Car insurance - tell us your quotes/renewals

Not really. If you have step back bonus protection only, then you only lose 2 or 3 years bonus,( depends on ins. terms) and retain 2 years. No protection whatsoever, back to square one, begin all over again at first year. Full bonus protection, and even more if possible then drive on, same as if you never had a claim. I have always gone for the maximum bonus protection that I was able to get. Two years ago, I was with Zurich, then they raised their prices, and I got a better deal from 123.ie,.This year, 123.ie raised their prices, and I again got a better deal from Zurich, with their Comprehensive Plus insurance at €525.

Actually, I haven't changed one bit, I stand by what I said in my original post. A lady had a minor tip, reported it to her insurance, when the renewal came, she was unable to renew it due to the increased cost, and now has no car, so her cleaning job is gone too. What was your friend's insurance cost before the accident? The lady in question that I mentioned might not even be able to afford the €1100 your friend paid? There's also the insurance issue and no bonus protection involved that not only will have to begin at the beginning again, but ever further back, because you are now starting your 5-year bonus journey again, but this time, you are starting with the added disadvantage of having a claim registered against you, so how would that affect your renewal? Thats something to think about too,

Have you any idea about the amount the claim cost the insurance? In other words, how many years would it take for him to repay the insurance for what they paid out? (Post edited as I am getting some more info.)

Just renewed. 40 year old male with six years NCB (most of it carried over from abroad) driving a year old Kona Electric. Cover includes business. Up from 300€ to 370€. Aviva.