Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

insurance 07d 1.4 golf age 47 lots of NCB?

  • 18-09-2024 10:07am
    #1
    gsi300024v
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭


    Any tips to get best quote?

    my renewal came in at 480 123.ie, Chill came up with 380.

    I do 8000kms a year, age 47, live dublin, don't use car to go to work, lots of NCB the max, and no points etc.

    Cheers, in advance



Comments

  • #2
    BlakeS94
    Registered Users, Registered Users 2 Posts: 1,240 ✭✭✭BlakeS94


    Best way is just to ring and say you're not happy. NCB is the same from 5 years on for most insurers it doesn't matter from then onwards it's the same bonus i.e 75% discount thereabouts.

    Different people will tell you different things "this insurer is the best quote I got" but doesn't seem to be any rhyme or reason going from person to person.

    Friend of mine is the same age as me, same NCB, same points, same car in the same year and we live in the same area, and his quote with AXA was 250 more than mine, explain that??



  • #3
    User1998
    Registered Users, Registered Users 2 Posts: 7,682 ✭✭✭User1998


    Tell them you have an alternative quote of €380. Or shop around further.



  • #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,856 Mod ✭✭✭✭Henry Ford III


    Try a good broker with a decent motor book of business.

    Oh and use the correct forum 😉



  • #5
    mk7r
    Registered Users, Registered Users 2 Posts: 839 ✭✭✭mk7r


    Honestly that is already pretty cheap



  • #6
    hoodie6029
    Registered Users, Registered Users 2 Posts: 4,238 ✭✭✭hoodie6029


    https://www.boards.ie/discussion/comment/122629700#Comment_122629700

    You’re like a dog with a bone with getting the once or twice a month insurance threads into that ghost town, we’re not exactly inundated here!
    ’MODS!? MODS!? Can you move this to the graveyard of the insurance forum? This thread is in slightly the wrong place.’

    I haven’t seen our remaining mod in weeks. Personal abuse, trolling and zombie thread reign. Welcome to the thunderdome, I mean, Motors….

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Advertisement
  • #7
    User1998
    Registered Users, Registered Users 2 Posts: 7,682 ✭✭✭User1998


    https://www.boards.ie/discussion/comment/122630866#Comment_122630866

    Personally I don’t see the issue with car insurance threads in the motors section. Plenty of helpful posters here and they make for good reading sometimes.



  • #8
    pah
    Registered Users, Registered Users 2 Posts: 3,663 ✭✭✭pah


    Anything sub 400 is a reasonably good price IMO



  • #9
    hoodie6029
    Registered Users, Registered Users 2 Posts: 4,238 ✭✭✭hoodie6029


    https://www.boards.ie/discussion/comment/122631023#Comment_122631023

    The insurance forum is dead. If you want a thread to go unanswered, post one there. I asked boards admin to lock it to new posts a few months ago. They are looking into it….

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • #10
    gsi300024v
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭gsi300024v


    Last year with 123.ie it was 377 this year they wanted 478, how can this be?

    I queried it and they came down 20 euros just, seem a bit mad.

    I got for 365 in the end after shopping around, cheaper than last year!



  • #11
    Gooser14
    Registered Users, Registered Users 2 Posts: 1,668 ✭✭✭Gooser14


    https://www.boards.ie/discussion/2058369510/insurance-07d-1-4-golf-age-47-lots-of-ncb

    123.ie is the RCA insurance website. Try some others like An Post, AVIVA, AXA etc. Also, there can be a huge price difference if you pay upfront rather than monthly. You also need to make sure the lower quotes are providing the same cover. Some companies exclude such things as windscreen, NCB protection and/or breakdown recovery cover from their basic quote.



  • Advertisement
  • #12
    gsi300024v
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭gsi300024v


    https://www.boards.ie/discussion/comment/122693130#Comment_122693130

    I never claim for things like windscreens or anything, but yep I should chack, went for the 365 quote, its cheaper than last year even.



Advertisement