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Would you like to attend a housing protest?

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Comments

  • Registered Users, Registered Users 2 Posts: 3,038 ✭✭✭optogirl


    Berserker wrote: »
    I have nothing but sympathy for working people trapped in the rental sector. This protest and the people behind this movement do not given a toss about these people. They are only interested in supporting people looking for free houses.

    is that right? The only people I know who are attending are attending for the very reasons I outlined.


  • Moderators, Society & Culture Moderators Posts: 12,554 Mod ✭✭✭✭Amirani


    emo72 wrote: »
    We need more houses anyway. Whatever concentrates the governments mind doesn't really matter. The houses are needed. Whether it's informed debate or megaphone protests that get them to that realisation, does it really matter? Anyway I'm sure you're like me, a job to do! Enjoy the day mate!

    Much of their plans seem to be based on CPOing existing properties to use as social housing. This does nothing to help people paying extremely high rents.

    Solving the rental crisis and the "homeless" crisis require quite different types of building.


  • Registered Users, Registered Users 2 Posts: 1,892 ✭✭✭the kelt


    optogirl wrote: »
    Do none of you know anyone who is trapped in the unsustainable rental sector? Are all of those people lazy good for nothings who just aren't working hard enough? The old 'get a job' trope is just not applicable for the vast majority of people in this country, many of whom are facing rent hike after rent hike and cannot get a mortgage. 'Work harder'? So...more than 40 hours a week? To hell with my children eh?

    One of the issues is that it goes back to a central bank decision to make it harder for ordinary people to obtain mortgages a few years ago but no one ever mentions this when it’s discussed.

    Non first time buyers were screwed basically being caught for much larger deposits, therefore extending the length of time people needed to rent which of course means less rental properties available.

    Cash buyers, full time landlords notice this and of course use the opportunity to purchase properties safe in the knowledge that there will be a demand because of said central bank policies thus driving house prices up meaning ordinary people need to rent longer etc and the cycle continues.

    Funny how none of these housing protests actually focus on these issues, no one picketing outside central bank offices for the ordinary hard working couple trying to get a house but rather on the give me something for nothing approach and give it to me now.

    Now show me a protest march for the couple who are working their asses off and just want to be able to buy a house and I’m there because the trickle down effect of helping those will in turn help everyone affected.


  • Registered Users, Registered Users 2 Posts: 3,858 ✭✭✭Church on Tuesday


    Sure would.

    Over five months looking for a normal place to live now.

    Disgrace.


  • Closed Accounts Posts: 9,046 ✭✭✭Berserker


    optogirl wrote: »
    is that right? The only people I know who are attending are attending for the very reasons I outlined.

    Well, tell them not to bother because they are wasting their time. This protest group will happily have potential first time buyers in attendance, to bulk up the number but social housing is their primary goal.
    the kelt wrote: »
    Funny how none of these housing protests actually focus on these issues, no one picketing outside central bank offices for the ordinary hard working couple trying to get a house but rather on the give me something for nothing approach and give it to me now.

    The Central Bank are responsible for the regulation of the financial sector. The welfare of citizens is of no concern to them.


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  • Registered Users, Registered Users 2 Posts: 1,628 ✭✭✭klaaaz


    I am one. Been renting for 11 years. The only way I'm buying ? Lottery win.

    The people behind Raise the Roof, Take Back the City, Apollo House etc etc could not give two miniscule f***s about struggling working people.

    They're professional protestors who just want to be seen as relevant. cf. also, AAA/PBP/Coppinger/Murphy/Post Boy Barrett etc.

    So as you are against a housing protest, you are extremely happy for house prices to keep going up to unaffordable levels for most. And happy to keep paying high rent too, you have no right to complain about your housing situation as you are content to sit back and pay. Your hatred of poor people is misdirected, your anger should be directed at the wealthy of FFG whose policies help the landlords and vulture funds instead of helping you.


  • Closed Accounts Posts: 5,593 ✭✭✭Wheeliebin30


    klaaaz wrote: »
    So as you are against a housing protest, you are extremely happy for house prices to keep going up to unaffordable levels for most. And happy to keep paying high rent too, you have no right to complain about your housing situation as you are content to sit back and pay. Your hatred of poor people is misdirected, your anger should be directed at the wealthy of FFG whose policies help the landlords and vulture funds instead of helping you.

    Landlords are selling up at record rates.

    They say the government is making things too hard for them.

    Your logic makes zero sense.


  • Registered Users, Registered Users 2 Posts: 1,628 ✭✭✭klaaaz


    Landlords are selling up at record rates.

    They say the government is making things too hard for them.

    Your logic makes zero sense.

    Investors and cash buyers are the prominent cohort who have been buying property under FFG rule, they are landlords.


  • Closed Accounts Posts: 5,593 ✭✭✭Wheeliebin30


    klaaaz wrote: »
    Investors and cash buyers are the prominent cohort who have been buying property under FFG rule, they are landlords.

    Should they not allowed buy or am I missing something?


  • Banned (with Prison Access) Posts: 5,106 ✭✭✭PlaneSpeeking


    Should they not allowed buy or am I missing something?

    I think this is the bit where you play The Red Flag over old episodes of Citizen Smith, roughly the same effect.

    Think Jeremy Corbyn reading Marx. Not the good ones.


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  • Registered Users, Registered Users 2 Posts: 18,887 ✭✭✭✭_Brian


    Landlords are selling up at record rates.

    They say the government is making things too hard for them.

    Your logic makes zero sense.

    Often half the rental income taken as tax.
    How is that an attractive model for landlords.

    And now the go to answer from housing crisis agencies is “overstay after landlord has requested vacancy as he will never get you out”

    I know two guys who were long term multiple landlords who sold off properties as they were being taxed so much on the income, compounded with excessive damage after tenants.

    There will be no functionality in the rental market until it is an attractive proposition for landlords to hold and rent properties. Somehow it became a dirty idea for landlords to be profitable and the government were lobbied to turn the screw on them. The result has been droves of houses lost to the rental sector, where I live there are a mere fraction of houses to rent that there once was, when one comes up there is a scramble for it.
    Other business people can be profitable, but not landlords. Imagine telling a filling station owner that the revenue from sales would be all taxed as income and likely loose half to tax, think about it, it’s an insane situation.


  • Registered Users, Registered Users 2 Posts: 1,628 ✭✭✭klaaaz


    Should they not allowed buy or am I missing something?

    No, we have people here moaning about house prices and high rent and yet fail to see that the primary reason both are high is because of wealthy investors.


  • Registered Users, Registered Users 2 Posts: 1,312 ✭✭✭scheister


    I am yet to hear anything from either the left or right in this country that will fix the crisis.

    The answer is not more social housing or rent controls. The answer is a lot larger then that. there is 6 groups of people when it come to property from life long social housing residents to the money is no object group. We need to focus on 4 of these for any plan to work. most plans i see focus on 1 group. I think we need to focus on 1-4 below. Otherwise you are trying to put out a fire using a pint glass From what i can see the groups are

    1. Social housing tenants
    2. Renters who need a hand renting such as HAP
    3. Renters who do not need HAP
    4. Affordable/cheaper housing with mortgage
    5. Market value housing with mortgage
    6. Money no object group

    I understand during life you may move between groups depending on how life is going at that time.


  • Moderators, Society & Culture Moderators Posts: 12,554 Mod ✭✭✭✭Amirani


    the kelt wrote: »
    One of the issues is that it goes back to a central bank decision to make it harder for ordinary people to obtain mortgages a few years ago but no one ever mentions this when it’s discussed.

    Non first time buyers were screwed basically being caught for much larger deposits, therefore extending the length of time people needed to rent which of course means less rental properties available.

    Cash buyers, full time landlords notice this and of course use the opportunity to purchase properties safe in the knowledge that there will be a demand because of said central bank policies thus driving house prices up meaning ordinary people need to rent longer etc and the cycle continues.

    Funny how none of these housing protests actually focus on these issues, no one picketing outside central bank offices for the ordinary hard working couple trying to get a house but rather on the give me something for nothing approach and give it to me now.

    Now show me a protest march for the couple who are working their asses off and just want to be able to buy a house and I’m there because the trickle down effect of helping those will in turn help everyone affected.

    Central Bank rules are in effect to prevent the needs for future bailouts for financial institutions using taxpayer money. If you can't afford to save the minimum deposit amount, then you can't afford to buy the house. Giving you a mortgage is too risky, as you're exactly the kind of borrower who is likely to default on your loan.

    Even ignoring all that; if the Central Bank decided to remove these rules tomorrow, then all you're going to get is a large increase in house prices and a large corresponding increase in credit. This is exactly what fueled the last financial crisis and ensuing collapse of Ireland's finances. Why you'd want to put us in a position to repeat exactly this, I have no idea. I would've assumed people would've learned their lesson and not wanted a return to reckless bank lending.


  • Registered Users, Registered Users 2 Posts: 4,644 ✭✭✭RocketRaccoon


    klaaaz wrote: »
    So as you are against a housing protest, you are extremely happy for house prices to keep going up to unaffordable levels for most. And happy to keep paying high rent too, you have no right to complain about your housing situation as you are content to sit back and pay. Your hatred of poor people is misdirected, your anger should be directed at the wealthy of FFG whose policies help the landlords and vulture funds instead of helping you.

    These protests are a joke, they are full of the entitled dickheads in this country. No interest in working or actually giving anything back to the country, why should any self respecting person go out and march on their behalf?


  • Registered Users, Registered Users 2 Posts: 24,714 ✭✭✭✭lawred2


    Amirani wrote: »
    Central Bank rules are in effect to prevent the needs for future bailouts for financial institutions using taxpayer money. If you can't afford to save the minimum deposit amount, then you can't afford to buy the house. Giving you a mortgage is too risky, as you're exactly the kind of borrower who is likely to default on your loan.

    Even ignoring all that; if the Central Bank decided to remove these rules tomorrow, then all you're going to get is a large increase in house prices and a large corresponding increase in credit. This is exactly what fueled the last financial crisis and ensuing collapse of Ireland's finances. Why you'd want to put us in a position to repeat exactly this, I have no idea. I would've assumed people would've learned their lesson and not wanted a return to reckless bank lending.

    Whatever chance there is of an Irish government dealing with the housing situation as it is, there is sfa hope of doing so if it has to swallow another banking crash


  • Registered Users, Registered Users 2 Posts: 5,874 ✭✭✭Edgware


    _Brian wrote: »
    Often half the rental income taken as tax.
    How is that an attractive model for landlords.

    And now the go to answer from housing crisis agencies is “overstay after landlord has requested vacancy as he will never get you out”

    I know two guys who were long term multiple landlords who sold off properties as they were being taxed so much on the income, compounded with excessive damage after tenants.

    There will be no functionality in the rental market until it is an attractive proposition for landlords to hold and rent properties. Somehow it became a dirty idea for landlords to be profitable and the government were lobbied to turn the screw on them. The result has been droves of houses lost to the rental sector, where I live there are a mere fraction of houses to rent that there once was, when one comes up there is a scramble for it.
    Other business people can be profitable, but not landlords. Imagine telling a filling station owner that the revenue from sales would be all taxed as income and likely loose half to tax, think about it, it’s an insane situation.

    Ya. Paying tax on income has ****ed the whole thing up.
    God be with the days when you could have 14 bedsits in a house on the North Circular Rd and you only declared for give.


  • Registered Users, Registered Users 2 Posts: 18,555 ✭✭✭✭Idbatterim


    the build cost for an apartment is more than a house per sq m! The notion that this 'problem' will be fixed, by our government, is a total and utter 'joke'!

    Not only are they inept morons beyond belief, the rising house prices actually benefit them, forget about them being 'landlords' if they are a homeowner, they want rising prices, I think its safe to say, that 90%+ of the politicians, local and national and those retards in the council and ABP are homeowners...

    Many comments are about the scrounger brigade, I am totally against them BUT the government have made housing ridiculously un-affordable! They have made it not worthwhile for hundreds of thousands to work!


  • Registered Users, Registered Users 2 Posts: 4,644 ✭✭✭RocketRaccoon


    Idbatterim wrote: »
    the build cost for an apartment is more than a house per sq m! The notion that this 'problem' will be fixed, by our government, is a total and utter 'joke'!

    Not only are they inept morons beyond belief, the rising house prices actually benefit them, forget about them being 'landlords' if they are a homeowner, they want rising prices, I think its safe to say, that 90%+ of the politicians, local and national and those retards in the council and ABP are homeowners...

    Many comments are about the scrounger brigade, I am totally against them BUT the government have made housing ridiculously un-affordable! They have made it not worthwhile for hundreds of thousands to work!

    And if it was a protest on these grounds, I'm sure a lot would get involved. But as it is, these protests are organised for scum to shout and roar about how much they are entitled to.


  • Registered Users, Registered Users 2 Posts: 5,966 ✭✭✭Deebles McBeebles


    And if it was a protest on these grounds, I'm sure a lot would get involved. But as it is, these protests are organised for scum to shout and roar about how much they are entitled to.

    I wonder if M.C. will be the M.C. again.


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  • Closed Accounts Posts: 1,841 ✭✭✭Squatter


    These protests are a joke, they are full of the entitled dickheads in this country. No interest in working or actually giving anything back to the country, why should any self respecting person go out and march on their behalf?

    Exactly. The completely predictable outcome is that not a single extra house will be built, but the media will have something interesting to write about in the Sundays and the gardai will get some pre-Christmas overtime.

    For the record I stopped my standing order to the Peter McVerry Trust when he publicly endorsed these stunts led by professional troublemakers like Brendan Ogle.


  • Registered Users, Registered Users 2 Posts: 24,714 ✭✭✭✭lawred2


    Edgware wrote: »
    Ya. Paying tax on income has ****ed the whole thing up.
    God be with the days when you could have 14 bedsits in a house on the North Circular Rd and you only declared for give.

    had the same conversation with two lads at work who were renting out second places

    saw themselves as persecuted white knights

    wouldn't accept that rental income should be treated the same as every other form of income

    "but we're providing housing"

    "really? have you constructed properties and added to the housing stock?"

    "urm..."


  • Registered Users, Registered Users 2 Posts: 3,038 ✭✭✭optogirl


    Squatter wrote: »
    For the record I stopped my standing order to the Peter McVerry Trust when he publicly endorsed these stunts led by professional troublemakers like Brendan Ogle.

    Yes I must make haste to record that one for the annals


  • Closed Accounts Posts: 1,841 ✭✭✭Squatter


    optogirl wrote: »
    Yes I must make haste to record that one for the annals

    Why the need? Or has your memory been damaged from too much protesting? I hear the post-protest celebrations can sometimes wreak havoc with the short-term memory, right enough.


  • Posts: 0 [Deleted User]


    lawred2 wrote: »
    had the same conversation with two lads at work who were renting out second places

    saw themselves as persecuted white knights

    wouldn't accept that rental income should be treated the same as every other form of income

    "but we're providing housing"

    "really? have you constructed properties and added to the housing stock?"

    "urm..."


    Quite a lot of the houses built in the last boom were investment properties and rented out after construction.

    My rent was never too bad at all 10/15 years ago.

    Yes as soemone pointed out earlier the landlords didnt always pay the whole tax but I always bounced handily from one rental to another, it was never as difficult as now. There has to be a balance there.


  • Registered Users, Registered Users 2 Posts: 24,714 ✭✭✭✭lawred2


    Quite a lot of the houses built in the last boom were investment properties and rented out after construction.

    My rent was never too bad at all 10/15 years ago.

    Yes as soemone pointed out earlier the landlords didnt always pay the whole tax but I always bounced handily from one rental to another, it was never as difficult as now. There has to be a balance there.

    that doesn't mean that these landlords who see themselves as service providers have ever added to the housing stock..

    developers add to the housing stock


  • Posts: 0 [Deleted User]


    lawred2 wrote: »
    that doesn't mean that these landlords who see themselves as service providers have ever added to the housing stock..

    developers add to the housing stock

    The developers built the houses for the investors who bought them.

    If people dont see residential letting as a good investment then the developers wont build them, they'll only rely on the private owner/occupier market.


  • Registered Users, Registered Users 2 Posts: 24,714 ✭✭✭✭lawred2


    The developers built the houses for the investors who bought them.

    If people dont see residential letting as a good investment then the developers wont build them, they'll only rely on the private owner/occupier market.

    I'd prefer corporate investors personally... companies taking on thousands of rentals and professionally managing those investments... Corporates can handle the inevitable bumps in the road as well.

    Tom, Jack and Tim the Guard are not professionals - just because there was a brief window in time within which banks were foolishly and recklessly peddling investment mortgages to everyone who asked is not evidence that that was a correct way of doing things...

    The first economic shock left most of these lads penniless and incapable of maintaining these properties at the required standards for lettings..


  • Registered Users, Registered Users 2 Posts: 8,916 ✭✭✭Ray Palmer


    lawred2 wrote: »

    that doesn't mean that these landlords who see themselves as service providers have ever added to the housing stock..

    developers add to the housing stock
    No matter what landlords are service providers. Making a property available to rent requires adding things to any property. A property added to the rental market increases the number available to rent. More use of the existing housing stock as people renting use all the property.
    Old lady dies and a landlord buys the house and rents it more people now live in the house. That eliviates the housing crisis.
    We don't need to build more we need to use the housing stock better.
    Where my mother grew up within 10 houses the occupancy rate has dropped to the extent 30 less people are living in them. That is not a lack of housing but bad use of property.


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  • Closed Accounts Posts: 9,046 ✭✭✭Berserker


    Ray Palmer wrote: »
    That is not a lack of housing but bad use of property.

    So, you don't want single people living in three or four bed semi-detached houses?


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