Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

First time buyers wanting to offer friends a few weeks free accommodation

  • 11-01-2025 12:16am
    #1
    snx92
    Registered Users, Registered Users 2 Posts: 20 ✭


    Hi,
    We have just closed on our first home as first time buyers but are away for 3 weeks on a trip and were hoping to allow our friends (a couple with a young baby) to stay in our new home for the few weeks we are away while their home is having some renovations done. We wouldn't be charging rent or bills it's just a good deed for some friends that have been good to us but I just wondered are our home insurer likely to allow this / will they charge extra ? Would our lender have issue with this if they are just house sitting so to speak not renting does anyone know? Any advice appreciated please 🙏



Comments

  • #2
    patrickc
    Registered Users, Registered Users 2 Posts: 7,997 ✭✭✭patrickc


    Your lender won't care, they've been paid!

    I doubt your insurer will either for only 3 weeks.



  • #3
    meijin
    Registered Users, Registered Users 2 Posts: 1,309 ✭✭✭meijin


    https://www.boards.ie/discussion/2058387743/first-time-buyers-wanting-to-offer-friends-a-few-weeks-free-accommodation

    what happens if their renovation gets delayed and they need stay longer?



  • #4
    snx92
    Registered Users, Registered Users 2 Posts: 20 ✭snx92


    Honestly we are not worried about that we know them incredibly well and their renovations are being done by a family member of my husbands so we know they will be done in and about that time. My only concern is from an insurance and lender perspective what the implications are ?



  • #5
    jj880
    Registered Users, Registered Users 2 Posts: 6,015 ✭✭✭jj880


    In my opinion this is a bad idea.

    Your heart is no doubt in the right place but I would try to find another way to show your appreciation if theyve been good to you.

    If anything gets wrecked / goes wrong it could sour your friendship.



  • #6
    con747
    Registered Users, Registered Users 2 Posts: 8,659 ✭✭✭con747


    https://www.boards.ie/discussion/comment/123043461#Comment_123043461

    Lender won't care, the insurer will be happy the house isn't unoccupied for 3 weeks so won't care either unless you were charging for it and it wasn't covered in the policy but since you aren't they will be happy. Put any worries aside and just enjoy the break.

    Don't expect anything from life, just be grateful to be alive.



  • Advertisement
  • #7
    Bee22
    Registered Users, Registered Users 2 Posts: 57 ✭✭Bee22


    No good deed goes unpunished. That's just been my experience.



  • #8
    Mrs OBumble
    Registered Users, Registered Users 2 Posts: 26,385 ✭✭✭✭Mrs OBumble


    https://www.boards.ie/discussion/comment/123066411#Comment_123066411

    That is a very sad approach to life.



  • #9
    afatbollix
    Registered Users, Registered Users 2 Posts: 4,115 ✭✭✭afatbollix


    I watched this documentary film once where they found a bear at a train station and decided to take it home.

    The father of the house was very risk prone and rung his insurance just in time as the bear flooded the bathroom up to the roof before he opened the door and all the water flew out and down the stairs.

    Some will say its faked with CGI or what ever but he was lucky to get his insurance in time!

    Do they act like bears?



  • #10
    Bee22
    Registered Users, Registered Users 2 Posts: 57 ✭✭Bee22


    https://www.boards.ie/discussion/comment/123066489#Comment_123066489

    It's realistic. Many good deeds I've done this has been the outcome.



  • #11
    Gary_dunne
    Registered Users, Registered Users 2 Posts: 924 ✭✭✭Gary_dunne


    https://www.boards.ie/discussion/comment/123066668#Comment_123066668

    You must know a lot of pretty crappy people. Most people I've done good deeds for tend to repay the favour in kind or thanks.

    @ OP I'd have no issue letting good friends stay while you're away, it's a nice gesture.



  • Advertisement
  • #12
    jj880
    Registered Users, Registered Users 2 Posts: 6,015 ✭✭✭jj880


    https://www.boards.ie/discussion/comment/123066668#Comment_123066668

    I think its the "No good deed" part thats a bit over the top.

    Completely depends on the person and deed. With time you recognise the people who will take the p!ss and the good deeds that leave you open to them. Manage them out of your life and keep the people who are worth making the effort for.



  • #13
    Alonzo Mosley
    Registered Users, Registered Users 2 Posts: 146 ✭✭Alonzo Mosley


    FFS Has it come to this - inform your insurer if someone stays in your gaff for 3 weeks …..Jesus wept!!



Advertisement