Third party insurance not accepting liability

Solicitor will do absolutely nothing but just waste the OP money.

It's OP word against hers and unfortunately you have no proof she veered into you

Unless she accepts liability most likely the liability will be split 50/50 and nothing you can do about it unfortunately

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For anyone who hasn’t experienced the kinsale roundabout, it is one of the worst in the country, particularly if you are joining from the Turners Cross entrance, you have to cross 3 lanes to the inside, then back out again if you want to get off at Hanleys corner/airport exit. There are crashes there all the time because the lanes are confusing. I feel your pain op, it has happened to me, but the fact it is the front of her car and the side of yours, indicates she moved in to your lane when the space wasn’t there to do so.

You can't just contact her insurance and try to claim and not let your insurance know.

Obviously her insurance has said it's not enough evidence as they have to pay, this is why you let your insurance company deal with them

You need to immediately tell your insurance that you were hit and you are not making a claim (yet) but that you are trying to sort it out with her insurers rather than them doing it.

The damage to that car will cost way more than loosing you NCB. The premium should not skyrocket, it just means you will be tied to your current insurer for 5 years

Good to hear you contacted them.

One of those doors is toast and needs to be fully replaced and the other is borderline repairable, even if you can get one from a scrapyard and have it resprayed etc you will still be talking probably 1500 quid to fix this damage.

The most economical option will be to just claim and stay with your current insurer. You pay insurance for a reason and it is unlikely your insurance premium will increase more than 1500 euro over the next 5 years because you make a claim on your policy.

Do you have NCB protection? If you do it's a no brainer to claim and even if you don't I still think it's the most economical option to claim

Its bullshit. I was in a similar position earlier this year where this guy rolled back at traffic lights into my car.

I had no way to prove I didn't drive into him but he did the right thing and admitted he was at fault.

What did the other driver say to you? Did they even accept responsibility at the scene and apologise to you or did they try and blame you?

Seems like a particularly nasty individual to turn their car into the wrong lane and hit you and then not accept responsibility, unfortunate you happened to encounter an immoral scumbag like this

AFAIK they shouldn't attend unless someone is injured and if it's a minor fender bender there should be no traffic blocked.

You aren't supposed to call them for incidents like a fender bender, it's a waste of Garda resources.

Anyone who would call them in a situation clearly doesn't understand they have nothing to do with the result of an insurance claim for either side and them attending is a waste of time