Turning a Perx reward card into cash?

runswithascript · 14-12-2019 4:55pm #1

I have a Perx card with a balance of €250 that I would like to try turn into cash. I am wondering the best way to go about this. I thought that perhaps since it is a Mastercard I could topup my paypal account and then withdraw from it?

runswithascript · 14-12-2019 5:07pm

I have discovered you can only 'topup' your Paypal balance by SEPA transfer. I have been able to add the card to my account, and as Paypal will not let me send money to myself, I could send it to a family member and ask them to send back to me so I can withdraw, but I am sure when I was sent money in the past there was some charge...

whiterebel · 14-12-2019 5:26pm

Mod: better suited to the banking forum? Please be aware of the charter in the new forum.

Ha Long Bay · 14-12-2019 5:29pm

runswithascript wrote: »

I have discovered you can only 'topup' your Paypal balance by SEPA transfer. I have been able to add the card to my account, and as Paypal will not let me send money to myself, I could send it to a family member and ask them to send back to me so I can withdraw, but I am sure when I was sent money in the past there was some charge...

You can setup a second PayPal account, add the card to that account and then send money to your original PayPal account and withdraw the money to your bank account. There is no fee transferring money between the PayPal accounts when paying a friend.

ebayissues · 18-12-2019 7:40pm

I topped up betfair account using perx card and withdrew to bank account

Johnny Sausage · 19-12-2019 7:34am

ebayissues wrote: »

I topped up betfair account using perx card and withdrew to bank account

Surprised they didnt flag your account for money laundering

they are supposeed to be strict on that kinda thing

TM · 04-08-2020 10:29am

Old thread but just wanted to say thanks to others above for the tip on converting Perx to cash by sending a gift to somebody else and having them send it back. Was able to convert €500 on a Perx card received as a work bonus to cash in my bank this way with no charges being deducted.

My other plan to buy Prize Bonds did not work because technically Perx is a prepaid CREDIT not DEBIT card so cannot be used to purchase PBs.

Anyway - thanks for the tip! :-)

Galadriel · 10-08-2020 4:19pm

Thanks for this, I get these cards from time to time and I find them painful to use in supermarkets, they never know how to scan them.

Second paypal account, problem solved!

Jafin · 10-08-2020 4:26pm

Galadriel wrote: »

Thanks for this, I get these cards from time to time and I find them painful to use in supermarkets, they never know how to scan them.

Second paypal account, problem solved!

They can just swipe them, the same as had to be done before chip and pin was ever a thing, and then you sign the piece of paper.

yurtyaherne · 10-08-2020 4:27pm

Could you use them to top up a Revolut or N26 account and then withdraw from ATM or transfer to bank A/C?

Galadriel · 10-08-2020 4:48pm

Jafin wrote: »

They can just swipe them, the same as had to be done before chip and pin was ever a thing, and then you sign the piece of paper.

Yep, I have tried telling them that. I used one in Dunnes last week and tried it again today, nope, they couldn't manage it

el Fenomeno · 10-08-2020 4:49pm

yurtyaherne wrote: »

Could you use them to top up a Revolut or N26 account and then withdraw from ATM or transfer to bank A/C?

Not Revolut anyway, I tried.

I just did the PayPal trick. Added it as my primary card, sent money to my brother via PayPal using that card, and he sent it straight back to me. I then withdrew it to my bank account.

The J Stands for Jay · 12-08-2020 5:17pm

Is there a way to do something similar with an all4one online code?

dustempire · 26-10-2020 9:44pm

el Fenomeno wrote: »

Not Revolut anyway, I tried.

I just did the PayPal trick. Added it as my primary card, sent money to my brother via PayPal using that card, and he sent it straight back to me. I then withdrew it to my bank account.

Sent 250€ to my girlfriend following this method and got charged almost 9€ by PayPal. Refunding the payment wouldn’t have made a difference according to their T&Cs. Just letting people know to avoid this hassle

Moochy Pugh · 08-11-2020 11:48am

dustempire wrote: »

Sent 250€ to my girlfriend following this method and got charged almost 9€ by PayPal. Refunding the payment wouldn’t have made a difference according to their T&Cs. Just letting people know to avoid this hassle

Have PayPal cottoned onto it - Did you use the friends and family option?

TM · 08-12-2020 1:00am

Tried the PayPal way again (send the money from Perx card to a friend who was going to send it back so I could then transfer it to my current account) but PayPal limited my account as a result. They claimed that the attempted transfer of €500 was in breach of EU regulations. WTF?!?!

So (having been with them since 2001) they required that I prove my identity. But before I could do this they said that I had to change the name on my account from my informal name to my official name. More than two letters difference so couldn't be done directly/simply.

To do this I had to submit my drivers licence and bank statement. Took them ages and they would not respond to queries/complaints but today they effected that change.

So now, having changed the name on my account to my official name, I still have to prove my identity. How? Yes, you guessed it ... by submitting my driver's licence and bank statement...

FFS. Ridiculous. :rolleyes:

Kennage · 15-12-2020 2:25pm

Hey I got a perx card for Christmas from work & tried to add it to my PayPal but no matter what billing address I add it will not accept it, says it's invalid and I can't add the card, anyone eose have this issue?

TM · 15-12-2020 2:30pm

Kennage wrote: »

Hey I got a perx card for Christmas from work & tried to add it to my PayPal but no matter what billing address I add it will not accept it, says it's invalid and I can't add the card, anyone eose have this issue?

As I mentioned above I recently added a Perx card to my PayPal account without any problem (well - different problems due to PayPal as you can see!). And I am now able to make PayPal payments that back onto that Perx card. Are you absolutely sure that you are adding the card details correctly (not meaning to sound patronising!)?

Kennage · 15-12-2020 3:24pm

TM wrote: »

As I mentioned above I recently added a Perx card to my PayPal account without any problem (well - different problems due to PayPal as you can see!). And I am now able to make PayPal payments that back onto that Perx card. Are you absolutely sure that you are adding the card details correctly (not meaning to sound patronising!)?

Yeah I scanned it with the camera & double checked it went in ok, entered everything else right but it wouldn't take the billing address. Odd

Wuff Wuff · 15-12-2020 3:37pm

Kennage wrote: »

Yeah I scanned it with the camera & double checked it went in ok, entered everything else right but it wouldn't take the billing address. Odd

have you registede the perx card online yet?

Kennage · 15-12-2020 3:49pm

Wuff Wuff wrote: »

have you registede the perx card online yet?

Yeah I had registered it but I managed to sort it, I added the address on the card in Bray as the billing and it worked, managed to send to my girlfriend, she sent it back (not refund) then I withdrew it to my bank without any fees at all.

fixxation · 17-12-2020 10:25am

I trick I do each year is to put a big payment on my Bord Gais/Energia account using the Perx card, and then reduce my payments to them over the the months that follow. Same difference really, the cash makes it's way back you, it's just a little bit slower.

Roberto_gas · 21-12-2020 9:45am

Just did the paypal thingy for 500 worth of value and worked like a charm...money in the bank account now.

BArra · 26-12-2020 10:54am

thanks, worked also for me

mindezz · 12-01-2021 10:54am

Can refund be returned to perx card as I paid online and now need refund because of faulty goods

TM · 12-01-2021 12:16pm

I would expect so and hope so too because I'm due a refund myself!
On the other hand Perx's claims that their cards are just like any other MasterCard are not completely true as I discovered when certain payments (to charities) were refused.
They explained it as Perx not allowing payments to gambling companies!

mindezz · 15-01-2021 10:29am

I tried ringing customer service and message on FB still no answer. They're not even answering phone calls

TM · 15-01-2021 11:37am

TM wrote: »

I would expect so and hope so too because I'm due a refund myself!
On the other hand Perx's claims that their cards are just like any other MasterCard are not completely true as I discovered when certain payments (to charities) were refused.
They explained it as Perx not allowing payments to gambling companies!

Oh - my payment was from Perx but via Paypal so the refund went to my paypal account and not back to the card.

Damo 2k9 · 19-04-2021 10:01pm

Sorry for dragging up an old thread - but just transferred money to a relatives paypal using a Perx card but it would only charge me in GBP, so for 120 euro on the receivers end, it charged me 130 euro on my end for currency exchange.... Weird that it wasnt just showing in euro? Card is showing in GBP on my PayPal account.

Roberto_gas · 23-04-2021 5:17am

Damo 2k9 wrote: »

Sorry for dragging up an old thread - but just transferred money to a relatives paypal using a Perx card but it would only charge me in GBP, so for 120 euro on the receivers end, it charged me 130 euro on my end for currency exchange.... Weird that it wasnt just showing in euro? Card is showing in GBP on my PayPal account.

U shud have transferred it in Eur...possibly one of the paypal account is With location UK and by default it had GBP as currency and u transferred 120 GBP.

TM · 23-04-2021 9:30am

Roberto_gas wrote: »

U shud have transferred it in Eur...possibly one of the paypal account is With location UK and by default it had GBP as currency and u transferred 120 GBP.

Yeah. Sounds like what happened to me.
I just checked my PayPal account and my Perx card registration there doesn't mention currency/denomination there at all. And on the Perx account itself it is listed as EUR. So you must've chosen GBP£ when setting up the PayPal transaction.

Patrick2010 · 23-04-2021 2:06pm

Can you use these to buy online?

TM · 23-04-2021 3:11pm

Patrick2010 wrote: »

Can you use these to buy online?

They should be accepted wherever MasterCard is accepted.
But not gambling sites, charitable donations (!), other sites that don't accept prepaid credit cards.
But if you link it to a PayPal account you can use it (indirectly) wherever PayPal is accepted.

TM · 26-04-2021 3:07pm

cefh17 wrote: »

Trying to do the whole transfer thing and it's saying the billing address of the Perx card is incorrect, is there a standard one to be entered?

I can't see any address on my Perx account but on my PayPal account it has my home address and it worked for me.

cefh17 · 26-04-2021 3:09pm

Got it sorted, thanks for your reply TM. Ended up missing the notification at first to confirm the test transaction to the Perx account that was needed to link the card

Galadriel · 07-05-2021 4:59pm

I have used my PayPal account several times to load my Perx cards and then transferred the funds to my other PayPal account.

When I go to send the money it's displaying as Euro, when I select the Perx card it has Sterling beside it so then I lose out on the transfer. This is only happening on the latest Perx cards, I can still see an old card in PayPal and that's down as Euro.

Am I missing something? I registered the card on Perx and it's displaying the balance in Euro.

Roberto_gas · 07-05-2021 5:12pm

Galadriel wrote: »

I have used my PayPal account several times to load my Perx cards and then transferred the funds to my other PayPal account.

When I go to send the money it's displaying as Euro, when I select the Perx card it has Sterling beside it so then I lose out on the transfer. This is only happening on the latest Perx cards, I can still see an old card in PayPal and that's down as Euro.

Am I missing something? I registered the card on Perx and it's displaying the balance in Euro.

Select eur for both sides on paypal and u wud be grand

Galadriel · 07-05-2021 5:44pm

Roberto_gas wrote: »

Select eur for both sides on paypal and u wud be grand

It is though, always was but I double checked, it's like it's seeing the Perx card in GBP for some reason.

Galadriel · 08-05-2021 10:13am

Sounds like it's been happening since Brexit:

https://www.paypal-community.com/t5/Payments/Why-can-t-I-change-default-currency-on-my-account/td-p/2628773

Roberto_gas · 16-07-2021 8:37am

Anyone been able to use this on paypal ? Suddenly stopped working for me ! Getting check your payment error !

Tazsmurf · 21-07-2021 4:58pm

https://boards.ie/discussion/comment/117618554#Comment_117618554

Hey,

I got €50 EML Perx card but when I try to transfer funds to PayPal I’m getting card declined also! Any ideas why?

Degag · 04-08-2021 9:11pm

Could you use the card to buy currency perhaps? I.e buy Sterling in a BdC or Post Office and then sell it for Euro. Or just buy Euro?

Might be too cost prohibitive.

Galadriel · 05-08-2021 8:49am

I've tried different PayPal accounts etc. but it's definitely not working anymore.

MBSnr · 05-08-2021 8:56am

^^^

I had some money left on a PERX card. I registered the card on my Amazon account and then purchased a gift voucher in GBP and let it do the EUR currency conversion, getting to within 4c of what was left on the card... Sure you end up paying a little extra for the EUR conversion but if you are a regular Amazon user you end up with a GBP balance you can dig into. Plus you can send Amazon gift cards amounts to others.

Roseor · 11-09-2021 4:50pm

Yes, I am having the same issues with paypal - showing a zero balance. I emailed perx but got no reply.

magsapie · 10-10-2021 5:58pm

Anyone having issues using their Perx card? This is the message on their site. My card would be coming up to its 12 month anniversary (corporate xmas gift) and I'm trying to use it any way I can. Paypal thing didn't work but not sure if its because Paypal now stopping this (or Perx) or if it's becuase of the big bold red service message on PErx site (below). Message has no date of when issue occurred, and no resolution date. It doesn't look good - are they still in healthy operation?

Due to increased volumes we are experiencing issues with our Card Payments.

Please pay by Bank Transfer while we service the issue.

Thank you for your patience

Pistachio19 · 07-11-2021 8:26pm

I read that and took it that it meant if you are buying perx cards they have issues with accepting card payments to pay for them We'd use our corporate card to pay for them if we were to buy them, but it looks like that's not an option at the moment. I'm trying to decide between the perx and one for all. We've given one for all cards for the past few years.

danwhite88 · 11-11-2021 4:01pm

https://www.boards.ie/discussion/comment/117708910#Comment_117708910

If you use amazon.de you can purchase a gift voucher in EUR.

mct1 · 15-11-2021 9:44am

https://www.boards.ie/discussion/comment/118001727#Comment_118001727

i wonder did you get your card to work yet? I tried my latest virtual card on Amazon where I'd used a previous one successfully in July to top up my credit - it was "declined by the card issuer". Same story on Paypal when I tried to use it to send money to my OH. I've emailed Perx but am not hopeful. I even merged the card contents with my last successful card but then that was refused too.

The card came from RedC so next payout I'll be requesting a cheque!

mct1 · 23-11-2021 6:18pm

https://www.boards.ie/discussion/comment/118168110#Comment_118168110

Just updating this. Perx customer service replied to my email within 48h. They said you can't use the card on Paypal, but that my Amazon top up was declined because the amount was in excess of the card value - so either Amazon is making an extra charge on top of their own currency exchange rate, or else their rate is wrong. I lowered the amount and it went through no problem leaving just 40c on the card. So topping up your Amazon account with Perx cards does work, just watch the amount. And Perx customer service was helpful.

LawBoy2018 · 23-11-2021 6:35pm

https://www.boards.ie/discussion/comment/118212406#Comment_118212406

Very interesting, thanks for that. Can funds be withdrawn from Amazon?

Turning a Perx reward card into cash?

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