Revolut Megathread.

anybody try investing in that robo adviser ?Am in the balanced bundle risk 3.

Apparently but I got last cashback yesterday so I'm not sure it actually gone just yet but expecting it will go.

And don't let @Yggr of Asgard hear you calling RevPointless crap or he will be very upset 🤭.

This might surprise you, but I agree that the god old Shops Cashback was better than the new Rev Points system! Better 4% cashback in my pocket than having to wait for the right opportunity to use Rev Points.

But yes, batistuta9, the Shops Cashback is gone, and you get Rev Points.

As to cashback in the sense of 0.1% or 1% for card payments on Ultra for example, similar to optiplexgx270 I still got cashback for payments today, but it's gone from the website as benefit so I expect it to drop any day now once the 1 Rev Point per € is rolled out to everyone on Ultra in this case. But that is speculation at this time as it's not annouced.

Two questions sorry . Has anybody managed to move up from 3/5 Robo advisor risk to 5/5 If so how ? Also those who have both how does Revolut trading compare to Etoro ? Thank you

Fully expecting them to jack up the plan prices again in October/November like last year. 600 million profits is not enough for their size and those bots salaries 🙂

Revolut is looking at providing Mortgages to Irish customers as per an interview with Joe Heneghan, chief executive of Revolut Europe in the Irish Times:

https://www.irishtimes.com/business/2024/07/03/revolut-plots-irish-mortgages-launch-in-first-half-of-2025/

Article is paywalled!

Anybody sign up for a credit card with Revolut? I did yesterday and it's pending review of documents now. Must wondering how long that phase takes from experience?

I have a bunch of purchases I want to make, but want to put them on CC because there's 1% cashback for first few months (not a huge cashback, but free money is free money)

I've noticed a lot of Ads on RTE, Virgin media and Irish radio stations advertising Revlout.

That's so 2022 🙂

The only couple observations I have made is that the money lands into the revolut account slower than the traditional banks, I am always the last paid with ptsb being the fastest (if i recall correctly or may have been ulster when it was still a thing) followed by boi/aib in our telegram chat group. Meaning that they get paid the previous evening and I will get it between 8-9am on the last business day.

Also over the years where in my situation we are to be paid on the last business day of the month, so if it falls on a Monday traditional banks may get it on the Friday but revolut has never been early like that for me (unlike when i was with kbc). Isn't really an issue just another observation. Sometimes you get payday envy but on the Monday when you get paid and others paid all their bills over the weekend the envy quickly disappears 😁

Salary source account is an Irish bank of america account going by the iban should that make any difference.

Always rejected for credit card and pay later (no idea why) so not hopeful on mortgage.

anyone being offered free 2 months on the Metal plan? Have not clicked on "get metal" to accept the offer.Wondering how do I cancel before the 2 months are up or will they take a payment of 10 months from my stored card straight away?

Yep that's how it works. If you just use the card you currently have, you can cancel your trial by clicking into your account and then your plan and changing it back to the plan you want.

Order a card and you'll have to pay for it.

I changed from AIB to Revolut, I was wondering does anyone have any experience using their account switching service? Did everything transfer over, balance, direct debits etc & how long did it take?

I've not used Revolut's switcher, but I have switched banks a few times and even when they have a switcher service something was missed every time.

So make sure to get a record of all direct debits and standing orders before you move so you can verify they are in place.