What to do in event of collision with another vehicle

Guards only need to be called if somebody is injured, suspected of drink/drug driving or no insurance, those kind of things,but you're entitled to call them in any case.

Always good to cover yourself and take photos of cars position/damage before anything is moved.

Exchange insurance details then and be on your way. Unless guards have been called then you have to wait. I'd just take a photo of the insurance disc on the window, ask the person is it their own car and take note of if tax/NCT is in date.

If the other person has no insurance there's organisations like MIBI that will look after you.

I was T-boned at a small painted on roundabout around 11 years ago and my car was dragged across the road and planted in the middle of the roundabout, guards were called and they said ah we'll be there in an hour or 2.

Told them car is on top of a small painted on roundabout in rush hour traffic at 5 30pm and I'm not moving it. They were at the scene in about 15 minutes after that 😂

Also don't ever admit liability at the scene, even if it was blatantly your fault. Let the people in suits sort that.

Your insurance policy document may state that you should not admit liability at the scene. This used to be the case anyway.

There was an injury don't be jumping the gun and calling people names without having all the information.

Call garda that why you pay your taxes for let them do something useful instead beating up Peaceful protesters. Take picture and video as picture are very easy to photoshop video not so easy and if have dashcam it Take lot of Worry stress out of it.

one more thing don't believe anything the at fault Party say went it come to money most people are not trustworthy

If nobody was injured, you do not have to report an RTC to the Gardai.

And whats going to happen if you don’t report it? Is it against the law? Are you going to be prosecuted? Complete waste of time and effort waiting around for Garda to show up to a minor incident, making a minor ordeal into a bigger headache than it needs to be. But people will do it anyway because Citizens Advice says so🙄

Some advice will depend on your insurer so be sure to read up their policy. Usually insurers have a FAQ on their site of what to do in an accident.

As a few people have said - Check you and all your occupants are OK, Check on the others. Never admit liability and record it if the other party does. Never apologise for it happening as that can be seen as admission of liability.

If it's Minor, exchange details (Name, Address, Phone number, policy number of the car etc.), and take photos of everything including the insurance details of the other car. It's worth asking if it's their car as if it's not they need to provide you with their insurance details if it's not - this could save you weeks on a claim for someone driving on "open drive". You can call into a local Garda station to report the accident on your way home although this is not mandatory unless there is an injury to someone or damage to someone's property (aside from the cars). This is also sometimes a requirement of the insurance company too as a pulse number will aid an insurance investigation if problems occur later. It's no harm either way to have a record of it occurring as no one in the future of the claim can say you didn't.

If it's major or someone is hurt call 999 and get the ambulance first. The guards will usually follow but you should ask for them as well as their powers may be required to move / remove vehicles etc. Any Garda attendance should facilitate the exchange of details as well (usually!) - but possibly not on the day depending on the circumstances. Obviously if someone is seriously injured that takes priority over the admin.

Most Importantly - especially for minor accidents - get the details of any witnesses! Someone external to the 2 parties has to corroborate one of the 2 versions of events. It's not unheard of for someone to admit liability at the scene and claim later they were just in shock and change their story. Then it's all He Said / She Said and you will end up 50/50 without external verification. Take a look about for CCTV and submit a Subject Access Request for your part of it. It may be redacted but will show you on the video. This is why the Pulse number is good - the unredacted version can be made available to the Guards and passed on to the insurance company.

When you get home record everything… Make a sketch of the scene and the movements of the cars, write down and/or record your version of events and call your insurance company to let them know - even if you are not at fault.

call teh guards, take pictures of the cars and positioning, get insurance details form the other driver.

so, take a breath, make sure no ones hurt in your car, makesure its safe to get out, then get out, check to see if anyones hurt in the other car. Presuming all's ok and its a tip do the following next,

take pictures of everything, the damage, road positioning, tyres, lights of the cars, insurance tax and nct certs, and most importantly, EVERYONE IN BOTH CARS. if its safe to move the cars out of the road, do so, if not, stand somwhere safe and wait for a truck.

then make a voice note of your version of the events for insurance. then, hand it all to insurance and let them deal with it, dont offer cash to fix the car, use your insurance.