at the scene as well as pictures of the other driver's insurance disc.