Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Is everybody broke?

123468

Comments

  • Registered Users, Registered Users 2 Posts: 1,661 ✭✭✭drury..


    Why don't U just post that u live in the city u use a bike to get to work and that you're happy out

    Itd be of as much relevance as the points you're trying to make



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    ...again I literally never said that every one lives under the exact same conditions. I said that car ownership is a Croc for the majority of people. If it makes financial sense for you great keep doing it.

    ...again the majority live in urban areas and if the majority are plainly honest with themselves, they do not need a car. People who have children would be wiser to not get their kids too used to car dependancy, it's setting them up for future health and lifestyle problems. I literally never said anything about everyone, you do you, I'm talking about a statistical majority, you don't have to take it like a personal criticism.

    It sounds like you are having an emotional reaction to being presented with information which may call into question your own habits. This is what we do when we can't logically justify our own habits. People react similarly when they are questioned about their addictions.

    Regarding the supermarket, I personally don't go supermarket shopping, I get it delivered when I need a big shop, which is about once a month. Comparing the cost of deisel and the time I waste in a supermarket it comes out about the same as the small delivery fee. I have a saved list of favourites so it takes me seconds to order a monthly shop and so much of my life is saved. When I need fresh things I pick them up on the bike and into the backpack, I try to only use farmers markets and local shops which are packaging free or low packaging but unfortunately our economic set up demands I must go to a chain store for some things.

    But again that's my experience, you might like driving to a supermarket(one of the circles of hell I'm my opinion) and waste an hour and a half twice a week listening to roaring kids and queue and faff around with bags and take attitude off people and come out of the kip with half of what you went in for, I've eliminated that from my life and don't miss it. But you do you.



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Because that would not be the point I'm making. My point is car ownership is a false economy for the majority of people. But they just have emotional connections to them as you've demonstrated with your post.



  • Registered Users, Registered Users 2 Posts: 4,042 ✭✭✭tabby aspreme


    Listen to the traffic reports every morning and evening, M 1, 2, 3, 4, 11, and N7 all commuting to Dublin, also traffic jam's in Cork and Galway every day.



  • Registered Users, Registered Users 2 Posts: 1,661 ✭✭✭drury..


    You haven't demonstrated anything

    You're posting random stuff bout your life basically and how U get to work



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Yes and that doesn't alter the fact that the vast majority have short commutes, choosing to use their car for that commute is their problem.



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    What do you think I'm trying to demonstrate. I merely stated 2 fact, most people have short commutes and most people live in urban areas. These are statistical facts that point to the frivolity of car ownership for the majority of people.

    I then also offered my personal experience. It's a discussion board.



  • Registered Users, Registered Users 2 Posts: 26,100 ✭✭✭✭Mrs OBumble


    Not necessarily a majority. But still a substantial minority.

    I live similarly to you. I walk, catch the bus, or hire GoCar, taxis or regular re tal cars. Save a bundle of cash.

    But I don't think I could manage it with kids, or if I lived in the suburbs.

    And there is a certain lifestyle cost. I can rarely be spontaneous. There are events I don't get invited to, because people assume it's too hard for me to get there. I spend time waiting for buses.



  • Registered Users, Registered Users 2 Posts: 2,291 ✭✭✭fatherted1969


    30 years ago we lived a lot more frugally. I can remember making a trip to Dublin just to go to McDonald’s. Different times altogether, a new secondary school has been built just a bit down from me. There's a garage across the road and they're out the door most break times with deli takeaways and coffees. Not a hope I could afford or want to go to a deli or coffee shop each day. This school has hot meals as an option as well which these pupils are turning their noses up at

    I was lucky to be able to get a penguin bar for 9p on the way home from school!!



  • Registered Users Posts: 16 Joebrosaysno


    I was in a shop that only sells e-cigarettes today and person in front spent over 100 euros on bits of things you could fit into a matchbox so depending on the profit margins of these type products I would recommend any struggling retailer to look into e-cigarettes 🤑



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    I live 30km to work (a Dublin commuter town to an industrial estate inside the m50). It takes me 1hr 20 minutes by public transport or 25 minutes by car. I’d consider public transport if it was even 45-50 minutes but it’ll never be. Then you add the freedom and practicality of a car doing the big shop, taking the DRS cans, any retail in retail parks, taking elderly parents to appointments etc. all are zero craic on a bike/bus.

    Transport has gotten better in Dublin with the €2 90 minute fare - I’ll admit - but you have to live/work near a good bus route with decent frequency for it to work.

    Time is more important to me than the car costs even though I know it’s wrong for the environment/inefficient.



  • Registered Users, Registered Users 2 Posts: 20,373 ✭✭✭✭Donald Trump


    That's a preference though. Many people seem to describe such a scenario as "impossible to do without a car". It's not impossible, although maybe not recommended.



  • Registered Users, Registered Users 2 Posts: 54 ✭✭dazzler101


    Very subjective to the persons environment. Most people living outside a big city or in the suburbs of a city need a car for every day things like shopping, school runs, getting too and from work. Try getting public transport home from work say takes a hour, then having to travel 6kms to a creche, and the another 5kms to a supermarket. Car is essential to some people.



  • Registered Users, Registered Users 2 Posts: 4,212 ✭✭✭The_Honeybadger


    I think it would be very difficult for most households to get by without a car to be fair.

    There are a lot of two car households that could get away with one car if they made a few adjustments however, especially if they can WFH



  • Registered Users, Registered Users 2 Posts: 7,809 ✭✭✭Trampas


    When you’ve a moment free you’ll post a link to the figures to back up your statement



  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭csirl


    Car loans are the expensive part of driving. If you're not into changing cars every couple of years, then they're not that expensive to run. A few hundred euro a year on tax/insurance and a couple of hundred on servicing. Even with the odd repair, overheads are only around 20-30 perweek. A short round trip in a taxi once a week will cost more than this.

    Publc transport doesnt really exist for most journeys - is concentrated in linear jpurnies along set routes between suburb and city centre. In many cases even a 5km commute from one suburb to another isnt possible without going into the city centre and out again. T



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Great so it makes sense for your personal circumstances, having an exceptionally long commute to a poorly connected area, you should keep doing it then. For most people it makes no financial sense, but they won't actually sit down and crunch the numbers. For most, car commuting takes longer than the alternativesbut they do it anyway for emotional reasons.



  • Registered Users, Registered Users 2 Posts: 1,552 ✭✭✭brokenbad


    I earn about €140,000 with expenses — a net of €100,000. Out of that €100,000, I run a home in Dublin, Castlebar and Brussels. I wanna tell you something…….try it sometime when you have a couple of cars and three houses and a few housekeepers.

    Post edited by brokenbad on


  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Doing school runs by car in urban areas is not good for children, it should be a last resort if you can avoid it all, walking is the best option if practical. It's quite common in Dublin to see dads on bikes with the young kids in trailers or on their own bike when they're big enough.

    When setting up major things in your life, like choosing where to live, where to work, where to send kids to school etc. People shoild really think a bit harder about it.

    Spending time in a supermarket is completely optional these days, some folks like it fair enough, they can choose to use a car, an electric cargo bike, or a trolley on public transport. The car is the most expensive option of the three by a large order of magnitude.



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb




  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    It's a depreciating asset even if you own it outright and don't have a loan. Repairs and replacement parts cost a fortune and that cost is skyrocketing. Fuel cost is only going one way long term. Car insurance in Ireland is pretty much an elaborate scam. There's no way a weekly taxi journey is more. You'd have to have a very reliable old car that sips deisel for that to be true, and how long will that last?

    If you take a taxi fare of 30 a week that's only 1,500 a year, fueling a car costs more than that a year.

    Public transport is useless about half of the time which is why a good bike is a must and using a foldable e scooter really enhances public transport, you can scoot the last km or two to reach a more direct route to where you're going. If you live in Dublin just getting an escooter will save you countless hours, even if you keep the car and leave it depreciating in your driveway 23hrs a day.



  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    Yeah, all fair. Just posting my point of view my own circumstances just like everyone else in the thread.



  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    When setting up major things in your life, like choosing where to live, where to work, where to send kids to school etc. People shoild really think a bit harder about it. 

    You're assuming people don't think hard about it? Specifically about where they choose live? People are forced out of living closer to the things they need because of the mortgage rules and lack of suitable housing which further pushes dependency on a car as the further out you get from the city the more public transport options fall off a cliff.

    Those 2019 rural stats are interesting, I'd love to see something more update though, plenty of people I know escaped the rat-race during covid and moved to the wilds of Cork/Claire/Mayo and I assume they weren't isolated events either.

    If I live close to where I work/socialise I would be spending twice the amount on comparable housing (for my needs) than I am right now even with a quite decent salary that's not tenable.

    We're drifting further from the original premise of the thread mind, I'll just say this though. All people's view points here are a direct result of terrible planning from a governmental and local level for decades. There is no simple fix to this that won't also take decades to reverse and us bickering at each others choices certainly won't fix it either.



  • Registered Users, Registered Users 2 Posts: 1,652 ✭✭✭wench




  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    I think generally no, a lot of people, perhaps most people, tend to sleepwalk into their circumstances. Sitting down with pen and paper and reflecting on what is really important, what you're doing with your life/money, what you really want, what's the best way to get it etc. is something that many avoid to be honest. The result is often financial difficulty.

    I've been there myself, letting life happen until you're just about keeping your head above water and blaming it on external circumstances. I have since found that taking a cold hard look at your own life/habits can really be beneficial but a lot of people are understandably scared to do that, it ain't easy, we're naturally affronted by honest criticism, especially self criticism.

    But yes housing is an area where basically there are no choices unless you are a Rothschild. It has been an abject failure by governments all over the world, they simply failed to engage with the problem and let private interests take over without a care as to where it would lead, they sleepwalked us into a preventable crisis. It is an area in which as a people we have had our freedom taken away and have become effectively condemned to the parents box room until age 40.

    We seen recently how recently Dublin City Council decided to offer one bed flats in Coolock for €308,000 as an 'affordable' housing solution, indicating that the ruling class have reached an almost Marie-Antoinette level of disconnect with the middle class. In the past most societies would have rolled out the guillotine by now, but maybe we're beyond that now. Either way, failing a radical and extensive reform of how we address housing, immigration, failing public services, taxation, the cost of living etc. we will be facing into another era of revolutions.



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    I love this little factoid:

    -Donegal residents were the least likely to travel to work by train (less than 1%).



  • Registered Users, Registered Users 2 Posts: 2,291 ✭✭✭fatherted1969


    The thing is, you don't need to satisfy any bank around a car, you can drive a battered 20 yo motor. You are governed by the banks calculators in what type of house you can buy however. A lot of people are driven to purchase well outside the town limits by house prices within the town.



  • Registered Users, Registered Users 2 Posts: 54 ✭✭dazzler101


    Might not be good but its the only option.

    Choosing a place to live? Not everyone has this opportunity. A lot of people I know have been priced out of where they want to live, therefore live in a place where a car is essential.

    Personally, If I didn't have a car, I would not be able to work Therefore I would not be able to pay my mortgage or feed my kids, just to satisfy somebody who thinks a car is not essential to people.



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb




  • Registered Users, Registered Users 2 Posts: 3,020 ✭✭✭cute geoge


    The best one I have heard is it would be healtier for kids to walk/cycle to school !!!

    Fair enough if you live within 5/10 min walk/cycle on a footpath but what about the other 60% of kids



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    If you're only willing to walk/cycle with your kids for 5 to 10 minutes, you're setting them up for some serious health issues.

    Where does the 60% come from?



  • Registered Users, Registered Users 2 Posts: 19,028 ✭✭✭✭Bass Reeves


    TBH gave you children. Take a couple that are raking children to school onnm the way to work, or they might be dropping them to there parents, another relative or a friend.

    We are past that at present. We lived 2 KM from the school, our child minder was another half a KM beyond it. I used to drop the children on my way to work which was 15km away.

    Even in the cities in Ireland school could be one way work another. People work from home now, they may get 15 minutes that allows them drop the children its unlikely they will be allowed 30 minutes++.

    We get a lot of rain alongthe wessidebofbtge country compared to Dublin/the easy coast.

    On the cost of a car, I am driving a Toyota Rav it cost 7k over 5 years ago. Insurance is 350 euro, car tax 400, a service 100 euro, NCT 55 euro, I am putting a lot of milage up on it but it's insurance abd tax costs are probably similar to an Avensis, you would buy a decent Avensis 12+ years old for a couple of grand

    Tax, insurance, NCT, a service and a little maintenance will be sub 1500/ year. 12L of diesel will cost about 20 euro abd give you 200km a week.

    TThat Is 50 euro+the initial car cost spreading the cost of the car over 4-5 years it adds about 7-10 euro so 60/ week woukd do a lot of your run arounds.

    The cost of the local bus to limerick city on single ticket. It about 4.50 with a leap card one way. The bus is at about two and a half hourly intervals.A ten journey weekly ticket is 40 euro. I cannot get the commuter fare

    Slava Ukrainii



  • Registered Users, Registered Users 2 Posts: 3,048 ✭✭✭Peter Flynt




  • Registered Users Posts: 139 ✭✭seanrambo87




  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    It suits you so great but it's setting the kids up with unhealthy habits for their future.



  • Registered Users, Registered Users 2 Posts: 1,552 ✭✭✭brokenbad




  • Registered Users, Registered Users 2 Posts: 7,119 ✭✭✭El Gato De Negocios


    Personally I couldn't live without a car. I built my house 2 years ago and I commute to Dublin a couple of days a week on the train. Train station is approx 10 minute drive from my house. I have a 7 and a 6 year old and both play sports. Local village and club is 5 minute drive away. There are regular blitzes which could be 20 to 30 minutes drives away. The only people that can comfortably live without a car are either those that live in an urban area or those that don't have children.

    That's the majority of the population excluded.



  • Registered Users, Registered Users 2 Posts: 5,262 ✭✭✭Elessar


    Similar to others have pointed out, I am not seeing any indication of anyone being broke around where I live at least. A lot of Gen X'ers/Boomers have their houses all paid off, large extensions getting built now, solar panels installed, new insulation, driveway paving, new windows, you name it. New or nearly new cars sitting in the driveways. Dublin Airport at max capacity. Shopping centers crammed, restaurants/pubs crammed. There is huge wealth out there.

    Now, appearances can be deceiving but I've not seen any indication of money troubles at least. When you have no mortgage and have x2 incomes coming in, many who would be high up in their jobs now at the top of the scale or high level managers, there is €€€€ disposable coming in every week. Incidentally almost all the adult children who grew up in my estate are still living at home (20's and 30s).



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Of course you'd live. You could even do all those same things, 10 minutes drive is nothing, 20 and 30 mins could be difficult without the car but you'd just put a bit of planning behind it. If you don't want to fine, but you would certainly live if you gave up the car. You would be alive and well.



  • Registered Users, Registered Users 2 Posts: 20,373 ✭✭✭✭Donald Trump


    Hardly surprising though.

    A concerted program of making contact with the more remote natives up there, followed by intensive educational efforts, might be enough to eventually convince them that the "iron horses" are not the work of the devil - and remove their fears relating to getting close to one.



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 548 ✭✭✭Gary_dunne


    20 or 30 mins drive in the countryside can equate to 30km or so, parents aren't going to be saddling up with their kids for a 60km return cycle to take them to a match/training twice a week no matter how much "planning" is put in.

    I agree most in urban areas could use their car a lot less and majority of families could get by with some planning with 1 car however I do think that you're coming across a bit preachy to those who do need a car. Fair enough you don't and it suits your circumstances with a bit of extra active travelling but not all are in your position.



  • Registered Users, Registered Users 2 Posts: 17,572 ✭✭✭✭Leg End Reject


    My car is worth its weight in gold to me. I don't buy expensive cars and it doesn't cost a lot to maintain and run it.

    It's allows me to commute to work on back roads 15 mins each way, rather than a 10 min walk to the bus stop - that would involve leaving earlier to get an earlier bus to give me wiggle room to get a later one if it doesn't show up - then sit on the bus as it goes through peak traffic and stops numerous times, then another 10 min walk from the next bus stop to work, repeat that in the evening. Well over an hour compared to 30 mins warm and dry in my car.

    I can do grocery shopping on the way home and get it home easily, I can go places on the spur of the moment without having to figure out how to get there by public transport etc.

    People like having a car because it makes life easier and saves time that can be put to better use.



  • Registered Users, Registered Users 2 Posts: 5,290 ✭✭✭Deeec


    I completely agree with you. Im in a similar situation to you. What people dont realise that outside of Dublin there is none or a very poor public transport system. We couldnt get to work without a car. Also if I had no car every Saturday to get 1 child to gaelic training I would have to bring all the kids along on their bikes as my husband is working. We would then have to all get on our bikes again to go to soccer 15KM in the opposite direction. We then have to cycle back again to go to music. I may then have to drop a child off at a playdate etc - it would be a complete nightmare. The weekly shop would be a complete disaster, days out at the beach etc couldnt happen. Even my friends who live in estates in large towns need cars as no public transport and activities, services, work etc are not nearby.

    cgcsb - I think its great that you dont need a car but for most people its not a luxury, its a necessity.



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    You laugh but they're all loosing their marbles up there because the town square, previously unusable as a public space due to the volume of abandoned cars, has been pedestrianised



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    I absolutely do not intend to be 'preechy' everyone can do as they like, just pointing out that a lot if car use is both unnecessary, expensive and at the end of the day bad for the children.



  • Registered Users, Registered Users 2 Posts: 19,028 ✭✭✭✭Bass Reeves


    I have three children now in there twenties. My daughter did the Killarney half Marathon this year and is in South America on holidays at present. My youngest is on both the club's first team hurling and football. The eldest lad is big into cycling, he did tge ring of Beara in May and last year did it and the ring of Kerry back to back last year.

    As you saud I set them up with unhealthy habbits.

    Slava Ukrainii



  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    OK cool.



  • Registered Users, Registered Users 2 Posts: 29,931 ✭✭✭✭Wanderer78


    again, you d find most households would simply come to a stand still without the car, you dont seem to be able to understand this, again, modern society is completely built around the private car, public transport options simply arent an option for many of these households, and in many cases it just simply doesnt exist…

    …again, its great that some such as yourself can live without a car, but a bit compassion for those that simply cannot, some policy makers also dont get this reality……



  • Registered Users, Registered Users 2 Posts: 2,635 ✭✭✭tinytobe


    I honestly don't know anybody who is doing fine in today's business climate. Everybody seems to be struggling with something else. Mostly it's about housing, the cost of living, high childcare cost, not getting doctor's appointments in time, etc… If somebody has a bit of money left it's often spent quicky, on tatoos, or going to concerts like Taylor Swift, or travelling somewhere.



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 9,773 ✭✭✭cgcsb


    Great if it makes financial sense for you. Your schedule sounds very punishing. If you are looking to reduce your costs and have more time I'd recommend taking a serious look at ditching supermarkets, people waste hours a week in those places. And have a look at e-mobility for some trips, a fraction of the cost of car usage.



Advertisement