Car insurance - tell us your quotes/renewals

Renewal with Aviva, 47, full no claims, never had a crash, nothing. Gone from 310 last year to 612, I can't figure it out. Herselfs is due now too and hers has remained the same.

ThThe mind boggles

Renewed with Allianz, fully comp down from €480 to €403 on a 7 year old mondeo. This included a discount of about €20 for renewing online. Didn't question it this year..

I can't understand it either. Did a quick quote with an post, 360

Just got my renewal from chill gone up to 636 from 500 last 2 years 53 full licence no claims or points on a 2012 2l diesel avensis absolutely ridiculous.

Yes.I did it with Zurich last year the renewal was way higher. I also gave their rep an ear full about gouging which in hindsight I probably should have charged him for.

20 yr old volkwagen

axa went from 620 to 700

aviva 390

weird stuff

Surprised Aviva quoted you at all, My car 26 year old car wouldn't quote.

€1840 comprehensive with Aviva, 19yo, 1st insurance, with 2 years named driver experience, 1.3 Lt car

24 Year old male, 4 year NCB 4 years driving, 2020 Focus

Insurance was gradually going down year on year but jumped by 195 euro or so this year for some reason. Last year redclick 608, this year renewal 795.

Chill.ie lowest was redclick for 640 (rang redclick, wouldn’t match, lowest they’d go was 700)

123ie 840

Its4women 720 (no extras)

Aviva 820

Allianz 780 (basic comprehensive)

Zurich 820 with OBS code

BOI 3.1k

AIB 795

SuperValu 760

AA 661 comprehensive + full NCB protection AA membership (580 without)

AXA 900

Ended up taking the AA offer. The whole thing about it being 580 and 661 with the membership confused me, thought I could get away without the Membership, and still have breakdown assistance based on the quote online (there was a tick next to 24:7 breakdown assistance) but alas they said no I need to pay the 80 quid for it. Hopefully the 3 cents off Circle K will add up!

very disappointed that my quote has gone up though with an additional year NCB. Didn’t expect them all to be so high.

any known insurers out there who will insure an 8 seater? Volkswagen Shuttle/Kombi/Transporter?

My own company are unsure, however, I need such a vehicle out of necessity and not luxury. So insuring one is a must, somehow.

I picked a reg from a VW Caravelle on carzone, AXA gave a quote for €698, I said I was born in 1970, gave a fake email and phone number so they won't plague me to death.

Very strange behaviour by your insurance company, your standard car license covers you to carry 8 passengers so they can't use that excuse.

it’s rare though. Not too many people going around with one of them. Plus it’s the risk on their end. That’s how they see it. No word back on it yet.

Age: 40

Location: town in Galway

Car: Hyundai i30 2018

No claims: 9 years

Points: 0

Driving: 13 years

Insurance: €391 Chill

Prices went up on providers I asked, went back to Chill

Age: 32

No claims: 8 yrs

Car: 1.2L Petrol 2024

Full clean licence

Comp Quotes (all online):

123.ie - 325

Its4Women - 430

FBD - 490

Chill - 490

Aviva - 500

Allianz Renewal - 515 (390 last year)

AIG - 520

Redclick - 535

AA - 550

AXA - 590

An Post - 640

SuperValu - 670

Campion - 780

Kennco - 860

As usual, the key message is "shop around". Only once has the renewal been competitive enough to renew for me - usually it's at least e100 worse than my best quote, and they rarely move if its more than that. Some of the insurers seen to pull the numbers out of their arse - every year I have one quote that's almost triple the best quote despite giving the same details. Every major insurer has given me a shite uncompetitive quote at some point. I suspect it's because risk algorithms tell them they need more or less of different profiles of customers at different times of the year in order to make profit, and I've just caught them at a bad time.

I figure you probably need about 10 quotes to get within e100 of the absolute best quote you could get. Your best bet is a mix of brokers and big insurance companies because some underwriters don't allow direct quotes. I don't answer the phone to any company that hasn't online quoted me within e100 of my best quote - waste of my time and theirs.

This years ring-around as follows;

57, Full RoI licecnce, full NCB, 2015 C-Class 2.1 Diesel value €18k. Last years was €356.0

one thing that came to mind as I went through all the quotes: first, what a complete PITA the quote process is. No matter how 'smart' their apps or web portals are - and some are very easy - it does get tedious re-doing it 12 x times over.

It would be great if you could submit a standard form of…document/sheet/file that all the insurance companies could work with and you could just update & submit that file to each company, rather than re-keying it over & over again.

You might think that's what's happeing with Bonkers and the AA, but the disparity even across the quotes they get, even from the same underwriters means you still need to go to every one.

Right, I now have to repeat this twice more in the next 30 days………….(sigh)……..